Nikolai Timofejev
15 years in FinTech and payments. Maps your business model to the right licence scope and leads the file all the way to the NRA decision, including banking and payment rails.
Get a gambling license in Bulgaria.
Bulgaria licenses online gambling through its tax authority: since 2020 the Executive Director of the National Revenue Agency (NRA) issues the licences. Online operators pay a state fee of 20% of gross gaming revenue, declared monthly by the 15th, and the tariff charges BGN 40,000 to review each online betting game and BGN 70,000 for online casino games. Since 2024 internet providers and payment institutions must block unlicensed sites. A Finance Ministry draft, open for comment until 23.10.2026, would change the seat and fee rules from 2027.
27 yrs
on the international marketon the market
60+
in-house specialistsspecialists
400+
Licenses obtainedlicenses obtained
Updated
Bulgaria in brief
A licence issued by the tax agency.
Bulgarian gambling runs on the Gambling Act (SG No. 26/30.03.2012), amended in 2020, 2024 and 2025. SG No. 69/2020 closed the State Commission on Gambling and moved its powers to the Executive Director of the National Revenue Agency (NRA), so in Sofia the tax authority issues the licences. Online play is licensed as remote gambling, game type by game type: sports betting, betting on random events, casino games and the other types in the tariff, each with an online variant. The tariff under Council of Ministers Decree No. 289/2012 doubles the document-review fee for online games: BGN 40,000 per online sports-betting game and BGN 70,000 for online casino games, 95% of that when filed electronically. Online operators pay a state fee of 20% of the difference between stakes received and winnings paid (art. 30(4)), declared monthly by the 15th. SG No. 14/2020 reserved lottery games, except tombola, bingo and keno, to the state.
The 2024 amendments (SG No. 42/14.05.2024) changed the daily work. Advertising is banned on radio and TV, in print and electronic media and in public places. Internet providers and payment institutions must block unlicensed gambling; art. 97a fines payment institutions BGN 50,000-200,000. Since 01.01.2025 an ordinance caps online losses per period, lower for players under 24. SG No. 49/2025 tied the licence to AML/CFT conduct: five breaches of the same type within a year count as systematic and can cost the licence. The current licence term and the investment threshold for online organisers we confirm with the NRA per case; for casino and gaming-machine operators, SG 42/2024 raised the art. 4(4) minimum from BGN 500,000 to BGN 750,000. Then the draft. The Finance Ministry's amendment, in consultation until 23.10.2026, would require foreign online organisers to keep a place of business and the central computer system in Bulgaria, with its main provisions from 01.01.2027. It is a draft, not law.
The tax agency licenses: since 2020 the NRA's Executive Director issues gambling licences. Online operators pay a 20% state fee on GGR, declared monthly by the 15th, and review fees of BGN 40,000 per online betting game or BGN 70,000 for online casino games.
Since 2024: media ad ban, ISP and payment blocking, loss caps lower for under-24s. A Finance Ministry draft, open to 23.10.2026, would change seat and fee rules from 2027. Built from Sofia.
Two realities
The online licence today - and the draft for 2027.
Today's NRA licence is priced per game type and taxed at 20% of GGR. The Finance Ministry's September 2026 draft would change the seat, the servers and the fee model from 2027, so we build for the first and plan for the second.
Today's online licence - and the draft that may change it in 2027.
01 - REMOTE GAMBLING LICENCE
The online licence
Issued by the NRA's Executive Director for online betting, casino and the other remote game types. The tariff charges BGN 40,000 to review each online betting game and BGN 70,000 for online casino games; the state fee is 20% of GGR, declared by the 15th of each month.
Issued by the NRA's Executive Director for online betting, casino and the other remote game types. The tariff charges BGN 40,000 to review each online betting game and BGN 70,000 for online casino games; the state fee is 20% of GGR, declared by the 15th of each month.
