
15 years in cross-border structuring. Matches the family to the right route - SISC, the Public Benefit Option or one of the two property options and leads the file through due diligence to approval.
Four statutory routes under SRO 20 of 2024: a 250,000 USD contribution that covers a family of up to four, or property from 325,000 USD held for seven years. No residence requirement and no personal income tax - with a mandatory interview and full due diligence before any of it.
Updated
Saint Kitts and Nevis grants citizenship by registration under s. 3(5) of the Saint Christopher and Nevis Citizenship Act, Cap. 1.05 - to a person the Cabinet is satisfied has invested substantially in the country. The operative rulebook is the Citizenship by Substantial Investment Regulations 2024 (SRO No. 20 of 2024, in force 8 July 2024), as amended by SRO No. 43 of 2024. It sets four routes, a compulsory interview for every main applicant, and submission through an Authorised Agent - you cannot file with the Citizenship by Investment Unit (CIU) yourself. Since 1 October 2024 the CIU has operated as a standalone statutory corporation under the Citizenship by Investment Unit Act, No. 11 of 2024, governed by a Board of Governors.
The programme fits a family that wants a second citizenship with no residence requirement, no personal income tax and the option to keep its original nationality. It also comes with limits you should hear before you pay, not after. Since January 2026 the United States has suspended immigrant visa processing for Saint Kitts and Nevis nationals - refusals are issued under section 221(g), and by the government's own statement non-immigrant visas are unaffected. On 17 November 2025 the Council of the EU adopted rules naming investor citizenship schemes as express grounds for suspending visa-free travel; as of 26 August 2026 no decision aimed at Saint Kitts and Nevis is published on EU sources. And every citizen who obtained status through the programme must complete in-person biometric enrolment by 31 July 2027, after which non-biometric passports stop being accepted for travel.
Citizenship by registration under Cap. 1.05, on the rulebook of SRO 20 of 2024: four routes, a compulsory interview, and filing through an Authorised Agent only.
No residence requirement and no personal income tax - but the US suspended immigrant visas in January 2026, the EU now lists investor schemes as grounds for suspension, and biometric enrolment is compulsory by 31 July 2027.
SRO 20 of 2024, as amended by SRO 43 of 2024, sets out four qualifying investments. The two contribution routes start at 250,000 USD and cover a family of up to four people; the two property routes start at 325,000 USD per main applicant and lock the asset for seven years. Government fees sit on top of every route.
Two contribution routes from 250,000 USD, two property routes from 325,000 USD.
The non-refundable contribution route and the lowest entry point. 250,000 USD covers a main applicant alone or a family of up to four people in total - the same price either way. In force since 8 July 2024.
The non-refundable contribution route and the lowest entry point. 250,000 USD covers a main applicant alone or a family of up to four people in total - the same price either way. In force since 8 July 2024.
A contribution of at least 250,000 USD into a unit of an Approved Public Benefit Project (reg. 23(9)). Same family arithmetic as the SISC, but the money funds a named project rather than the state fund.
250,000 USD into an Approved Public Benefit Project unit - reg. 23(9).
325,000 USD in a unit within an Approved Development, down from 400,000 USD on 25 October 2024. Reg. 20(22) bars resale for seven years from the date the title document is issued.
325,000 USD in a unit within an Approved Development, down from 400,000 USD on 25 October 2024. Reg. 20(22) bars resale for seven years from the date the title document is issued.
A purchase outside the developer channel: 325,000 USD for a condominium unit or share, 600,000 USD for a single-family home. Valuation must come from a valuer certified by the Royal Institution of Chartered Surveyors.
A purchase outside the developer channel: 325,000 USD for a condominium unit or share, 600,000 USD for a single-family home. Valuation must come from a valuer certified by the Royal Institution of Chartered Surveyors.
