Founder of Prifinance. 15+ years structuring international companies, banking and licensing for founders worldwide.
Register a company in Bali, the island economy, done legally.
Set up a Balinese PT PMA - the foreign-owned company that legally runs villas, venues and agencies on the island, carries your investor visa, and holds property the correct way. Expect less varnish here than the sellers on Instagram offer: the investment-plan threshold is real, nominee ownership is void by law, and we structure nothing we can't defend.A Bali PT PMA - the legal foreign-owned company for villas, venues and agencies, with the investor KITAS attached. Less varnish than Instagram: the IDR 10B plan is real, nominee freehold is void, we build what holds.
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The world's favourite island, with Indonesian rules underneath.
Bali runs one of the world's most magnetic small economies: record tourism, a villa market that professionalised into real hospitality, beach clubs and restaurants with global brands, and a digital wave that made Canggu and Ubud remote-work capitals. The legal vehicle for foreigners is the PT PMA - an Indonesian company that can be 100% foreign-owned in most sectors, sponsors your investor KITAS, and holds long-term property rights (HGB - the right to build) that individual foreigners simply cannot. Small companies enjoy a gentle start: 0.5% final tax on turnover while revenue stays under IDR 4.8 billion.
Bali punishes shortcuts, so we write this part drier than the Instagram sellers do. The PMA's investment plan is IDR 10 billion (≈ $600k) per business classification per location - a commitment declared to the OSS system, with paid-up capital of IDR 2.5 billion, and it is the entry ticket, not a negotiable formality. Nominee ownership - the local «name» holding freehold for a foreigner - is void under Indonesian agrarian law, and courts have taken villas from foreigners who tried; we structure HGB and leasehold instead, correctly. The KBLI activity codes decide what your PMA may do and what it must invest; picking them is the craft. Done right, the island works beautifully - and legally.
The magnetic island: record tourism, professionalised villas, global venues, the Canggu digital wave. The PT PMA owns 100% of most sectors, sponsors KITAS, and holds property via HGB - what individual foreigners legally cannot. Small companies start at 0.5% of turnover.
The dry part: IDR 10B (≈$600k) declared per KBLI per location with 2.5B paid up - the ticket itself; nominee freehold is void and courts have proven it; KBLI codes decide everything and choosing them is the craft. Done right, the island works - legally.
Bali company - cost & packages.
Company
Registration of a Bali PT PMA - KBLI strategy, deed of establishment, ministry approval, OSS registration, tax numbers and the first year of the registered address included.
Optional add-ons: investor KITAS - from $900 · HGB / lease structuring - scoped per case · accounting - from $180/month · renewal - from $2,000/year.Add-ons: KITAS from $900 · HGB/lease per case · accounting from $180/month · renewal from $2,000/year.
Start with Company →Company + Bank Account
A working PT PMA with an Indonesian bank account - IDR and USD balances, cards and internet banking with a major bank.
Popular uses for a Bali company.
The KBLI codes decide what a PMA may do. Some sectors carry foreign-ownership caps or extra licences through OSS. We map your codes before anything is filed.KBLI codes decide what a PMA may do; some sectors carry caps or OSS licences - mapped first.
The island's core business. Held on HGB or managed leases, licensed for rental, done legally.
Beach clubs, cafés and nightlife under tourism licensing that OSS actually issues.
The retreat economy. Studios, camps and spas with the permits that survive inspections.
Studios and service businesses hiring the island's talent wave at the 0.5% small-tax start.
Build-and-sell or build-and-operate on properly titled land. The structure decides everything.
Furniture, fashion and food flowing from Indonesian workshops to world markets.
HGB + rental licences.
OSS tourism licensing.
Permits that survive checks.
0.5% small-tax start.
Structure decides all.
Workshops to the world.
Key advantages of the jurisdiction.
The PT PMA holds most Bali business sectors fully. No partners required, no nominees needed.No nominees needed.
Small companies pay half a percent of turnover while revenue stays under IDR 4.8B.Under IDR 4.8B revenue.
Investor KITAS for founders and family ride on the PMA. Live where the business is.KITAS rides the PMA.
HGB titles and registered leases give the company what individuals can't legally have.HGB and real leases.
Record tourism and a premium customer base already on the island, every day.Premium customers daily.
BCA and Mandiri run functional business banking - IDR and USD, cards, payroll.BCA and Mandiri work.
Bali next to the lifestyle-business shortlist.
Thailand gates foreign majority ownership in most sectors; Vietnam runs its own licensing maze; Malaysia is easier but isn't Bali; Dubai competes for the same founders with zero beaches of this kind. Figures current as of 2026.Thailand: 49% caps. Vietnam: licensing maze. Malaysia: easy, no Bali. Dubai: the tax rival, no island. As of 2026.
| Jurisdiction | Foreign ownership | Corporate tax | Signature edge |
|---|---|---|---|
| Bali (Indonesia) | 100% - most sectors | 22% · 0.5% small | The island market · KITAS |
| Thailand | 49% cap - most | 20% | Scale, with partners |
| Vietnam | 100% - licensed | 20% | Manufacturing growth |
| Malaysia | 100% - most | 24% · SME 15/17% | Easy entry, no Bali |
| UAE / Dubai | 100% | 9% | The tax rival, no island |
What Indonesian law actually demands.
From application to a live company in weeks.
Everything runs through our notary, the ministry and the OSS system - with the KBLI strategy decided first, because everything else follows it.KBLI first - everything follows it - then deed, ministry, OSS, tax and bank; KITAS and property as calendared tracks. 3-6 weeks.
KBLI codes, investment math and the property question. Answered before anything is filed.
Passports, shareholder structure; the notarial deed of establishment executes.
Legalisation of the PT PMA by the Ministry of Law.
Business identification number and sector licences through OSS.
NPWP tax number, VAT status, then the bank account.
Investor visas and the HGB/lease structure. Run as their own calendared tracks.
The LKPM investment reports are where BKPM checks the plan against reality - filed quarterly, carried by us, never improvised.
On the ground in Bali.