- ✓Online betting and casino, by game type
- ✓BGN 40,000 review per betting game
- ✓BGN 70,000 review for casino games
- ✓95% of the fee if filed online
- ✓State fee 20% of GGR, monthly
- ✓Every transaction sent to the NRA
02 - THE 2027 DRAFT
Consultation to 23.10.2026The rules on the table
The Finance Ministry's draft amending the Gambling Act (consultation No. 12738-K, open 23.09-23.10.2026) is a draft, not law. As published, it would require foreign online organisers to keep a place of business and the central computer system in Bulgaria, and it would end affiliate-operator licences, mostly from 01.01.2027.
Draft, not law: place of business and central computer system in Bulgaria, full ad ban, affiliate licences ended - mostly from 01.01.2027.
- ✓A draft - not law yet
- ✓Place of business in Bulgaria
- ✓Central computer system in Bulgaria
- ✓Complete advertising ban
- ✓Affiliate-operator licences to end
- ✓New state-fee model from 2027
Costs and timelines are confirmed for your case before any work begins. Tariff amounts are in BGN as the tariff prints them; we confirm the current tariff, including any restatement in euro, with the NRA before quoting.
Why Bulgaria
Taxed on revenue, policed at the payment layer.
Bulgaria charges online gaming 20% of GGR, and since 2024 it blocks unlicensed rivals through internet providers and payment institutions.
✓
A revenue-based state fee
Online operators pay 20% of the difference between stakes and winnings (art. 30(4)), declared monthly by the 15th. The 2026 revenue law, SG No. 30/2026, left the Gambling Act untouched.Revenue-based, declared monthly.
✓
Entry priced per game
The tariff charges BGN 40,000 to review an online betting game and BGN 70,000 for online casino games, and electronic filing pays 95% of that.BGN 40,000 per betting game.
✓
Blocking at two layers
Since SG 42/2024 internet providers and payment institutions must block unlicensed gambling (art. 9(12)-(13)), and the NRA publishes final court decisions on unlicensed sites as open data.ISPs and payment institutions.
✓
A 30-day opinions clock
Official opinions on a licence, including from the State Agency for National Security (DANS), are due within 30 days and travel electronically (art. 22, SG 49/2025).DANS included, filed electronically.
✓
One agency for licence and tax
Since 2020 the NRA issues the licence and collects the state fee, and every online transaction already flows to its server. One counterpart, one data set.Licence and tax together.
✓
A draft that moves the seat
Read this one as a warning. The September 2026 draft would require a place of business and the central computer system in Bulgaria, plus a complete advertising ban, with its main provisions from 01.01.2027. It is a draft; we plan for it anyway.Seat rules may change.
How it compares
How Bulgaria differs from other routes.
The honest comparison: a tax agency as regulator and a 20% fee on revenue, with a reform draft that could change the seat rules in 2027.
Bulgaria vs other jurisdictions
| Feature |  Bulgaria | Other jurisdictions |
|---|---|---|
| Regulator | The tax agency (NRA) | Dedicated gaming authorities |
| Gaming tax | 20% of GGR, monthly | 21% Romania · 15% Serbia |
| Blocking | ISPs and payment firms since 2024 | Greece blacklists, Serbia blocks |
| Status | Draft in consultation to 23.10.2026 | Romania amended again in 2026 |
Regulator
BulgariaThe tax agency (NRA)
Other jurisdictionsDedicated gaming authorities
Gaming tax
Bulgaria20% of GGR, monthly
Other jurisdictions21% Romania · 15% Serbia
Blocking
BulgariaISPs and payment firms since 2024
Other jurisdictionsGreece blacklists, Serbia blocks
Status
BulgariaDraft in consultation to 23.10.2026
Other jurisdictionsRomania amended again in 2026
Country by country
| Country | License type | Taxation | Requirements |
|---|---|---|---|
| Bulgaria | NRA remote gambling | 20% state fee on GGR | Per-game review fee, NRA data feed |
 Romania | ONJN Class I · Class II | 21% of revenue, min €400k | RON 1M capital, €2M-€5M guarantee |
 Greece | HGC Type 1 · Type 2 | State share (art. 50) · 0.5% levy | €200k capital, €500k guarantee |
 Serbia | Online approval, 10 years | 15% monthly, min €50,000 | Serbian company, equipment in Serbia |
BulgariaLicense typeNRA remote gambling
Taxation20% state fee on GGR
RequirementsPer-game review fee, NRA data feed
RomaniaLicense typeONJN Class I · Class II
Taxation21% of revenue, min €400k
RequirementsRON 1M capital, €2M-€5M guarantee
GreeceLicense typeHGC Type 1 · Type 2
TaxationState share (art. 50) · 0.5% levy
Requirements€200k capital, €500k guarantee
SerbiaLicense typeOnline approval, 10 years
Taxation15% monthly, min €50,000
RequirementsSerbian company, equipment in Serbia
Before you apply
Requirements for the Bulgarian licence.Requirements for the licence.
