MiCA / CASP
EU Regime / Unified License
✓AML/KYC compliance✓Passporting in the EU✓Legal certainty
De la solicitud a la licencia: asistencia experta con tu licencia cripto.
Supervisamos todo el proceso de licencia y construimos la arquitectura legal, estableciendo una base jurídica sólida que permite a tu negocio cripto crecer con seguridad y expandirse a mercados internacionales.
400+
Licencias cripto obtenidas
40
Jurisdicciones cubiertas
100+
Casos complejos, incl. MiCA
Actualizado el
Dónde tramitamos licencias
Licencias cripto en jurisdicciones populares
UAE (VARA)
Exchanges and Wallets
✓Regulated by VARA✓Covers exchanges and custodians✓Middle East crypto hub
UAE (ADGM)
Crypto / Regulator: FSRA
✓Innovative environment✓Access to banking✓Simplified legalization
Switzerland
FINMA / Crypto Exchange
✓FINMA oversight✓Investor protection✓Blockchain leader
USA
MSB / Crypto Exchange
✓MSB registration✓Largest market✓Regulatory compliance
United Kingdom
FCA / Crypto Exchange
✓FCA oversight✓Global market access✓High reputation
Singapore
MAS / DPT
✓MAS oversight✓International recognition✓Custody and exchange
Hong Kong
SFC / Crypto Exchange
✓Regulated by SFC✓Support for international business✓Access to Asian markets
Japan
FSA / Crypto Exchange
✓Regulated by FSA✓High client trust✓Security standards
El Salvador
DASP / Government Regulation
✓Bitcoin is official currency✓Simplified registration✓Support for crypto innovation
Kazakhstan
AIFC / Crypto exchange and trading
✓AIFC support✓Reputation in Eurasia✓Growth in Central Asia region
Philippines
DCE / Offshore Zone
✓CEZA-issued license✓ICO and exchange regulations✓International banking
Nigeria
SEC / Exchange and custody
✓SEC oversight✓African market✓Full range of crypto services
Ukraine
Emerging Jurisdiction
✓Access to Eastern Europe✓Transparent regulation✓Fast registration
Saint Lucia
Offshore Registration / Exchange
✓0% taxes✓Broad range of crypto services✓Lenient regulation
Australia
AUSTRAC Registration / AML/CTF
✓Client rights protection✓APAC region✓Clear requirements
Dubai (DMCC)
DMCC / Exchange
✓Global financial infrastructure✓Synergy with DMCC assets✓Regulatory clarity
Armenia
Central Bank of Armenia
✓Fast, low-cost registration✓Support for IT and crypto exchanges✓Flexible requirements
Bahrain
Crypto license / Regulator: CBB
✓Access to banking✓AML/KYC compliance✓Lenient regulation
Cabo Verde
Offshore Registration / Crypto Company
✓No restrictions on crypto business✓Fast registration and licensing✓Confidentiality
Georgia
Simple procedure
✓Favorable taxes for IT✓Transparent regulation✓Straightforward registration
Uzbekistan
NAPP
✓Regulated by NAPP✓Reliable structure✓Hub for CIS and Asia
Turkey
Crypto framework
✓Regulated environment✓Reliable structure✓Hub between Europe and Asia
Israel
Exchanges and Wallets
✓Transparent legal regime✓Investor protection✓Strong fintech environment
Isle of Man
Crypto Exchange
✓Large market✓VASP regulation✓Local and cross-border operations
Malaysia
SC / Exchange and Custody
✓Regulator: Securities Commission✓Clear rules for exchange and custody✓Regional fintech development
Montenegro
Crypto Exchange
✓Simplified processing✓International support✓Friendly environment
Panama
Crypto Exchange / Fintech Projects
✓Lenient regulation✓0% on foreign income✓Flexible structures
Costa Rica
Crypto Exchange / Fintech Startups
✓Budget-friendly license✓Fast registration✓Suitable for crypto gaming
Thailand
SEC DVA / Crypto Exchange
✓SEC supervision✓Legal certainty✓Client protection
Vanuatu
Offshore Crypto Exchange
✓Global operations✓Low entry threshold✓Tax preferences
Gibraltar
DLT / Blockchain Business
✓DLT framework✓Reputable regulator✓Business-friendly environment
Seychelles
Offshore Crypto
✓VA providers✓Exchange and custody✓Offshore structure
Serbia
Crypto Exchange / Custodian
✓New regulation✓Access to EU✓Growth support
Monaco
Token / Crypto Exchange
✓Special legislation✓HNW clients✓Accelerated process
Ecuador
Legal Framework / Crypto Exchange
✓Local regulation✓AML compliance✓Latin American market
Licencias · MiCA / CASP
Una licencia, todo el mercado de la UE.
