Get your online gambling license in Curaçao, Malta or beyond.

An online gambling license, also called a gaming or iGaming license, lets a company run an online casino, sportsbook, poker or bingo site, or supply games to operators. Curaçao, Malta, Kahnawake and the Isle of Man license operators that serve international players. We choose the regulator with you and prepare the whole file.

Curaçao is the usual first license: €4,592 to apply, €47,450 a year for B2C and two review phases with an 8-week legal deadline each. The Isle of Man charges £5,250 to apply and £36,750 a year, Malta €5,000 and €25,000 a year plus share capital, and Kahnawake US$35,000 to apply. We also handle Nevis, Tobique and UAE (GCGRA) applications.

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Gambling license in brief

What an online gambling license covers, and who issues it.

An online gambling license is a regulator’s permission for a company to offer games of chance or betting for money over the internet. Gaming license, gambling license and iGaming license are the same permission under different names: Malta calls it a gaming service license, Kahnawake a Client Provider Authorization. Operators that deal with players need a B2C license. Studios and platforms that supply them need a B2B license where the regulator requires one.

A license covers the products the regulator approves, and only in markets where they are legal. The UK, EU countries and US states regulate their own markets, and in April 2026 the EU Court of Justice confirmed that a member state may ban online games licensed in Malta. So your target markets decide the license as much as your product does. Our map of 41 gambling jurisdictions shows what each one licenses.

Your company needs a gambling license if it:

  • ✓Runs an online casino with slots, table games or live dealers
  • ✓Takes sports bets as a bookmaker or runs a betting exchange
  • ✓Hosts poker or bingo games between players
  • ✓Sells lottery or lotto draws online
  • ✓Supplies games, RNG or a casino or sportsbook platform to operators (B2B)

One B2C license can cover several products. In Curaçao one application can include casino games, betting, live dealer games, lotteries, bingo and poker, and Malta groups products into game types 1–4 under one license. A poker, bingo or bookmaker license is usually this same license with the right products approved.

Licensing services

Two routes to an online gambling license.

Government fees overlap between the two routes. A tier-one license asks for more substance, such as share capital in Malta or local directors in the Isle of Man, and suits operators whose partners want close supervision. Before anything is filed, we confirm in writing which license and product scope you need.

01 · International
CGA · KGC

Curaçao or Kahnawake license

For casinos and sportsbooks whose players are in markets without their own licensing. Curaçao asks for proof of liquidity rather than fixed share capital, and Kahnawake has licensed online gaming since 1999.

  • ✓Curaçao: online gaming license (B2C) or supplier license (B2B) under the LOK, P.B. 2024, No. 157
  • ✓Licensed directly by the CGA: master licenses and sublicenses are gone
  • ✓A Curaçao company, with a resident managing director for B2C
  • ✓Kahnawake: Client Provider Authorization under the Regulations concerning Interactive Gaming
  • ✓Kahnawake operators hosted at Mohawk Internet Technologies, as the KGC requires
  • ✓Also Nevis and Tobique licenses, and Anjouan on request
Plan my international license →
02 · Tier one
MGA · GSC

Malta or Isle of Man license

For operators ready for close supervision, share capital or local directors, often because their banks, payment providers or game suppliers ask for it.

  • ✓Malta: gaming service license (B2C) or critical gaming supply license (B2B) under S.L. 583.05
  • ✓Game types 1–4 under one Malta license, granted for 10 years
  • ✓AML/CFT to FIAU rules, supervised by the FIAU and the MGA
  • ✓Advertising set up to the Gaming Commercial Communications Regulations (S.L. 583.09)
  • ✓Isle of Man: OGRA 2001 license from the Gambling Supervision Commission
  • ✓At least two local directors and a resident designated official on the Island
Plan my Malta or IoM license →

Government fees and capital are paid by your company directly. Our fee is fixed in writing before we start.

Why get licensed

What a gambling license gives you, and how regulators compare.