The NRA vets the owners and asks other agencies for opinions before it decides. A complete online file contains the ten items below.
01
Beneficial owners - owners and connected persons vetted under art. 8 as amended by SG 49/2025.
02
Agency opinions - official opinions, including from DANS, requested by the NRA and due within 30 days (art. 22).
03
Review fee for betting - BGN 40,000 per online sports-betting game under the tariff (art. 1(1)), 95% if filed electronically.
04
Review fee for casino - BGN 70,000 for online casino games, double the standard casino amount (tariff art. 1(1) pt. 6).
05
Transaction feed - every online transaction transmitted automatically to the NRA server, with remote access for control bodies.
06
AML/CFT programme - organisers are obliged entities; reports go to the Financial Intelligence Directorate of DANS (SG 49/2025).
07
Barred persons - the art. 10e register checked before play; the NRA updates it at least monthly.
08
Loss limits - maximum losses per period set by ordinance under art. 10zh since 01.01.2025, lower for players under 24.
09
Advertising - no radio, TV, print, electronic-media or public-place advertising (art. 10), and a risk warning on at least 10% of any permitted ad.
10
Monthly declaration - the 20% state fee declared to the NRA by the 15th of the following month (art. 30(8)).
01
Owners vetted (art. 8).
02
Opinions within 30 days.
03
BGN 40,000 per betting game.
04
BGN 70,000 for casino games.
05
Transactions to NRA server.
06
AML/CFT programme, DANS reporting.
07
Barred-persons checks.
08
Loss caps, lower under 24.
09
Advertising within art. 10.
10
Monthly declaration by the 15th.
Reflects the Gambling Act (SG 26/2012) as amended by SG 14/2020, SG 69/2020, SG 42/2024 and SG 49/2025, as of 2026. The licence term and the investment threshold for online organisers are confirmed with the NRA per case.Gambling Act (SG 26/2012) as amended to SG 49/2025, as of 2026.
How it works
From first call to an NRA licence.
01
Games and structure
Game types, online variants and the organiser structure fixed in writing, with the 2027 draft in view.Fixed in writing.
02
Owners and AML
Beneficial owners and connected persons documented; the AML/CFT programme built for reporting to DANS.Vetting-ready.
03
Systems and data feed
Platform, transaction feed to the NRA server and loss-limit logic, with lower caps for players under 24.NRA server linked.
04
Filing and opinions
Review fees paid per game, 95% if filed electronically; official opinions due within 30 days (art. 22).30-day opinion round.
05
Licence and launch
Monthly 20% state-fee declarations by the 15th, barred-persons checks and advertising kept inside art. 10.20% declared monthly.
Quick facts
RegulatorNRA Executive Director
FrameworkGambling Act, SG 26/2012
State fee20% of GGR
DeclarationMonthly, by the 15th
Review fee, bettingBGN 40,000 per game
Review fee, casinoBGN 70,000
Agency opinions30 days (art. 22)
Realistic timelinePlan for 6-9 months
We confirm the current statutory deadlines with the NRA per case and build the owners' file first. Vetting sets the pace.
