
A second passport is a filing exercise, not a purchase.
Seven citizenship-by-investment programmes, each run by a named authority under a named act. We prepare the file, put it through due diligence, and tell you before you pay which passport still opens the doors you are buying it for, and which one no longer does.
Updated
Seven programmes, and what each one is actually for







Visa-free Europe is not a permanent feature of these passports
The European Union treats investor citizenship as a security and migration risk, and it has already acted on that view once. Anyone selling you a passport on the strength of a Schengen count owes you this page.
What a second citizenship is worth once the marketing is stripped out
Not a tax plan and not a lifestyle upgrade. A second citizenship is an exit option and a set of rights that do not depend on one government staying friendly to you.
From eligibility check to the passport in your hand
These programmes are filed through licensed agents, and the authority talks to the agent, not to you. We build the file, run it, and stay on it until the certificate is issued.
Property routes need their own diligence: the developer, the title and the exit are three different risks and we look at all three.
| Stage | Who does it | What you get |
|---|---|---|
| Eligibility check | Our lawyer | A written yes, no, or "not on these facts" |
| Source of funds | You and us | A documented chain from earnings to the payment |
| Due diligence | The government's vetting firm | An approval-in-principle, or a refusal |
| Investment | You | A receipt the unit accepts |
| Oath and passport | The authority | Certificate of registration, then the passport |
The non-refundable part is the due diligence fee. That is why we do the eligibility work first and why we sometimes tell people not to apply.
The seven programmes side by side
Minimums are the single-applicant floor on the cheapest route. Family, agent and due-diligence fees sit on top and change the ranking. Ask us for the real number for your family size.
130,000 USD for a single applicant. It is also the one programme on this page with no EU visa-free access at all, so the saving has a price attached.
200,000 USD to the fund, with no stay and no visit required at any point, before or after the passport is issued.
Around 90 days, published by the CIU itself rather than quoted to you as an agent’s average.
Three months is written into the Citizenship Act. Everywhere else the timeline is a target the authority can miss without consequence.
| Programme | Minimum | Processing | Residence | Passport |
|---|---|---|---|---|
| DominicaMore details → | 200,000 USD - fund or property | 3-6 months | None - no stay, no visit | Up to 10 years, renewable |
| Antigua and BarbudaMore details → | 230,000 USD - NDF | Not published by the CIU | 5 days in first five years | Valid 5 years, renewable |
| GrenadaMore details → | 235,000 USD - NTF | 3-6 months (IMA) | None in force today | 10 yrs · 5 yrs under 18 |
| Saint LuciaMore details → | 240,000 USD - NEF | ~90 days (CIU) | None - oath may be sworn abroad | Validity not published |
| Saint Kitts and NevisMore details → | 250,000 USD (SISC) | 120-180 days to a decision | None | Valid 10 years |
| VanuatuMore details → | 130,000 USD - DSP single | 3 months - statutory deadline | None - not even a visit | 5 years, per COC FAQ |
| TürkiyeMore details → | 400,000 USD - property | No authority publishes one | None once granted | 10 yrs · 5 yrs under 18 |
Nothing in this table is a recommendation. Which one fits depends on your travel, your family and what you would do with the passport. That is the conversation, and it is free.
What every one of these programmes will ask of you
The programmes differ on price and speed. They barely differ on this list, and this list is where applications actually fail.
Seventeen offices, our own people