A license is what payment providers, game studios and players check first. The regulator you choose then sets your costs, your timeline and the markets you can serve.

✓
Payment providers ask first

Banks and payment providers usually ask for the license, and check the regulator’s public register, before they onboard a casino or sportsbook.

✓
Games from licensed studios

Game studios and aggregators work with licensed operators, and Curaçao, Malta and the Isle of Man license or register suppliers too.

✓
Several products, one license

A Curaçao B2C license can cover casino games and sports betting together, and one Isle of Man full license covers every vertical, from poker and bingo to sportsbook and esports.

✓
Published government fees

The four main regulators publish their fees: €4,592 to apply in Curaçao, €5,000 in Malta, £5,250 in the Isle of Man and US$35,000 in Kahnawake. You can set the budget before you file.

✓
Deadlines you can plan around

The LOK gives the CGA 8 weeks per review phase (+4). The Isle of Man GSC aims to decide in 10–16 weeks, and the KGC estimates 4–8 weeks for its application phase.

✓
No false shortcuts

Costa Rica issues no online gambling license, and an Anjouan license comes from an island body, not the Union of the Comoros. We say so before you pay.

Prifinance casino platform

Get licensed with us and launch on our own casino platform.

PRIF is Prifinance’s own turnkey online casino platform, with games, the cashier, bonuses and the back office already running. It will be ready before your license is. If you need to go live sooner, your brand can launch in 2–4 weeks on a domain of our Curaçao-licensed company.

prif.casino
PRIF casino platform by Prifinance: player lobby with game categories, provider filter, balance, cashier and rewards
Player lobby of PRIF, the Prifinance casino platform (demo on play money)
  • Start under our license (white label)While your own license is in progress, your brand runs as a domain of our licensed company under our Curaçao license. Once your license is granted, the brand moves to it.
  • Built and run by PrifinanceOur own software. The team working on your license also runs the platform and its support.
  • Games and a seamless walletSlots, live casino, crash and table games come through aggregator integrations. Every bet and win is posted to your own ledger.
  • Crypto and fiat cashierEUR, USDT and BTC in one cashier. Withdrawals under your limit are approved automatically, the rest wait for review.
  • Bonuses, VIP and affiliatesWelcome bonuses with wagering, free spins, cashback, VIP rewards, daily races and a partner cabinet with tracking links.
  • Player protection and back officeDeposit, loss and wager limits, self-exclusion, geo-blocking and a KYC review queue, with GGR and NGR reports for your team.
Ask about PRIF →
Jurisdictions and costs

Gambling license cost in each jurisdiction.

The government fees and capital below are the regulators’ own, taken from the laws and fee schedules in force in October 2026. Company, staff, testing and audit costs come on top:

Regulator and licenseGovernment fees and capitalDecision time
Curaçao · CGA · online gaming license (B2C)€4,592 to apply + €150 per UBO; €47,450 a year2 phases, 8 weeks each (+4)
Curaçao · CGA · supplier license (B2B)€4,592 to apply; €24,490 a year8 weeks (+ up to 8)
Malta · MGA · gaming service license (B2C)€5,000 to apply; €25,000 a year + compliance contribution; capital €40,000–€240,000 by game typeNo set deadline; assessment about 3 months
Malta · MGA · critical gaming supply (B2B)€5,000 to apply; €25,000–€35,000 a year by revenue; capital €40,000No set deadline
Kahnawake · KGC · Client Provider AuthorizationUS$35,000 to apply + US$5,000 per key person; US$20,000 a yearApplication phase 4–8 weeks
Isle of Man · GSC · full license£5,250 to apply; £36,750 a year10–16 weeks after a complete file
Nevis · NOGA · B2C or B2B license€28,000 for the license; €28,000 a year to renew4–6 weeks (NOGA)
Curaçao · CGA · online gaming license (B2C)
Government fees and capital€4,592 to apply + €150 per UBO; €47,450 a year
Decision time2 phases, 8 weeks each (+4)
Curaçao · CGA · supplier license (B2B)
Government fees and capital€4,592 to apply; €24,490 a year
Decision time8 weeks (+ up to 8)
Malta · MGA · gaming service license (B2C)
Government fees and capital€5,000 to apply; €25,000 a year + compliance contribution; capital €40,000–€240,000 by game type
Decision timeNo set deadline; assessment about 3 months
Malta · MGA · critical gaming supply (B2B)
Government fees and capital€5,000 to apply; €25,000–€35,000 a year by revenue; capital €40,000
Decision timeNo set deadline
Kahnawake · KGC · Client Provider Authorization
Government fees and capitalUS$35,000 to apply + US$5,000 per key person; US$20,000 a year
Decision timeApplication phase 4–8 weeks
Isle of Man · GSC · full license
Government fees and capital£5,250 to apply; £36,750 a year
Decision time10–16 weeks after a complete file
Nevis · NOGA · B2C or B2B license
Government fees and capital€28,000 for the license; €28,000 a year to renew
Decision time4–6 weeks (NOGA)