On the ground in Bulgaria
Run from our Sofia office.
Prifinance - Bulgaria
Sofia · Bulgaria
Sofia, Bulgaria
01
Owners and opinions
Beneficial owners and connected persons documented for art. 8 vetting, ready for the 30-day round of official opinions, DANS included.Vetting-ready, DANS included.
02
Game files and fees
Each online game type filed with its review fee - BGN 40,000 per betting game, BGN 70,000 for casino games - electronically, at 95%.Fees per game, e-filed.
03
The NRA data link
Automatic transmission of every transaction to the NRA server, with remote access for control bodies, tested with your platform before launch.NRA feed tested.
04
The 2027 watch
The September 2026 draft followed through consultation, with the place-of-business and server options priced in case they become law.Draft priced in.
We also have offices in
Tallinn
Estonia
Väike-Paala tn 1
Vilnius
Lithuania
Gedimino pr. 2
Prague
Czech Republic
Vlkova 532/8, Žižkov
Dubai
UAE
33 Level, Al Saqr Business Tower
London
United Kingdom
7 Bell Yard
Madeira
Portugal
Rua da Alegria 31, 1F
Budapest
Hungary
Korányi Sándor u. 4
Good to know
Taxation of gaming operators in Bulgaria.
One state fee on revenue, declared monthly to the same agency that issues the licence.
State fee 20% of GGR
Art. 30(4): 20% of the difference between stakes received and winnings paid, declared to the NRA by the 15th of the following month.Art. 30(4) state fee.
Unchanged in 2026, for now
The 2026 revenue law (SG No. 30/27.03.2026) made no changes to the Gambling Act. The September 2026 draft proposes a new state-fee model from 01.01.2027 - still a draft.Monthly NRA declaration.
Fees per game type
Review fees of BGN 40,000 per online betting game and BGN 70,000 for online casino games. Extending a licence costs the issue fee again (tariff art. 4).BGN 40,000 / BGN 70,000.
Change fees
BGN 4,000 to add or replace software and BGN 100 to change a website or server address (tariff art. 5(5)). Small sums, but they recur.From BGN 100.
Every transaction reported
Online operators transmit each transaction automatically to the NRA server, with remote access for control bodies. The fee base is never news to the NRA.New fee model proposed.
Corporate tax and VAT
Profit tax, VAT on gaming and any tax on players' winnings are modelled per structure and confirmed in the quote.Modelled per structure.
Tax summary
State fee20% of GGR
FilingMonthly, by the 15th
Review fee, online bettingBGN 40,000 per game
Review fee, online casinoBGN 70,000
Corporate tax and VATModelled per structure
*As of 2026 per the Gambling Act and the tariff under Decree No. 289/2012. Group and founder-level outcomes are modelled per structure.
Turnkey professional support
Experienced lawyers and international consultants.
We provide end-to-end support, from company registration and the application file to regulatory interaction and compliance oversight - with an individualized approach to each client.
Oleksii Kindratenko
Builds the application itself: the Bulgarian structure, AML/KYC policy pack, capital structure and tax registrations. His document sets are the reason reviews finish in months, not years.
Eugeniu Bevziuc
First point of contact for international founders. Runs the whole setup remotely, across time zones and languages - from the first call to a live, licensed operator.
Follow Prifinance
Active across our channels.
Bulgaria · NRA
Launch your gaming project in Bulgaria with expert support.
Full-service assistance - from the owners' file and per-game fees to the NRA data feed, monthly state-fee filings and the 2027 draft - run through our Sofia office.
Get a consultation →Free legal opinion
Is Bulgaria the right fit for your project?
Our legal team will analyze your case at no cost and provide a written legal opinion: which jurisdiction, licence scope, or route fits your business.