La licencia cripto única de la UE con pasaporte en los 27 Estados miembros. Elegimos el regulador de origen adecuado, preparamos la solicitud y el marco AML/CFT y DORA - más de 400 licencias obtenidas.
Asesoría para mi negocio →Dictamen legal gratuito
¿No sabes qué jurisdicción encaja?
Nuestro equipo jurídico analizará tu caso sin coste y emitirá un dictamen por escrito sobre qué jurisdicción, estructura o vía de licencia encaja con tu negocio.
Evaluación por escrito en 2-5 días hábiles
Solicitar dictamen gratuito →MiCA / CASP
Veintisiete Estados de la UE donde obtenemos la licencia CASP
Con MiCA el régimen es único en toda la Unión; lo que cambia es el regulador, el plazo realista y el idioma en que se tramita el expediente. Cualquiera de ellos pasaporta a los 30 Estados del EEE: se elige el que va más rápido y donde le entienden.
UE · MiCA27 Estados
Europa · fuera de la UE23 Estados
Oriente Medio9 Estados
Asia-Pacífico29 Estados
América16 Estados
Caribe y Atlántico · offshore16 Estados
Qué cubre una licencia
Tipos de servicios sujetos a licencia en el negocio cripto
A single crypto license (for example, Virtual Asset Service Provider) can cover multiple business areas depending on the financial authority. All these operations are regulated in accordance with international AML/KYC requirements and are aimed at ensuring transparency, legality, and financial stability of the business.
Incluyen:
✓Operating a cryptocurrency exchange (centralized or decentralized)✓Conducting transactions on behalf of clients (brokerage) or using proprietary funds (proprietary trading)✓Market-making. In some regulatory frameworks, this requires a separate asset activities license✓Custody of virtual assets or clients' private keys✓Providing virtual wallet and account services
Además, la licencia puede incluir:
✓Fiat-to-crypto and crypto-to-crypto exchange✓Payment acceptance and processing, settlement operations✓Management of virtual asset funds (which may require a separate crypto investment license)
In some countries, separate registration, reporting, or special permits are also required for specific types of activities. Such as cryptocurrency delivery, custodial services, or operations involving public trading platforms.
| Type of activity | Regulatory requirements |
|---|---|
| Operating a cryptocurrency exchange | Authorization as a Virtual Asset Service Provider (crypto license) or equivalent |
| Crypto trading for clients | Inclusion of trading activity in the VASP registration or a separate crypto trading license |
| Custody of virtual assets | Additional approval or explicit inclusion within the scope of the license (depends on licensing regime) |
| Wallet and account services | Covered under the virtual asset licensing regime |
| Crypto-to-crypto/fiat trading | Typically included in a cryptocurrency or virtual asset service license |
| Investment or portfolio management | Requires a crypto investment license or separate registration |
The name and scope of a license depend on the legislation of the specific jurisdiction. In the EU, the Crypto-Asset Service Provider (CASP) is used; in Singapore, a Major Payment Institution is required; in the United States, companies must register as a Money Services Business (MSB) and obtain licenses in each individual state.
Comparación de jurisdicciones
¿Dónde conviene más obtener una licencia cripto?
Choosing the right jurisdiction to obtain a crypto license is a key strategic decision for any company working with virtual assets. Each country offers its own regulatory approach, including varying requirements for compliance, reporting, and taxation.