Our fee is fixed and separate. We put it in writing after the free legal opinion, next to every government fee and third-party cost. Kahnawake fees rise on 1 January 2027, to US$40,000 to apply and US$6,000 per key person.

What’s included

What our gambling license packages include.

Most operators take one of two packages: the license on its own, or the license with our casino platform and the payment set-up.

01 · License
End to end

Gambling license, end to end

For a new operator or supplier: the company, the people and the application, through to the regulator’s decision.

  • ✓Legal opinion on the jurisdiction, license type and budget
  • ✓Company set up, with resident directors and key persons
  • ✓Fit-and-proper files for owners, directors and key persons
  • ✓Business plan, AML/CFT and responsible gaming policies
  • ✓Application filed and the regulator’s questions answered
  • ✓Compliance calendar for fees, reports and changes
Discuss my gambling license →
02 · License and launch
License + PRIF

License with the casino platform

Everything in package 01, plus PRIF, our casino platform, and the payment set-up, run alongside the license work.

  • ✓PRIF platform with games, cashier, bonuses and back office
  • ✓Slots, live casino, crash and table games via aggregators
  • ✓Crypto and fiat cashier; bank and payment introductions
  • ✓Player limits, self-exclusion and a KYC review queue
  • ✓Geo-blocking matched to the markets your license allows
  • ✓Terms, privacy and responsible gaming pages for your site
Discuss license and launch →

Game studios, aggregators and payment providers contract with you directly and run their own checks. Their prices, the regulator’s fees and your capital are separate from our fee.

Before you apply

Gambling license requirements regulators check.

Every regulator looks at the company, the people, the money and the games. The details differ, so we build the file to the rules of the regulator you choose:

01
A company in the right place - a Curaçao B.V. or N.V. with its seat on the island; a company established in the EU or EEA for Malta; a Manx company for the Isle of Man
02
Resident directors - a managing director resident in Curaçao for B2C licensees; in the Isle of Man, at least two local directors and a resident designated official
03
Local substance from 2027 - Curaçao’s full-time local key person and premises on the island, for B2C and B2B licensees, are not required before 1 April 2027
04
Approved key persons - key function certificates from the MGA, key person permits from the KGC, fit-and-proper checks of key persons and UBOs by the CGA
05
Capital and liquidity - in Malta €100,000 of share capital for Type 1 or 2 and €40,000 for Type 3, 4 or B2B, added up per type to a €240,000 cap; Curaçao sets no fixed sum but checks liquidity and solvency
06
Player funds kept apart - segregated player accounts in Curaçao, Malta and the Isle of Man
07
AML/CFT programme - a compliance officer for Curaçao B2C licensees, supervised by the CGA; in Malta, FIAU rules examined by the FIAU and the MGA; in the Isle of Man, the Gambling AML/CFT Code 2019
08
Hosting - Kahnawake operators are hosted at Mohawk Internet Technologies; Isle of Man players are registered on servers on the Island
09
Certified games and systems - games and RNG tested by independent labs; in Malta, an external System Audit of your staged set-up
10
Responsible gaming and advertising - limits, self-exclusion and complaints handling; in Malta, advertising to the Gaming Commercial Communications Regulations (S.L. 583.09)
11
Business plan and funding - brands, domains, products, target markets and projections, with source of funds and wealth for the owners

