Nikolai Timofejev
15 years in FinTech and payments. Maps your business model to the right structure and leads the file all the way to a compliant launch, including banking and payment rails.
Get a crypto license in Jordan.
Jordan has a brand-new virtual-assets law - and we say so plainly. Law No. 14 of 2025 put VASP licensing under the Jordan Securities Commission, and the JSC has opened its application process. The regime is real but young, and the central bank still restricts crypto in banking - so precedent is thin. We prepare the JSC licence, run the company and AML now, and pair a UAE hub where you need an operational permission today. We structure it honestly.
27 yrs
on the international marketon the market
60+
in-house specialistsspecialists
400+
Crypto licenses obtainedlicenses obtained
Updated
Jordan in brief
A new law in force - young, and honestly handled.
Jordan's stance on crypto changed in 2025. For years the Central Bank of Jordan warned against virtual currencies and barred banks and financial institutions from dealing in them. Then the government moved from caution to a framework: Law No. 14 of 2025, Regulating Dealings in Virtual Assets, took effect on 14 September 2025 and placed virtual-asset service providers under the Jordan Securities Commission. Implementing rules followed - Regulation No. 94 of 2025 on VASP licensing, and financial- and capital-adequacy instructions phased in across 2026. Only companies, not individuals, can be licensed, and core activities - issuance, brokerage, running an exchange, custody and transfer - need JSC authorisation.
So Jordan now has a dedicated licence, but it is early days. The JSC opened an electronic pre-approval process while supporting instructions were still being finalized through 2026, which means precedent is thin and the practical route runs through close engagement with the regulator. There is also a real limitation to be candid about: the central bank keeps authority over payments and fiat, and its restrictions on banks dealing in crypto have not vanished, so local banking for a crypto business remains hard. Our honest recommendation is to build the Jordanian company and its AML programme, prepare and file the JSC application, and - where you need a proven, operational permission today - pair a licensed regional hub such as the UAE while Jordan's regime matures.
Jordan changed course in 2025. Law No. 14 of 2025 put VASP licensing under the Jordan Securities Commission - a dedicated licence now exists, after years of central-bank caution.
The regime is real but young: supporting rules phased in across 2026 and bank access for crypto is still constrained. We build the company and AML, prepare the JSC file, and pair a UAE hub where you need an operational permission today.
The honest picture
The JSC licence - a company and AML base underneath.
Two workstreams: the Jordanian company plus AML base that operates now, and the JSC VASP application under the new Law No. 14 of 2025. We scope both before any work begins, and we are candid that the regime is young.
The company + AML base operates now; the JSC VASP application runs under the new Law No. 14 of 2025 - and we are candid the regime is young.
01 - COMPANY + AML · THE BASE
Governed company, real AML
The working base: a Jordanian company with clean governance and an AML programme under the AML/CFT law, reporting to the Financial Intelligence Unit - lawful, and the foundation any JSC application sits on.
The working base: a Jordanian company with clean governance and an AML programme under the AML/CFT law, reporting to the Financial Intelligence Unit - lawful, and the foundation any JSC application sits on.
- ✓Jordanian company with clean governance
- ✓AML/CFT programme under national law
- ✓CDD, monitoring and FIU reporting
- ✓Named compliance officer with authority
- ✓Only companies may be licensed - structured so
- ✓Banking planned around CBJ restrictions
02 - THE JSC VASP LICENCE
Law No. 14 of 2025 · in forceApply under the new regime
Law No. 14 of 2025 put VASP licensing under the JSC, and the application process is opening. The file - governance, AML, custody and capital-adequacy documentation to the JSC's instructions - is what we prepare and take through pre-approval.
Law No. 14 of 2025 put licensing under the JSC - young, precedent thin. We pair a UAE hub where you need it operational now.
- ✓JSC authorisation for core activities
- ✓Regulation No. 94 of 2025 - licensing rules
- ✓Capital-adequacy instructions phased in 2026
- ✓Electronic pre-approval - engaged early
- ✓Young regime - precedent still thin
- ✓UAE hub paired where operational now
Costs and timelines are confirmed for your case before any work begins. Jordan's VASP regime is genuinely new - we are candid that the process is still bedding in, and we pair a licensed hub where you need an operational permission today.
Why Jordan
A new framework, handled with open eyes.
Jordan moved from caution to a dedicated law in 2025. The regime is real and worth engaging - and we are honest about how young it is.
✓
A dedicated law now
Law No. 14 of 2025 put virtual-asset service providers under the Jordan Securities Commission. After years of caution, Jordan has a framework and a licence to apply for.Law No. 14 of 2025 - VASPs under the JSC.
✓
A clear regulator
The JSC now oversees VASP licensing, with published rules and an electronic application process. There is a named authority to engage, which beats a legal vacuum.The JSC oversees licensing - a named authority to engage.