Government fees are charged on top of the investment and are set by reg. 24 and reg. 26: due diligence 10,000 USD for the main applicant and 7,500 USD for a spouse or dependant aged 16+; CBI application fees after approval-in-principle of 25,000 USD (main applicant), 15,000 USD (spouse), 10,000 USD (dependant under 18) and 15,000 USD (dependant 18+). Adding a spouse or qualifying dependant after approval-in-principle costs 30,000 USD; a child under three born after the Certificate of Registration, 7,500 USD. The property routes also carry a compulsory insurance-fund contribution, conveyance fees and stamp duty - the CIU confirms these exist but publishes no amounts, so we quote them per transaction rather than guess.
The July 2024 rewrite made this programme cheaper for families than it had ever been: what used to cost 350,000 USD for a family of four now costs 250,000 USD. Everything below is drawn from the operative regulations and the CIU's own published material.
Since 8 July 2024 the SISC of 250,000 USD covers a main applicant alone or a household of up to four people in total. Under the 2023 regulations the same family of four paid 350,000 USD. Beyond four people the add-ons are 25,000 USD per dependant under 18 and 50,000 USD per dependant aged 18 or over.250,000 USD for one person or four - down from 350,000 USD in 2023.
Two contribution routes at 250,000 USD and two property routes at 325,000 USD give you a genuine choice between spending the money and parking it in an asset. Property thresholds were cut on 25 October 2024 - from 400,000 to 325,000 USD, and from 800,000 to 600,000 USD for a single-family home.Contributions at 250,000 USD, property at 325,000 USD since 25.10.2024.
The CIU's 2024 brochure states that residing in Saint Kitts and Nevis is not required when applying, and its FAQ confirms there is no requirement to reside there to maintain the status. The compulsory interview can be held virtually, so the process does not force a trip to the islands.Not to apply, not to keep it - and the interview can be virtual.
The Inland Revenue Department records that income tax on individuals was abolished in 1980; the Income Tax Act, Cap. 20.22 now applies to companies. There is no inheritance or wealth tax, and capital gains are only taxed on assets sold within a year of acquisition.No inheritance or wealth tax; gains taxed only inside 12 months.
The CIU states that dual citizenship is allowed - you retain your original nationality - and that citizenship can be passed to future generations. Status is granted by a Certificate of Registration signed by the minister, and the passport runs for ten years.Keep your original nationality; 10-year passport, status for life.
On 24 February 2026 the 2014 FinCEN advisory FIN-2014-A004, which had shadowed the programme for over a decade, was rescinded following reform of its due-diligence and compliance systems. That is a measurable change in how banks read a Saint Kitts passport.The 2014 advisory was rescinded on 24 February 2026.
Five Eastern Caribbean programmes compete for the same applicant, and from 17 October 2025 they are all headed for one regional supervisor, ECCIRA. Saint Kitts is not the cheapest entry in the region - it is the one with no personal income tax and a single price for a family of four.
| Feature | Saint Kitts and Nevis | Other OECS programmes |
|---|---|---|
| Contribution minimum | 250,000 USD - family of 4 included | 200,000-260,000 USD by fund |
| Real estate minimum | 325,000 USD · 7-year hold | 200,000-350,000 USD · 3-5-year hold |
| Personal income tax | None - abolished in 1980 | Levied on residents in DM, GD and LC |
| Supervision | CIU, statutory corporation since 2024 | ECCIRA to cover all five programmes |
| Country | Entry route & minimum | Taxation | Requirements |
|---|---|---|---|
Saint Kitts and Nevis | SISC - 250,000 USD, family of 4 | No income, inheritance or wealth tax | Interview required, no residence |
Dominica | EDF - 200,000 USD | Income tax for residents | Property hold 3 years |
Grenada | NTF - 235,000 USD | Income tax for residents | Property hold 5 years |
Saint Lucia | NEF - 240,000 USD | Income tax for residents | Property hold 5 years |
Saint Kitts and Nevis
Dominica
Grenada
Saint LuciaThe CIU assesses a file against reg. 12 and reg. 3 of SRO 20 of 2024 as amended. Nothing below is discretionary packaging - these are the statutory gates, and due diligence is run by independent professional firms in the United Kingdom, the United States and Europe.