01
Regulatory transparency and stability
Jurisdictions with clear rules and well-established licensing procedures are attractive (e.g., the EU, including Lithuania and Estonia, Singapore, Switzerland, Dubai).
02
Single EU market
Thanks to MiCA, a company with a CASP can provide services across all EU member states.
03
Tax and financial infrastructure
Tax conditions and access to financial infrastructure (such as the ability to open bank accounts) are essential for companies applying for a crypto license.
04
Simplicity and speed
Several jurisdictions, such as Lithuania or the BVI, offer a simplified and fast licensing process, which is particularly relevant for startups and fintech projects.
| Jurisdiction | Regulatory regime | Key advantages | Corporate tax | VAT on exchange | Tax features |
|---|---|---|---|---|---|
| EU (incl. Lithuania, Estonia) | MiCA (CASP) | Unified EU license, harmonization, cross-border operations | 15-25% | Exempt | Full reporting for all licenses |
| Singapore | Major Payment Institution | Reliability, legal protection, compliance | 17% | Exempt | Crypto fund license recognized |
| Dubai (VARA) | VASP | Innovation, regional leadership | 0% / 9% | Exempt | No personal income tax |
| Switzerland | FINMA/SRO | Clarity, strong financial market, crypto infrastructure | 12-18% | Exempt | Crypto treated as an asset, license required |
| BVI / Cayman Islands | Virtual Asset License | Tax benefits, flexibility, confidentiality | 0% | Exempt | No local taxes |
| USA | MSB + State Licenses | Large market, trust, complex requirements | 21% + state tax | Activity-dependent | Complex IRS rules |
Importante: Starting from 2025, all cryptocurrency companies operating in Lithuania, Estonia, and other EU countries will be required to comply with MiCA regulations and obtain a unified CASP license (for digital asset services or dealings) to legally operate within the EU.
Prifinance assists in selecting the optimal jurisdiction based on your product, target markets, and budget. We provide end-to-end support - from choosing the country and company structure to obtaining the license, opening a bank account, and ensuring compliance with local laws.
Antes de solicitar
Requisitos legales y organizativos para iniciar un negocio cripto
In most jurisdictions, there are minimum conditions that must be met before initiating the licensing process for crypto activities, regardless of the license type. All applicants must disclose information about ultimate beneficial owners and undergo a full due diligence review.
01
Company registration - most applicants are required to register a local legal entity.
02
Fit and proper management - appointment of qualified directors and AML/compliance officers is critical.
03
Minimum share capital - many jurisdictions require a minimum capital threshold.
04
AML/KYC compliance - robust Anti-Money Laundering and Know Your Customer measures are mandatory.
05
Internal controls - risk management, compliance, and audit functions are standard obligations.
06
Business plan and documentation - a detailed business plan and supporting documents (IT, finance, risk, etc.) are required.
07
IT and security - adequate cybersecurity and protection of digital assets are prerequisites.
08
Regulatory reporting - ongoing activity and suspicious transaction reporting are part of license obligations.
09
Local office and substance - many countries require a physical office and staff presence.
10
Application fees - fees apply for obtaining and renewing a license annually.
Nota: In some jurisdictions, obtaining a cryptocurrency license involves additional registration steps, such as IT security audits or interviews with regulators.
Sobre el terreno
Oficinas de Tallin a Miami.
Praga
Chequia
Vlkova 532/8, Žižkov
Berlín
Alemania
Rankestraße 26
Singapur
Singapur
3 Church Street, #29-68 Samsung Hub
Bangkok
Tailandia
Unit P01, Penthouse, VASU1, 1 Sukhumvit 25 Alley
Foshan
China
A-Tower, Yuneng Digital Plaza, 46 Lishui Avenue South
Biskek
Kirguistán
32 Razzakov Street
Cómo funciona
Etapas y plazos para obtener una licencia cripto
PASO 01
Análisis de jurisdicción y modelo de negocio
The appropriate jurisdiction and license type (e.g., crypto exchange license or crypto trading license) are determined based on the company's goals and intended activities.