Your setup is run with Bali notaries and consultants who file PMAs and KITAS every week.
Codes, licences, NIB and LKPM reports. The Indonesian machinery carried for you.
HGB and registered-lease structures. And a firm no to the nominee schemes that void themselves.
A network of offices across Europe, the Gulf and the Americas. One team for your whole international structure.
















Gentle start, standard middle, clean exits.
Small companies pay a final 0.5% of monthly turnover while revenue stays under IDR 4.8 billion - the regime most new Bali businesses start in. Beyond it, corporate tax is 22%. Dividends to non-resident owners carry 20% withholding, trimmed by treaties. VAT runs at 11%, and the tourism economy adds local taxes venues plan for.0.5% of turnover to start (under IDR 4.8B), 22% after; dividends out 20% treaty-cut; PPN 11%; regency taxes on hospitality.
Of turnover, under IDR 4.8B revenue. Simple, monthly, time-limited by rule.Monthly, time-limited.
The standard rate once you graduate. With normal deductions and books.After graduation.
To non-residents, treaty-reduced. The exit line we plan around.The planned exit line.
Registration follows thresholds and sector; hospitality adds local levies.Plus local levies.
Owners remain responsible for tax where they live - and rupiah treasury planning is part of onboarding for anything billing in dollars.
The specialists who'll handle your case.
Guides clients from the first consultation to a working setup - companies, accounts and substance in 60+ jurisdictions.
Handles incorporation paperwork, KYC and bank introductions so your Bali company launches without delays.
Active across our channels.
The island everyone wants, entered the way that holds - PMA, KITAS, property and books in one legal project. Full support, start to finish.
Talk to a specialist →Bali, without the Instagram filter.
Can I open a Bali company without being there?+
Yes - the deed, ministry approval, OSS and tax registrations run by power of attorney, and banks onboard with a planned visit that most founders combine with, well, moving to Bali. The KITAS process itself involves biometrics on arrival. We sequence it around your travel.
How much does it cost?+
Turnkey registration starts from $3,900 including the notary, ministry, OSS and first-year address; with banking from $5,900. Investor KITAS adds from $900 per person. Renewals with accounting and the LKPM reports run from $2,000 a year.
Is the IDR 10 billion requirement real?+
Real - and misunderstood: it is an investment plan of ≈ $600k per business classification per location, declared to the OSS system, with IDR 2.5 billion paid up; the balance commits over time through the LKPM reports. It is Indonesia's entry ticket for foreign business, the reason the island's serious ventures are serious - and the number every serious advisor quotes first.
Can my PMA own a villa?+
The company can hold HGB - the right to build - for decades with extensions, and registered leases of any commercial length: the correct structures for villas and venues. What nobody can legally do is put freehold (Hak Milik) in a local nominee's name for a foreigner - such arrangements are void under agrarian law, and Indonesian courts have stripped foreigners who tried. We build the legal version only.
What taxes will the business pay?+
Most new ventures start at the 0.5% final turnover tax (under IDR 4.8B revenue), then graduate to 22% corporate. Dividends out to non-residents carry 20% withholding before treaties; VAT is 11%; hospitality adds regency taxes around 10% that menus already price in. We model your numbers by sector before you commit.
What are KBLI codes and why do they matter?+