Your products and markets decide the license. In Curaçao one company cannot hold both the B2C and the B2B license, so a group that runs a casino and supplies games needs two companies.

Reflects the LOK (P.B. 2024, No. 157) and the CGA fee schedule, the Malta Gaming Act (Cap. 583), S.L. 583.03 and 583.05 and the MGA Capital Requirements Policy, the Kahnawake Regulations concerning Interactive Gaming and the Isle of Man OGRA 2001, as of October 2026.

How it works

How we take your gambling license from plan to approval.

01
Free legal opinion

We map your products, brands and target markets to the right regulator and license type, then confirm the plan, the timeline and our fixed fee in writing within 2–5 business days.

02
Company and people

We set up the company and arrange the resident directors and key persons the regulator expects, with their fit-and-proper files.

03
Application file

We write the business plan, the AML/CFT and responsible gaming policies and the technical file, line up certified games and file a complete application.

04
Regulator review

We answer the regulator’s questions until it decides: two 8-week phases in Curaçao, 10–16 weeks in the Isle of Man, and in Kahnawake a 4–8-week application phase, then an initial 6-month term.

05
License and launch

You go live on your own platform or on PRIF, our casino platform, and we keep the annual fees, reports and changes on a compliance calendar.

Quick facts
Curaçao review2 × 8 weeks (+4 each)
Isle of Man decision10–16 weeks (GSC aim)
Kahnawake application4–8 weeks (KGC)
Malta license term10 years
Curaçao license termIndefinite
Legal opinion2–5 business days, free
Launch on PRIF2–4 weeks
Kahnawake feesRise on 1 January 2027
On the ground in Hong Kong

Run from our Hong Kong office.

Prifinance - Hong Kong
Hong Kong · Head office
5/F, Yau Lee Centre, 45 Hoi Yuen Road, Kwun Tong, Kowloon, Hong Kong
✆+852 5808 0297 ✉info.en@prifinance.com
◷Mon–Fri · replies within one business day
01
Choosing the jurisdiction

We compare fees, capital, substance and the markets you can serve before anything is filed.

02
Companies and resident directors

We set up the licensing company and arrange the resident directors and key persons each regulator expects.

03
Platform and payments

We run PRIF, our casino platform, and line up game and payment providers while the regulator reviews your file.

04
Compliance after licensing

We track annual fees, reports, key person renewals and changes of control on one compliance calendar.

We also have offices in
Curaçao
Willemstad
Curaçao
Willemstad
+1 786 755 8065
Lithuania
Vilnius
Lithuania
Gedimino pr. 2
+370 520 738 81
Czech Republic
Prague
Czech Republic
Vlkova 532/8, Žižkov
UAE
Dubai
UAE
Level 33, Al Saqr Business Tower
+971 800 0321096
United Kingdom
London
United Kingdom
7 Bell Yard
+44 748 881 18 54
Portugal
Madeira
Portugal
Rua da Alegria 31, 1F
+351 300 528 936
Türkiye
Istanbul
Türkiye
Perpa Ticaret Merkezi, A Blok
+90 212 900 47 64
Turnkey professional support

Experienced lawyers and international consultants.

The people who choose your jurisdiction and write the application also answer the regulator’s questions and run your compliance once you are licensed.

Nikolai Timofejev
Nikolai Timofejev
Head of Licensing & Regulatory Affairs

15 years in fintech and payments. He maps your products and markets to the right license and leads the file to the regulator’s decision.