One discrepancy is worth stating plainly, because it decides whether an adult child can be included. The operative regulation - reg. 3 of SRO 20 of 2024, untouched by SRO 43 of 2024 - sets the upper age for a dependent child at twenty-five, and the CIU's own 2024 brochure says the same. Several CIU web pages say 18 to 30. No SRO raising the limit to 30 appears in Government notices on ciu.gov.kn or in the Annual Laws on lawcommission.gov.kn, and there is no CBI statutory instrument published for 2025 or 2026 at all. We build files to the operative text - 25 - and where a child is between 25 and 30 we put the question to the CIU through the Authorised Agent in writing before you commit any money.Operative reg. 3 sets the child age limit at 25; CIU pages say 30. We work to 25 and confirm in writing.
We match the household to a route, price it in full, and test the file against the statutory bars - exclusions, the 10-year bankruptcy window, prior refusals and anything due diligence will surface.Route matched, full cost priced, statutory bars tested.
We instruct an agent from the CIU's official list and build the file: forms, police certificates, passport and birth certificate copies, CV and source-of-funds evidence, sworn or affirmed under penalty of perjury.Authorised Agent instructed; sworn file and source of funds.
The agent files with the CIU and the due diligence fees fall due - 10,000 USD for the main applicant, 7,500 USD per spouse or dependant aged 16+. Independent firms in the UK, US and Europe run the checks, which may include biometric collection and passport verification under reg. 17(3)(b).Filing plus 10,000 / 7,500 USD fees; UK, US and EU checks.
Every main applicant attends an interview under reg. 16 - virtually, in Saint Kitts and Nevis, or at another location approved by the Board of Governors. Dependants aged 16 and over may also be called. We prepare you for it.Reg. 16 - virtual or in person; dependants 16+ may be called.
The CIU notifies the outcome: approved-in-principle, denied, or delayed for cause. Approval-in-principle opens a 90-day window to make the investment and pay the CBI application fees under reg. 26 - miss it and the approval lapses.Approval-in-principle opens a 90-day window to pay.
The Certificate of Registration is issued under s. 3(5), signed by the minister, and the passport application follows. Since 14 April 2026 in-person biometric enrolment at a designated centre is compulsory, with a hard deadline of 31 July 2027.Certificate under s. 3(5), passport, biometrics by 31.07.2027.
The 120-180 day figure is the one in reg. 15 of SRO 20 of 2024 and in the CIU's 2024 brochure, measured from the CIU's acknowledgement of receipt to the approval-in-principle notice. The CIU's Application Process page says "3 to 6 months" and its FAQ says "160-180 days" - three different answers inside the same government's material, so treat any of them as a target rather than a commitment. Citizenship is granted by the Cabinet and the CIU at their discretion; no adviser, ourselves included, can promise an outcome.

We price all four routes against your actual household - the SISC add-ons past four people, the 600,000 USD single-home tier, and every government fee under reg. 24 and reg. 26.All four routes priced against your household, fees included.
The part that decides the outcome. We assemble and evidence the origin of funds, police certificates and sworn declarations so the file clears independent due diligence the first time.Evidence built to clear independent due diligence first time.
You cannot file with the CIU directly. We instruct an agent from the official list, control the submission and handle every query the Unit raises.We instruct the agent and control every CIU query.
Preparation for the compulsory reg. 16 interview, the 90-day funding window after approval-in-principle, the passport application and biometric enrolment scheduling.Interview prep, the 90-day window, passport and biometrics.







Personal income tax has not existed here since 1980, and citizenship carries no tax residence by itself. What follows is the position under the Income Tax Act, Cap. 20.22 and the Inland Revenue Department's own published material - not a plan for your affairs, which depends on where you actually live.
The Inland Revenue Department states that income tax on individuals was abolished in 1980. The Income Tax Act, Cap. 20.22 remains in force but applies to companies.Abolished in 1980; Cap. 20.22 now applies to companies.