Five stages, and the real timing of each
We look at your passport, your travel, your family and your money, and say which of the seven is worth filing - or that none of them is. Written, free, and before any fee is paid.
The slowest part, and it is on you as much as on us. Bank records, sale contracts, tax returns, company accounts. Everything that turns a balance into a documented history.
The application goes to the unit through an authorised agent. From here the authority speaks to the agent, and the agent speaks to us.
An outside vetting firm checks you, your money and your associations. Questions come back; answering them fast is what keeps the file moving.
On approval-in-principle you pay the contribution or complete the purchase. Then the certificate of registration, then the passport.
Why bring this to a law firm rather than an agent
Licensed agents are paid to file applications. We are paid to tell you whether filing one is a good idea, and that is a different job.
Our fee does not change with which country you pick, so the recommendation is not a commission.
The due-diligence fee is not refundable. We would rather lose the engagement than have you lose that money.
This is the same work we do for licence applications and bank onboarding, for 27 years and 400+ regulatory files.
Including where it has already stopped working, and which programmes are under formal monitoring.
Most people who buy a passport need a structure around it. It is the same team down the corridor.
The people who will run your file
Leads Prifinance's corporate practice and oversees client engagements, with senior expertise in international company structuring and bank-account setup.
Corporate services and compliance: documents, legalisation and the questions the due-diligence firm sends back.
Your day-to-day contact - coordinates incorporation, documents and the bank introduction, from the first call through to launch.
Active across our channels.
What citizenship does - and does not - do to your taxes
This is the most oversold part of the whole market. A passport is not a tax residence, and none of these programmes moves your tax base by itself.
Except for a handful of countries, where you pay tax is decided by where you actually live. Buying a Caribbean passport while living in Europe changes nothing.
Saint Kitts and Nevis has had no personal income tax since 1980, and Vanuatu levies no income, capital gains or inheritance tax at all. That matters only if you move there.
Dominica, Grenada and Saint Lucia all run personal income tax with rates up to 30-35% once you are ordinarily resident. Grenada does not tax foreign income.
Banks report on tax residence, and a second citizenship does not erase the first one. Anyone selling a passport as a reporting fix is selling you a problem.
Founders who wanted it done right.
“As a software development crew at FewMoreTaps OÜ, we've had the pleasure of working with Prifinance on some key financial moves.First of all, navigating the world of corporate banking and finance can be a maze, but Prifinance made it feel like a walk in the park. They helped us set up a corporate bank account without the hassle of jumping on a plane or drowning in paperwork. Everything was done remotely, smoothly…”

“I had their assistance in company registration and I would recommend them. They were answering all my clarification during the process and offering all their supportThank you Daniel and Irinia”

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Questions we get before the first payment
Which programme is the cheapest?+
Vanuatu, at 130,000 USD for a single applicant. Among programmes that still carry EU visa-free access, Dominica at 200,000 USD.
Which is the fastest?+
Vanuatu has a three-month deadline written into the Citizenship Act, and Saint Lucia publishes a target of around 90 days. Antigua and Barbuda and Türkiye publish no processing time at all.
Do I have to live there?+
In five of the seven, no, not even a visit. Antigua and Barbuda requires five days of presence in the first five years. Türkiye requires nothing once citizenship is granted.
Is the money refundable if I am refused?+
The investment itself is only paid after approval-in-principle, so it is not at risk. The government due-diligence fee is paid up front and is not refunded. That is the money the eligibility check protects.
Can I be refused, and why does it happen?+
Yes. The usual causes are an undocumented source of funds, a visa refusal that was not disclosed, adverse media, or a sanctions association. Almost none of them are about the amount of money.
Does a second passport lower my taxes?+
By itself, no. Tax follows residence. Changing residence is a separate exercise with its own consequences, including exit taxes in some countries.
Do I have to give up my current citizenship?+
These programmes do not ask you to. Whether your own country allows dual citizenship is a question about its law, and we will check it before you file.
What happened with Vanuatu and the EU?+
Visa-free travel was suspended in 2022 and then ended altogether - the Council removed Vanuatu from the EU visa-free list on 12 December 2024, made permanent by Regulation (EU) 2025/11.
Could the Caribbean programmes lose visa-free access too?+
They keep it today, and they are inside the Commission's formal monitoring under the visa suspension mechanism. We do not predict outcomes; we tell you the status when you ask.
Can my family be included?+
Yes - spouse, children and, in most of these programmes, dependent parents. Each additional person changes the total, sometimes enough to change which programme is cheapest for you.
Find out whether you would be approved - before you pay anything
Tell us your citizenship, where you live, roughly where the money came from and what you want the passport for. You get a written answer: which programme, what it will really cost for your family, and what in your file needs work.