Oleksii Kindratenko
Oleksii Kindratenko
Licensing & AML advisor

He builds the application itself: the licensing company, the AML/KYC policy pack, the capital structure and tax registrations.

Eugeniu Bevziuc
Eugeniu Bevziuc
International business consultant

First point of contact for international founders. He runs the whole setup remotely, across time zones and languages, until you go live.

Follow Prifinance

Active across our channels.

CGA · MGA · KGC · GSC

Launch your licensed iGaming business with Prifinance.

We handle the company, the people, the application and the regulator’s questions, and we run the casino platform and set up payments alongside. You deal with one contact person and pay a fixed fee.

Start my gambling license →
Free legal opinion

Curaçao first, or straight to Malta or the Isle of Man?

Tell us your products and target markets. A lawyer replies in writing, free of charge, with the license that fits, the timeline and our fixed fee.

Written opinion within 2–5 business days
Get a free legal opinion →
FAQ

Gambling license questions, answered.

What is an online gambling license?+

A regulator’s permission for a company to offer games of chance or betting for money online. Gaming license, gambling license and iGaming license mean the same thing. Operators that deal with players hold a B2C license; game studios and platforms hold a B2B license where the regulator requires one.

Which jurisdiction is best for an online casino license?+

The one that fits your markets and budget. Curaçao is the usual first license for markets without their own licensing, and Nevis is a newer option. Kahnawake suits operators who want a regulator that has licensed online gaming since 1999. Malta asks for share capital and the Isle of Man for local directors, and both expect a fuller compliance set-up. We compare them for your case in the free legal opinion.

How much does an online gambling license cost?+

Government fees start at €4,592 to apply in Curaçao, then €47,450 a year for B2C. Nevis charges €28,000 a year, Malta €5,000 to apply and €25,000 a year plus share capital from €40,000, the Isle of Man £5,250 and £36,750 a year, and Kahnawake US$35,000 to apply and US$20,000 a year. Company, staff, testing and audit costs come on top, and our own fee is fixed in writing after the free legal opinion.

How long does it take to get a gaming license?+

In Curaçao the CGA has 8 weeks for each of two review phases, extendable by 4 weeks, and may grant a provisional license of up to 6 months during the second. The Isle of Man GSC aims to decide in 10–16 weeks, the KGC estimates 4–8 weeks for its application phase and Nevis states 4–6 weeks. The MGA publishes no deadline. Preparing the company and the file usually takes another 1–2 months.

What is the difference between a B2C and a B2B gaming license?+

A B2C license lets you offer games to players. A B2B license lets you supply games, software or platforms to licensed operators: the supplier license in Curaçao, the critical gaming supply license in Malta, the Casino Software Provider Authorization in Kahnawake and the software supplier license in the Isle of Man. In Curaçao one company cannot hold both.

Do I need separate betting, poker, bingo or lottery licenses?+

Usually not. In Curaçao one B2C application can cover casino games, betting, live dealer games, lotteries, bingo and poker. In Malta casino games and lotteries are Type 1, fixed-odds betting Type 2, and poker between players, bingo and betting exchanges Type 3, and one license can hold several types. One Isle of Man full license covers poker, bingo, sportsbook, casino and esports.

Can I still get a Curaçao sublicense?+

No. The LOK ended the master licenses and their sublicenses, and the CGA now licenses every operator directly. A license cannot be transferred or lent. If you need to go live sooner, your brand can run on PRIF, our casino platform, as a domain of our Curaçao-licensed company while your own license is in progress.

What is a Kahnawake Client Provider Authorization?+

The Kahnawake Gaming Commission’s license for online operators. The Commission was set up in 1996 under the Kahnawake Gaming Law (MCR No. 26/1996-97) and grants it under the Regulations concerning Interactive Gaming, first made in July 1999 and last amended in March 2026. A new authorisation runs for an initial 6 months and can then be renewed for up to 5 years. Operators must be hosted at Mohawk Internet Technologies in Kahnawà:ke. The fee is US$35,000 to apply plus US$5,000 per key person, rising to US$40,000 and US$6,000 on 1 January 2027.