Under s. 3(2) of Cap. 20.22, gains are taxed only on assets disposed of within one year of acquisition, at half the ordinary rate and capped at 20%. Assets held longer than a year are not taxed on disposal.Half the ordinary rate, capped at 20%; held over a year, untaxed.
The CIU states there are no income, inheritance or wealth taxes, and neither Cap. 20.22 nor the Inland Revenue Department's list of tax laws contains such a tax. Note that this is a conclusion from the absence of a levying act, not from a statute that declares the exemption.No levying act exists - the exemption is by absence, not by statute.
There is no personal tax on income arising outside the country. Citizenship on its own does not make you tax resident, and it does not displace the tax residence you already have - that stays governed by the country you live in.Citizenship alone does not create tax residence.
The Common Reporting Standard Act, Cap. 21.22 has given the OECD standard force of law since 21 December 2016, with the Financial Secretary as competent authority. Financial account information is exchanged automatically - a second passport does not make an account invisible.Cap. 21.22 in force since 21 December 2016 - accounts are reported.
VAT, property tax under the Property Tax Act, corporate tax, the Unincorporated Business Tax, the Housing and Social Development Levy, stamp duty under the Stamps Act, and departure and travel taxes all apply in the ordinary way.VAT, property, corporate, UBT, levy, stamp and travel taxes.
*Tax residence, not citizenship, decides what you pay and where. We model your position across both countries before you commit.
We provide end-to-end support, from choosing the route and preparing the source-of-funds file to submission through a licensed agent and collection of the passport - with an individualized approach to each family.

15 years in cross-border structuring. Matches the family to the right route - SISC, the Public Benefit Option or one of the two property options and leads the file through due diligence to approval.

Builds the application itself: forms, source-of-funds evidence, sworn declarations and the Authorised Agent submission pack. His document sets are the reason files clear due diligence the first time.

First point of contact for international families. Runs the whole process remotely, across time zones and languages - from the first call to the Certificate of Registration and the passport.
End-to-end support - from choosing between the four routes to submission through an Authorised Agent and collection of the passport.
Get a consultation →Our legal team will assess your case at no cost and provide a written opinion: which route fits your household, what it costs in full, and where the due-diligence risks sit.
The investment starts at 250,000 USD through the Sustainable Island State Contribution (SISC) or the Public Benefit Option, or 325,000 USD through property. Government fees are separate: due diligence of 10,000 USD for the main applicant and 7,500 USD per spouse or dependant aged 16+, then CBI application fees after approval-in-principle of 25,000 USD for the main applicant, 15,000 USD for a spouse, 10,000 USD per dependant under 18 and 15,000 USD per dependant aged 18 or over.
SISC - 250,000 USD contribution covering a main applicant or a family of up to four. Public Benefit Option - 250,000 USD into a unit of an Approved Public Benefit Project. Developer's Real Estate - 325,000 USD in an Approved Development. Private Real Estate Sale - 325,000 USD for a condominium unit or share, 600,000 USD for a single-family home. Both property routes lock the asset for seven years.
Reg. 15 of SRO 20 of 2024 sets 120 to 180 days from the CIU's acknowledgement of receipt to the approval-in-principle notice, and the CIU's 2024 brochure repeats it. Its Application Process page says "3 to 6 months" and its FAQ says "160-180 days". Those are three different figures from the same authority, so plan around the regulation and treat the rest as indicative. After approval-in-principle you have 90 days to fund the investment and pay the CBI application fees.
Not to obtain or keep citizenship - there is no residence requirement, and the compulsory interview can be held virtually. But since 14 April 2026 biometric enrolment is compulsory and must be done in person at a designated centre. Those centres include London, Dubai, Toronto, Ottawa, Istanbul, Hong Kong, Abu Dhabi, Singapore, Lagos, Jeddah, the Washington area and several embassies, as well as Saint Kitts itself, so it need not mean a trip to the Caribbean. The deadline is 31 July 2027 and the fees are 2,500 USD for the main adult applicant, 2,000 USD for a second adult and 1,300 USD per child under 16.