Written assessment within 2-5 business days
Request a free conclusion →FAQ
The Bulgaria gaming licence, answered.
Who licenses online gambling in Bulgaria?+
The National Revenue Agency. SG No. 69/2020 closed the State Commission on Gambling and moved its powers to the NRA's Executive Director, so the tax authority issues the licences and collects the state fee.
How is online gambling taxed?+
With a state fee of 20% of the difference between stakes received and winnings paid (art. 30(4)), declared to the NRA monthly by the 15th. Corporate tax and VAT are modelled per structure and confirmed in the quote.
What are the application fees?+
The tariff under Decree No. 289/2012 doubles the review fee for online games: BGN 40,000 per online sports-betting game and BGN 70,000 for online casino games, with 95% payable on electronic filing. We confirm the current tariff with the NRA before quoting.
How long does licensing take?+
Plan for 6-9 months end to end. Official opinions requested by the NRA, DANS included, are due within 30 days (art. 22 as amended in 2025). The licence term itself we confirm with the NRA per case, since the Act was amended in 2020, 2024 and 2025.
What changed in 2024?+
SG No. 42/2024 banned gambling advertising on radio, TV, in print and electronic media and in public places, made internet providers and payment institutions block unlicensed gambling, created a barred-persons register and, from 01.01.2025, capped online losses by ordinance, with lower caps for players under 24.
What does the NRA see of my platform?+
Every transaction: online operators transmit each one automatically to the NRA server, with remote access for control bodies. The September 2026 draft would also require the central computer system to sit on Bulgarian territory; it is a draft, not law.
What can an AML failure cost?+
The licence. Since SG No. 49/2025, five or more breaches of the same type within a year count as systematic, and the NRA's Executive Director may impose coercive measures or revoke, on its own initiative or on a proposal from the DANS Chairman.
What does the 2026 draft propose?+
A complete advertising ban, a place of business and the central computer system in Bulgaria for foreign online organisers, the end of affiliate-operator licences from 01.01.2027 and a new state-fee model. Consultation No. 12738-K runs to 23.10.2026; until it passes, it is a draft.
Bulgaria or Romania for a betting-led operator?+
Romania does certainty better: its ten-year term sits in HG 111/2016, its guarantee and every fixed charge in the OUG 82/2023 annex. Bulgaria's case is the fee base - 20% of GGR, against Romania's 21% with a €400,000 minimum plus €800,000 of fixed fees a year. Bulgaria's 2027 rules are still a draft.
Why Prifinance for Bulgaria?+
From our Sofia office we build the owners' file for NRA vetting and DANS opinions, file each online game with its review fee, connect your platform to the NRA server and run the monthly 20% declarations, with the 2027 draft priced into the plan.
Who licenses?+
The NRA, since 2020.
Tax?+
20% of GGR, monthly.
Fees?+
BGN 40,000 per betting game.
How long?+
Plan for 6-9 months.
2024 changes?+
Ad ban, blocking, loss caps.
What the NRA sees?+
Every transaction.
AML risk?+
Five breaches can cost it.
2026 draft?+
Consultation to 23.10.2026.
Or Romania?+
More certainty, higher fixed cost.
Why you?+
Sofia office, full file.
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Get a free legal opinion on your project - our legal team will analyze your case at no cost and provide a written legal opinion: which jurisdiction, licence scope, or route fits your business.Free legal opinion: whether to license in Bulgaria now or after the 2027 draft settles - and what each path costs.
✓Written legal opinion within 2-5 business days - free of charge✓A clear recommendation on the right licence scope, not a sales pitch✓Transparent fixed fees, confirmed up front✓EN · RU · ES speaking team
Prifinance is an independent law and advisory firm. We are not a regulator and are not affiliated with, endorsed by, or acting on behalf of the National Revenue Agency of Bulgaria (NRA) or any other public authority. Authorisations are granted by, and obtained directly from, the competent authorities.