PASO 02
Constitución de la sociedad y solicitud de licencia
The company must be legally registered. If required, preliminary approvals must be obtained in the chosen territory.
PASO 03
Preparación y presentación de la documentación
A full set of documents must be submitted to the regulator, including a business plan, AML/KYC policies, and an IT security policy.
PASO 04
Revisión y aprobación del regulador
The regulator reviews the documentation, may request clarifications, and conducts due diligence on all company directors and beneficial owners.
PASO 05
Emisión de la licencia
Once approved, the company is granted the license. Operations may begin only after the license is officially issued.
Por qué Prifinance
Un despacho de abogados, no un revendedor.
Prifinance has many years of experience in supporting cryptocurrency licensing projects. We are well aware of the typical challenges clients face and proactively eliminate potential risks.
01
Equipo de licencias interno
100+ lawyers, auditors and consultants work on applications directly - no outsourcing chains.
02
Tarifas fijas y detalladas
The quote you approve is the price you pay; government and regulator fees are stated separately upfront.
03
Un equipo de principio a fin
Company structure, license application, bank account and compliance framework - from a single provider.
04
Documentación lista para el regulador
Business plans, AML/KYC and IT security policies drafted to the standards regulators actually check.
05
Soporte tras la emisión
Reporting, audits, renewals and license extensions once you are live. We stay on your side.
Nuestros expertos en regulación cripto
Profesionales que hablan tanto el lenguaje del negocio como el de los reguladores.
Nikolai Timofejev
Experto en licencias
Expert with 15 years of experience in FinTech, payments, and business strategy.
Oleksii Kindratenko
Asesor de licencias y AML
Expert in company registration, financial licenses, AML and tax consulting.
Eugeniu Bevziuc
Consultor de negocios internacionales
International business consultant with experience in company setup, remote work, and multilingual communication.
Sigue a Prifinance
Activos en todos nuestros canales.
Conviene saber
Fiscalidad de las empresas con licencia cripto
Each jurisdiction establishes its own corporate income tax rules for companies operating under a cryptocurrency license. The chosen approach to tax planning can significantly affect both potential profitability and legal compliance.
Impuesto de sociedades
Companies holding a license for a cryptocurrency exchange, crypto trading, or a cryptocurrency investment fund are subject to standard corporate income levy. In EU countries, under MiCA, profits from cryptocurrency trading activities are treated as ordinary business income.
IVA e impuestos sobre transacciones
In many jurisdictions, exchange operations carried out under a valid digital currency exchange license are exempt from VAT. However, services not related to exchange, such as IT support or consulting, may be subject to VAT.
Retención en la fuente
Companies may be required to withhold tax at the source when making cross-border payments to providers or foreign investors, depending on the jurisdiction's legislation and applicable double taxation treaties.
Informes y cumplimiento
Organizations holding a crypto license must report their income, including submitting annual financial statements and maintaining mandatory registers. Failure to comply may result in fines or license restrictions.
Importante: Crypto-licensed businesses must regularly consult with tax professionals to stay informed about changes in the global regulatory framework. Reporting obligations can vary significantly depending on the regulatory environment.
Opiniones de clientes
Google4.7★★★★★
Fundadores que querían hacerlo bien.
Google4.7★★★★★
“As a software development crew at FewMoreTaps OÜ, we've had the pleasure of working with Prifinance on some key financial moves.First of all, navigating the world of corporate banking and finance can be a maze, but Prifinance made it feel like a walk in the park. They helped us set up a corporate bank account without the hassle of jumping on a plane or drowning in paperwork. Everything was done remotely, smoothly…”
Google
“I had their assistance in company registration and I would recommend them. They were answering all my clarification during the process and offering all their supportThank you Daniel and Irinia”
Google
“We found PRIFINANCE COMPANYvia the Internet and asked for help in organizing the opening of their company in Estonia. PRIFINANCE COMPANY specialists helped us a lot with this. Their professional, competent approach and knowledge of their business left us with only the best impressions.”