A spouse; children under 18 without conditions; children over 18 in full-time education and fully supported by you; children aged 18+ with a physical or mental disability, with no upper age limit; and parents of you or your spouse aged 55 or over who live with and are fully supported by you - the age came down from 65 on 25 October 2024. Siblings are not in the definition of dependant. The regulations do not cap the number of dependants, but past four people in total the SISC and PBO add-ons of 25,000 and 50,000 USD apply.
The government's own sources disagree, and you should know that before you build a file around an adult child. The operative regulation, reg. 3 of SRO 20 of 2024 - which SRO 43 of 2024 did not amend - says between eighteen and twenty-five years of age, and the CIU's 2024 brochure agrees. Several CIU web pages say 18 to 30. No statutory instrument raising the limit is published in Government notices on ciu.gov.kn or in the Annual Laws on lawcommission.gov.kn, and no CBI SRO exists for 2025 or 2026 at all. We work to the operative text of 25 and, for a child between 25 and 30, obtain the CIU's position in writing through the Authorised Agent before any money moves.
We do not quote a number, because the government does not publish one you could rely on. The Ministry of Foreign Affairs says nationals "enjoy visa-free access to over 100 countries and territories" and its searchable database lists 140 destinations, with no stated update date. What is separately confirmed: visa-free access to the United Kingdom was retained when the ETA was introduced, per the government statement of 11 September 2024; reciprocal visa-free access with Nigeria took effect on 1 September 2025; and on 12 March 2026 the consulate in Toronto reported partial restoration of visa-free access to Canada, without publishing the conditions or the effective date.
No, and this is the heaviest fact on the page. On 15 January 2026 the government confirmed that the United States has suspended immigrant visa processing for Saint Kitts and Nevis nationals; applications are accepted but refused under section 221(g). By that same official statement, non-immigrant visas - tourism, business, study and short trips - are not affected. If a route to the United States is your objective, this programme is not it.
It is a live risk rather than a decided outcome. On 17 November 2025 the Council of the EU approved new rules for suspending visa-free travel with third countries, and running an investor citizenship scheme that grants citizenship to people with no genuine link to the country is now an express ground for suspension. The regulation takes effect on the twentieth day after publication in the Official Journal. As of 26 August 2026 no decision aimed at Saint Kitts and Nevis appears on official EU sources.
Yes to the first, no to the second. Citizenship by registration can be revoked by the minister under s. 8 of the Citizenship Act - including where the investment is withdrawn below the statutory minimum within five years - and in March 2025 deprivation orders were issued against 13 people and their dependants for exactly that. On price: in April 2025 the government blacklisted two International Marketing Agents indefinitely for promoting the programme below the statutory minimum, and terminated an investment agreement with a developer. Applications are accepted only from an Authorised Agent on the CIU's official list, and any offer below the legal minimum is a reason to walk away.
250,000 USD by contribution or 325,000 USD by property, plus government fees.
SISC and PBO at 250,000 USD; property at 325,000 USD, or 600,000 USD for a house.
120-180 days to a decision under reg. 15, then 90 days to fund.
No residence requirement; the interview can be virtual. Biometrics are in person by 31.07.2027.
Spouse, children, parents aged 55+. Siblings are not eligible.
The operative SRO says 25; CIU pages say 30. We work to 25 and confirm in writing.
No official number exists. The MFA says "over 100"; we do not quote a figure.
No - US immigrant visas have been suspended since January 2026. Non-immigrant visas are unaffected.
The EU made investor schemes express grounds for suspension in November 2025. No decision on SKN yet.
Yes, under s. 8 - 13 people lost status in March 2025. Buy only through an Authorised Agent.
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Get a free legal opinion on your case - our legal team will assess your family at no cost and provide a written opinion: which programme, which route, and what the due-diligence risks are.Free legal opinion: which of the four routes fits your family, and what it costs in full.
Prifinance is an independent law and advisory firm. We are not a government body and are not affiliated with, endorsed by, or acting on behalf of the Citizenship by Investment Unit (CIU) or any other public authority. Citizenship is granted solely by the competent authority, at its discretion.