✓
AML on FATF lines
VASPs come squarely under the AML/CFT law, with customer due diligence, monitoring and reporting to the Financial Intelligence Unit. The compliance bar is defined and enforceable.CDD, monitoring and FIU reporting - a defined bar.
✓
Company-only licensing
Licences go to companies, not individuals, which suits a serious operator building a governed structure with real substance behind it.Licences to companies, not individuals.
✓
A regional position
Jordan sits beside the Gulf, and its framework echoes the direction the UAE and others have taken - useful if you plan a regional footprint.Beside the Gulf; echoes the UAE's direction.
✓
Honest guidance
We are candid that the regime is young: precedent is thin, supporting rules were finalized across 2026, and bank access for crypto is still constrained. We plan around all three.Young regime, thin precedent, hard banking - planned for.
How it compares
How Jordan differs from other routes.
Jordan has a brand-new JSC licence, sitting between the Gulf's established hubs and its more cautious neighbours. The honest comparison is below.
Jordan vs other jurisdictions
| Feature |  Jordan | Other jurisdictions |
|---|---|---|
| Licence today | JSC VASP - new (Law 14/2025) | Mature regimes elsewhere |
| Regulator | Jordan Securities Commission | Varies |
| Maturity | Young - bedding in | Often years of practice |
| Corporate tax | 20% (higher for banks) | Varies |
Licence today
JordanJSC VASP - new (Law 14/2025)
Other jurisdictionsMature regimes elsewhere
Regulator
JordanJordan Securities Commission
Other jurisdictionsVaries
Maturity
JordanYoung - bedding in
Other jurisdictionsOften years of practice
Corporate tax
Jordan20% (higher for banks)
Other jurisdictionsVaries
Country by country
| Country | License type | Taxation | Requirements |
|---|---|---|---|
| Jordan | JSC VASP licence (Law 14/2025) | 20% corporate | New regime; AML/CFT + FIU |
 UAE (Dubai) | VARA / ADGM VASP by activity | 9% CIT · 0% personal | Established, operational |
 Saudi Arabia | No dedicated VASP law - cautious | 20% CIT | Company + AML; SAMA/CMA study |
 Israel | Financial-asset-service licence (CMISA) | 23% corporate | Licence for crypto services |
JordanLicense typeJSC VASP licence (Law 14/2025)
Taxation20% corporate
RequirementsNew regime; AML/CFT + FIU
UAE (Dubai)License typeVARA / ADGM VASP by activity
Taxation9% CIT · 0% personal
RequirementsEstablished, operational
Saudi ArabiaLicense typeNo dedicated VASP law - cautious
Taxation20% CIT
RequirementsCompany + AML; SAMA/CMA study
IsraelLicense typeFinancial-asset-service licence (CMISA)
Taxation23% corporate
RequirementsLicence for crypto services
Doing it properly
What the compliant structure contains.What the compliant structure contains.
A new licence still needs a real base - the company, the AML programme and the JSC file all have to be built to standard. The checklist below is what we build.
01
Jordanian company - incorporated with clean governance and transparent ownership to UBOs; only companies may hold a VASP licence.
02
AML/CFT programme - customer due diligence, monitoring and record-keeping under the AML/CFT law.
03
FIU reporting - suspicious-transaction and periodic reporting to the Financial Intelligence Unit.
04
Named compliance officer - appointed with real authority over the AML function.
05
JSC pre-approval file - the licensing application prepared to Regulation No. 94 of 2025 and taken through the electronic process.
06
Capital adequacy - the financial- and capital-adequacy standards the JSC's instructions require, met as they phase in.
07
Custody and systems documentation - wallet architecture described to the JSC's expectations and international standards.
08
Banking plan - accounts arranged with the central bank's crypto restrictions planned around, on full disclosure.
09
Clean books - accounting a bank and the regulator read as an asset.
10
UAE pairing - a licensed regional hub alongside where you need an operational, proven permission while Jordan's regime matures.
01
Jordanian company with clean governance.
02
AML/CFT programme under national law.
03
FIU reporting - suspicious and periodic.
04
Named compliance officer with authority.
05
JSC pre-approval file (Reg. 94/2025).
06
Capital-adequacy standards met as phased.
07
Custody and systems documentation.
08
Banking plan around CBJ restrictions.
09
Clean books from day one.
10
UAE pairing while the regime matures.
Reflects Jordan's Law No. 14 of 2025, Regulation No. 94 of 2025 and the AML/CFT law as of 2026. The JSC regime is in force but young - supporting instructions phased in across 2026, and bank access for crypto remains constrained.Law No. 14 of 2025, Reg. No. 94 of 2025 and the AML/CFT law, as of 2026. In force but young; bank access constrained.
How it works
From first call to a compliant structure.