Who supervises AML for a Malta gaming license?+

Both the FIAU and the MGA. The FIAU sets the AML/CFT rules and imposes penalties, and the MGA, acting for the FIAU, monitors licensees and runs AML examinations. We set up your AML/CFT programme to FIAU rules and prepare you for both.

What are the Nevis and Tobique gaming licenses?+

Nevis licenses B2C and B2B online gaming for international markets through the Nevis Online Gaming Authority, under the Nevis Online Gaming Ordinance, 2025, in force since 1 May 2025. The license costs €28,000 and €28,000 a year, and the authority states 4–6 weeks. The Tobique Gaming Commission issues remote gambling licenses to foreign operators under the Tobique Gaming Act 2023, a First Nation law. It is not a federal or provincial Canadian license, and its fees are not published.

Can I get an online gaming license in the UAE, the Philippines or Brazil?+

In the UAE and the Philippines, only for players in those countries. The UAE’s General Commercial Gaming Regulatory Authority (GCGRA) licenses lottery, internet gaming and sports wagering for the UAE market under Federal Decree-Law No. 30 of 2022, by invitation and with no published fees, and licenses foreign suppliers as gaming-related vendors. PAGCOR licenses online gaming for players in the Philippines only, and offshore gaming was banned by law in 2025. Brazil banned fixed-odds betting by provisional measure on 25 September 2026 and stopped issuing authorisations.

What about an Anjouan license?+

Clients ask for it because it costs less than Curaçao: the issuer publishes €17,828 to issue and €17,828 a year. It is issued by an island body under the laws of Anjouan, not by the Union of the Comoros. In a communiqué on bank licensing, published by the Comoros Ministry of Finance in December 2025, the central bank lists the Anjouan Offshore Finance Authority, which the issuer says it operates under, among structures it calls fictitious. In our experience, banks and payment providers rarely accept it. If you still want it, we explain the limits in writing and show alternatives.

Is a Tuvalu or Costa Rica gaming license real?+

We found no online gaming law or government regulator in Tuvalu’s official legislation; the license sold as Tuvalu’s comes through a private agent, and we review any such offer before you pay. Costa Rica issues no online gambling license: sportsbook back offices there work under a municipal license and pay a yearly tax under Law 9050.

Can one license cover players everywhere?+

No. A license works only in markets where your games are legal. The UK, EU member states and US states each set their own rules for their players, and the EU has no passport for gambling licenses: a member state may ban online games licensed in Malta, as the EU Court of Justice ruled in April 2026. We check your target markets in the legal opinion.

Can I buy a company that already has a gaming license?+

Sometimes. Licensed operators do come up for sale, and buying one can be faster than a new application, but the regulator vets the new owners. A Curaçao license itself cannot be transferred, so the deal is for the company that holds it. We work with sellers of licensed companies and run the change-of-control filing; we are not a dealer and keep no public list.

Can you guarantee the license?+

No. The regulator decides on every license, and banks and payment providers decide on every account. We prepare a complete file, answer the regulator’s questions and tell you up front if your project is unlikely to pass.

Client notes
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Start today

Get a free legal opinion on your gambling license.

Tell us about your products, brands and target markets. Our legal team replies in writing with the license that fits, the timeline and a fixed fee.

✓Written legal opinion within 2–5 business days, free of charge✓A straight answer on which license and products you need✓Fixed fee, confirmed before any work starts✓EN · RU · ES speaking team
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Prifinance is an independent law and advisory firm. We are not a regulator and are not affiliated with, endorsed by, or acting on behalf of the CGA, the MGA, the FIAU, the Kahnawake Gaming Commission, the Isle of Man Gambling Supervision Commission or any other authority. Licenses are granted only by the competent authorities. Nothing on this page is an offer of gambling to players.