Indonesia's activity classification - every PMA declares its KBLI codes, and they decide everything: whether foreigners may own 100%, which OSS licences apply, and how many IDR-10B investment plans you carry. A villa-rental code differs from a restaurant code differs from a consulting code. Choosing them is the first hour of our work, and the most valuable.
How does the investor KITAS work?+
The PMA sponsors residence: directors and commissioners qualify for investor KITAS (with sufficient personal shareholding), spouses and children follow as dependents, and the permit renews with the company. It is the clean, legal answer to living on the island you work from - the visa-agent grey routes are neither.
How is banking?+
Functional and improving: BCA, Mandiri and Permata open PMA accounts in IDR and USD with internet banking that works. Expect real KYC - the deed, NIB and your presence or a strong POA file. International transfers are routine; the rupiah's movements are the line we plan, not fear.
Bali or Thailand?+
For ownership - Bali, decisively: the PMA takes 100% of most sectors while Thailand caps foreigners at 49% in most businesses. Thailand answers with scale and infrastructure. For island hospitality, wellness and the digital wave, Bali's market is the product itself; we say so and structure accordingly.
How long does it take?+
Plan three to six weeks: the deed and ministry inside two, OSS and licences one to two more, tax and banking alongside. KITAS runs its own track after. The variable is the KBLI-licence mix - beach clubs take longer than agencies, and we calendar by sector, realistically.
Founders who wanted it done right.
“As a software development crew at FewMoreTaps OÜ, we've had the pleasure of working with Prifinance on some key financial moves.First of all, navigating the world of corporate banking and finance can be a maze, but Prifinance made it feel like a walk in the park. They helped us set up a corporate bank account without the hassle of jumping on a plane or drowning in paperwork. Everything was done remotely, smoothly…”

“I had their assistance in company registration and I would recommend them. They were answering all my clarification during the process and offering all their supportThank you Daniel and Irinia”

“We found PRIFINANCE COMPANYvia the Internet and asked for help in organizing the opening of their company in Estonia. PRIFINANCE COMPANY specialists helped us a lot with this. Their professional, competent approach and knowledge of their business left us with only the best impressions.”

“I'm thrilled with my experience with PriFinance! They helped me obtain a crypto license in Estonia without any hassle. The team was super understanding and always available to answer my questions and assist. It was great to see how they put effort into preparing the documents to ensure everything went smoothly. I'm delighted with the outcome and highly recommend PriFinance to anyone looking to get a license…”

“Opening an account with Prifinance in a Swiss bank was such an easy and quick process that I was shocked. It all started with the first call, where I received detailed guidance on the required documents and the entire procedure.One of the key highlights was their attention to detail. As someone who usually gets tangled up in paperwork, I was pleasantly surprised when they sent me all the documents and…”

“I recently had the pleasure of working with Boris.. and I must say, it was a fantastic experience. Boris went above and beyond to assist me with my residency needs. His professionalism, knowledge, and dedication truly stood out. I highly recommend working with Boris and the team!”

Other jurisdictions & licenses.
Start your Bali company today.
Tell us about your plans, and a specialist replies within one business day: PT PMA, the property structure, KITAS - a timeline and a fixed quote.A Bali specialist will reply within one business day with a recommendation, a timeline and a fixed quote.