Google
“I'm thrilled with my experience with PriFinance! They helped me obtain a crypto license in Estonia without any hassle. The team was super understanding and always available to answer my questions and assist. It was great to see how they put effort into preparing the documents to ensure everything went smoothly. I'm delighted with the outcome and highly recommend PriFinance to anyone looking to get a license…”
Google
“Opening an account with Prifinance in a Swiss bank was such an easy and quick process that I was shocked. It all started with the first call, where I received detailed guidance on the required documents and the entire procedure.One of the key highlights was their attention to detail. As someone who usually gets tangled up in paperwork, I was pleasantly surprised when they sent me all the documents and…”
Google
“I recently had the pleasure of working with Boris.. and I must say, it was a fantastic experience. Boris went above and beyond to assist me with my residency needs. His professionalism, knowledge, and dedication truly stood out. I highly recommend working with Boris and the team!”
Google
Preguntas frecuentes
Licencias cripto y licencias de exchange.
¿Qué es una licencia cripto y por qué la necesita una empresa?+
Una licencia cripto es una autorización oficial para prestar legalmente servicios de negociación, intercambio y custodia de criptomonedas. Operar sin ella es ilegal en la mayoría de las jurisdicciones y puede acarrear sanciones y la pérdida de protección jurídica.
¿Qué tipos de actividad requieren una licencia de exchange cripto?+
Las operaciones de intercambio de activos virtuales, la gestión de fondos cripto, los servicios de custodia y la negociación requieren una licencia de exchange cripto, una licencia de trading cripto u otros permisos, según la normativa local.
¿Cuál es la diferencia entre una licencia de trading cripto, de criptomoneda y de intercambio de moneda virtual?+
Trading cripto - cubre solo servicios de negociación e intermediación. Criptomoneda - incluye negociación, intercambio y custodia de activos. Intercambio de moneda digital - puede aplicarse solo a operaciones fiat-cripto o transfronterizas.
¿Cómo empezar el proceso para obtener una licencia cripto?+
Definir el modelo de negocio, registrar una empresa, preparar la documentación (incluidas las políticas de AML/KYC y de seguridad informática), superar las verificaciones de los beneficiarios finales y presentar la solicitud. En algunos países existe un procedimiento simplificado para startups.
¿Es lo mismo una licencia cripto que una licencia de exchange cripto?+
No. Una licencia cripto es una autorización general para operar con activos virtuales. Una licencia de exchange cripto es específicamente para operar una plataforma de negociación.
¿Cuáles son los riesgos fiscales y de cumplimiento?+
Las empresas deben presentar informes anuales, someterse a auditorías y cumplir la normativa local de tributos. En algunos casos deben satisfacer requisitos adicionales de transparencia vinculados a la licencia de criptomoneda.
¿Puede una empresa con un solo registro operar internacionalmente?+
Por lo general, esa autorización solo es válida en la jurisdicción donde se emite. Sin embargo, en algunos casos, como en el marco MiCA de la UE, el pasaporte permite a las empresas ofrecer servicios en toda la Unión Europea con una única licencia.
¿Qué es la regulación de criptoactivos y es obligatoria para todos?+
Se refiere a una regulación específica aplicada a las monedas de privacidad o a los proyectos descentralizados (DeFi). No toda empresa está sujeta a ella, pero puede aplicarse en jurisdicciones con normativas avanzadas sobre criptoactivos.
¿Cuánto tarda obtener una licencia?+
El plazo depende del país y de la preparación del solicitante, normalmente de 3 a 12 meses. En las jurisdicciones con marcos orientados a la innovación existen procedimientos acelerados.
¿Se puede modificar o ampliar una licencia existente?+
Sí, en muchas jurisdicciones las empresas pueden modificar o ampliar su autorización existente. Por ejemplo, es posible pasar de una licencia cripto básica a un exchange cripto completo, u obtener además una licencia de inversión en criptomonedas.
Consulta gratuita
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