01
Strategy and honesty
The real status of the new regime, your AML obligations and the banking plan - fixed in writing before anything incorporates.The new regime, AML, banking - in writing.
02
Company and governance
Jordanian incorporation with clean governance and transparent ownership - the base the licence needs.Incorporation, clean governance, UBOs.
03
AML and FIU
A full AML/CFT programme with a named compliance officer and FIU reporting - built to standard.Programme, officer, FIU reporting.
04
JSC application
The VASP licence file prepared to Regulation No. 94 of 2025 and taken through pre-approval.The VASP file, taken through pre-approval.
05
Bank and pair
Accounts planned around CBJ restrictions; a UAE hub paired where you need an operational permission now.Accounts around CBJ limits; UAE hub where needed.
Quick facts
Dedicated lawLaw No. 14 of 2025
RegulatorJSC
LicenceJSC VASP - new
AMLAML/CFT + FIU
Licensing rulesRegulation No. 94/2025
Banking caveatCBJ restricts crypto in banks
Corporate tax20%
CurrencyJOD
Jordan's VASP licence is real but new. The honest plan is a compliant company and AML base, a JSC application taken through pre-approval, and a UAE hub paired where you need an operational permission today.
On the ground in Jordan
Run from our Dubai office, with Jordanian counsel.
Prifinance - Jordan desk
Amman · Jordan
Amman, Jordan
01
Jordanian incorporation
Company formation with clean governance - the base a JSC application sits on, built properly.Clean governance - the base a JSC file sits on.
02
AML and FIU
A full AML/CFT programme with a named compliance officer and reporting to the Financial Intelligence Unit.Programme, compliance officer, FIU reporting.
03
JSC application
The VASP licence file prepared to Regulation No. 94 of 2025 and taken through the electronic pre-approval process.The VASP file to Reg. 94/2025, through pre-approval.
04
Banking and UAE pairing
Accounts planned around the central bank's restrictions, with a UAE hub paired where you need an operational permission now.Accounts around CBJ limits; UAE hub where needed.
We also have offices in
Tallinn
Estonia
Roseni 13
Vilnius
Lithuania
Gedimino pr. 2
Prague
Czech Republic
Vlkova 532/8, Žižkov
London
United Kingdom
7 Bell Yard
Dubai
UAE
33 Level, Al Saqr Business Tower
Madeira
Portugal
Rua da Alegria 31, 1F
Istanbul
Turkey
Perpa Ticaret Merkezi, A Blok
Good to know
Taxation of crypto companies in Jordan.
No crypto-specific corporate levy - company profits carry Jordan's 20% corporate rate, with higher rates for banks and some financial and telecom activity, so the position is planned deliberately.
20% standard rate
Most companies carry a 20% corporate income tax. It is a mid-range rate for the region, which we model from the start rather than treat as an afterthought.Most companies at Jordan's corporate rate.
Higher for financial sectors
Banks are taxed around 35%, and some financial, insurance and telecom activity carries higher rates. Where a VASP is treated as a financial business, we check the bracket carefully.Banks ~35%; some sectors carry more.
National contribution
A national-contribution surcharge applies on top of income tax for certain sectors and income bands, which we factor into the model.A sector-specific surcharge, factored in.
No crypto-specific rules yet
The new law regulates activity, but a dedicated crypto tax code has not settled. We document the position under general principles so it holds up.General principles until a code settles.
GST at 16%
The general sales tax applies to supplies of goods and services; how it maps onto crypto fee income depends on the activity, planned rather than assumed.Service-specific - planned, not assumed.
Records serve both
The AML and JSC records the licence requires double as tax-office-grade books - compliance-grade accounting serves the revenue too.Compliance-grade books serve tax too.
Tax summary
Corporate income tax20%
Banks / financialUp to ~35%
National contributionSector-specific
GST16%
CurrencyJOD
Crypto-specific rulesNone settled yet
*As of 2026. Where a VASP is treated as a financial business, a higher rate may apply - we model the structure honestly around it.
Turnkey professional support
Experienced lawyers and international consultants.
We provide end-to-end support, from company registration and the AML programme to regulatory interaction and compliance oversight - with an individualized approach to each client.
Oleksii Kindratenko
Builds the application itself: Jordanian company, AML/KYC policy pack, the JSC VASP application, capital structure and tax registrations. His document sets are the reason reviews finish in months, not years.
Eugeniu Bevziuc
First point of contact for international founders. Runs the whole setup remotely, across time zones and languages - from the first call to a clean, compliant business.
Follow Prifinance
Active across our channels.
Jordan · new JSC regime
Launch your crypto project in Jordan with expert support.
Full-service setup - the compliant company and AML base, the JSC VASP application, and a UAE hub paired where you need an operational permission now.
Get a consultation →Free legal opinion
Is Jordan the right fit for your project?
Our legal team will analyze your case at no cost and provide a written legal opinion: which jurisdiction, structure, or route fits your business.
Written assessment within 2-5 business days
Request a free conclusion →FAQ
The Jordan crypto licence, answered honestly.
Can I get a crypto licence in Jordan?+
Yes, newly. Law No. 14 of 2025 put VASP licensing under the Jordan Securities Commission, and the JSC has opened an application process. The regime is real, but young - precedent is still thin.
Was crypto not banned in Jordan?+
The central bank warned against it for years and barred banks from dealing in it. The 2025 law changed the picture by regulating virtual-asset services under the JSC - though the banking restrictions have not fully gone away.
Who can be licensed?+
Companies, not individuals. Core activities - issuance, brokerage, running an exchange, custody and transfer - need JSC authorisation, so a governed company with real substance is the right vehicle.
Is the regime fully operational?+
It is in force, with licensing rules published and an electronic pre-approval process open, but supporting instructions phased in across 2026. In practice it is bedding in, which is why we engage the regulator closely.
What about banking?+
This is the honest caveat. The central bank still restricts banks from dealing in crypto, so local banking is hard. We plan accounts around that and often pair a UAE hub for operational flows.
Should I pair another jurisdiction?+
Often, yes. Where you need a proven, operational permission today, we pair a licensed regional hub such as the UAE while Jordan's young regime matures, and sequence both.
How are crypto companies taxed?+
A 20% corporate rate for most companies, higher for banks and some financial activity, with a national-contribution surcharge on certain sectors. No crypto-specific code has settled yet.
Why Jordan with you?+
Because the regime is new and the detail matters: the JSC file, the AML programme, the banking plan. We build to standard and are candid about what the young framework can and cannot do yet.
Can I get a licence in Jordan?+
Yes, newly - JSC VASP licence under Law 14/2025.
Was crypto not banned?+
The central bank was cautious; the 2025 law regulates it.
Who can be licensed?+
Companies, not individuals - core activities need the JSC.
Fully operational?+
In force but young - rules phased in across 2026.
Banking?+
The honest caveat - CBJ still restricts; we plan around it.
Pair another jurisdiction?+
Often - a UAE hub where you need it operational now.
Company taxes?+
20%, higher for banks and some financial activity.
Why with us?+
New regime, detail matters - we build to standard.
Client notes
Google4.7★★★★★
Founders who wanted it done right.
Google4.7★★★★★
“As a software development crew at FewMoreTaps OÜ, we've had the pleasure of working with Prifinance on some key financial moves.First of all, navigating the world of corporate banking and finance can be a maze, but Prifinance made it feel like a walk in the park. They helped us set up a corporate bank account without the hassle of jumping on a plane or drowning in paperwork. Everything was done remotely, smoothly…”
Google
“I had their assistance in company registration and I would recommend them. They were answering all my clarification during the process and offering all their supportThank you Daniel and Irinia”
Google
“We found PRIFINANCE COMPANYvia the Internet and asked for help in organizing the opening of their company in Estonia. PRIFINANCE COMPANY specialists helped us a lot with this. Their professional, competent approach and knowledge of their business left us with only the best impressions.”
Google
“I'm thrilled with my experience with PriFinance! They helped me obtain a crypto license in Estonia without any hassle. The team was super understanding and always available to answer my questions and assist. It was great to see how they put effort into preparing the documents to ensure everything went smoothly. I'm delighted with the outcome and highly recommend PriFinance to anyone looking to get a license…”
Google
“Opening an account with Prifinance in a Swiss bank was such an easy and quick process that I was shocked. It all started with the first call, where I received detailed guidance on the required documents and the entire procedure.One of the key highlights was their attention to detail. As someone who usually gets tangled up in paperwork, I was pleasantly surprised when they sent me all the documents and…”
Google
“I recently had the pleasure of working with Boris.. and I must say, it was a fantastic experience. Boris went above and beyond to assist me with my residency needs. His professionalism, knowledge, and dedication truly stood out. I highly recommend working with Boris and the team!”
Google
Start today
One message away from your Jordan structure.
Get a free legal opinion on your project - our legal team will analyze your case at no cost and provide a written legal opinion: which jurisdiction, structure, or route fits your business.Free legal opinion: which Jordan strategy fits your project and what it will cost.
✓Written legal opinion within 2-5 business days - free of charge✓A clear recommendation on the right structure, not a sales pitch✓Transparent fixed fees, confirmed up front✓EN · RU · ES speaking team
Prifinance is an independent law and advisory firm. We are not a regulator and are not affiliated with, endorsed by, or acting on behalf of the Jordan Securities Commission, the Central Bank of Jordan or any other public authority. Authorisations are granted by, and obtained directly from, the competent authorities.