
15 years in fintech and payments. He maps your products and markets to the right license and leads the file to the regulator’s decision.
An online gambling license, also called a gaming or iGaming license, lets a company run an online casino, sportsbook, poker or bingo site, or supply games to operators. Curaçao, Malta, Kahnawake and the Isle of Man license operators that serve international players. We choose the regulator with you and prepare the whole file.
Curaçao is the usual first license: €4,592 to apply, €47,450 a year for B2C and two review phases with an 8-week legal deadline each. The Isle of Man charges £5,250 to apply and £36,750 a year, Malta €5,000 and €25,000 a year plus share capital, and Kahnawake US$35,000 to apply. We also handle Nevis, Tobique and UAE (GCGRA) applications.
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An online gambling license is a regulator’s permission for a company to offer games of chance or betting for money over the internet. Gaming license, gambling license and iGaming license are the same permission under different names: Malta calls it a gaming service license, Kahnawake a Client Provider Authorization. Operators that deal with players need a B2C license. Studios and platforms that supply them need a B2B license where the regulator requires one.
A license covers the products the regulator approves, and only in markets where they are legal. The UK, EU countries and US states regulate their own markets, and in April 2026 the EU Court of Justice confirmed that a member state may ban online games licensed in Malta. So your target markets decide the license as much as your product does. Our map of 41 gambling jurisdictions shows what each one licenses.
Your company needs a gambling license if it:
One B2C license can cover several products. In Curaçao one application can include casino games, betting, live dealer games, lotteries, bingo and poker, and Malta groups products into game types 1–4 under one license. A poker, bingo or bookmaker license is usually this same license with the right products approved.
Government fees overlap between the two routes. A tier-one license asks for more substance, such as share capital in Malta or local directors in the Isle of Man, and suits operators whose partners want close supervision. Before anything is filed, we confirm in writing which license and product scope you need.
For casinos and sportsbooks whose players are in markets without their own licensing. Curaçao asks for proof of liquidity rather than fixed share capital, and Kahnawake has licensed online gaming since 1999.
For operators ready for close supervision, share capital or local directors, often because their banks, payment providers or game suppliers ask for it.
Government fees and capital are paid by your company directly. Our fee is fixed in writing before we start.
A license is what payment providers, game studios and players check first. The regulator you choose then sets your costs, your timeline and the markets you can serve.
Banks and payment providers usually ask for the license, and check the regulator’s public register, before they onboard a casino or sportsbook.
Game studios and aggregators work with licensed operators, and Curaçao, Malta and the Isle of Man license or register suppliers too.
A Curaçao B2C license can cover casino games and sports betting together, and one Isle of Man full license covers every vertical, from poker and bingo to sportsbook and esports.
The four main regulators publish their fees: €4,592 to apply in Curaçao, €5,000 in Malta, £5,250 in the Isle of Man and US$35,000 in Kahnawake. You can set the budget before you file.
The LOK gives the CGA 8 weeks per review phase (+4). The Isle of Man GSC aims to decide in 10–16 weeks, and the KGC estimates 4–8 weeks for its application phase.
Costa Rica issues no online gambling license, and an Anjouan license comes from an island body, not the Union of the Comoros. We say so before you pay.
PRIF is Prifinance’s own turnkey online casino platform, with games, the cashier, bonuses and the back office already running. It will be ready before your license is. If you need to go live sooner, your brand can launch in 2–4 weeks on a domain of our Curaçao-licensed company.

The government fees and capital below are the regulators’ own, taken from the laws and fee schedules in force in October 2026. Company, staff, testing and audit costs come on top:
| Regulator and license | Government fees and capital | Decision time |
|---|---|---|
| Curaçao · CGA · online gaming license (B2C) | €4,592 to apply + €150 per UBO; €47,450 a year | 2 phases, 8 weeks each (+4) |
| Curaçao · CGA · supplier license (B2B) | €4,592 to apply; €24,490 a year | 8 weeks (+ up to 8) |
| Malta · MGA · gaming service license (B2C) | €5,000 to apply; €25,000 a year + compliance contribution; capital €40,000–€240,000 by game type | No set deadline; assessment about 3 months |
| Malta · MGA · critical gaming supply (B2B) | €5,000 to apply; €25,000–€35,000 a year by revenue; capital €40,000 | No set deadline |
| Kahnawake · KGC · Client Provider Authorization | US$35,000 to apply + US$5,000 per key person; US$20,000 a year | Application phase 4–8 weeks |
| Isle of Man · GSC · full license | £5,250 to apply; £36,750 a year | 10–16 weeks after a complete file |
| Nevis · NOGA · B2C or B2B license | €28,000 for the license; €28,000 a year to renew | 4–6 weeks (NOGA) |
Our fee is fixed and separate. We put it in writing after the free legal opinion, next to every government fee and third-party cost. Kahnawake fees rise on 1 January 2027, to US$40,000 to apply and US$6,000 per key person.
Most operators take one of two packages: the license on its own, or the license with our casino platform and the payment set-up.
For a new operator or supplier: the company, the people and the application, through to the regulator’s decision.
Everything in package 01, plus PRIF, our casino platform, and the payment set-up, run alongside the license work.
Game studios, aggregators and payment providers contract with you directly and run their own checks. Their prices, the regulator’s fees and your capital are separate from our fee.
Every regulator looks at the company, the people, the money and the games. The details differ, so we build the file to the rules of the regulator you choose:
Your products and markets decide the license. In Curaçao one company cannot hold both the B2C and the B2B license, so a group that runs a casino and supplies games needs two companies.
Reflects the LOK (P.B. 2024, No. 157) and the CGA fee schedule, the Malta Gaming Act (Cap. 583), S.L. 583.03 and 583.05 and the MGA Capital Requirements Policy, the Kahnawake Regulations concerning Interactive Gaming and the Isle of Man OGRA 2001, as of October 2026.
We map your products, brands and target markets to the right regulator and license type, then confirm the plan, the timeline and our fixed fee in writing within 2–5 business days.
We set up the company and arrange the resident directors and key persons the regulator expects, with their fit-and-proper files.
We write the business plan, the AML/CFT and responsible gaming policies and the technical file, line up certified games and file a complete application.
We answer the regulator’s questions until it decides: two 8-week phases in Curaçao, 10–16 weeks in the Isle of Man, and in Kahnawake a 4–8-week application phase, then an initial 6-month term.
You go live on your own platform or on PRIF, our casino platform, and we keep the annual fees, reports and changes on a compliance calendar.
We compare fees, capital, substance and the markets you can serve before anything is filed.
We set up the licensing company and arrange the resident directors and key persons each regulator expects.
We run PRIF, our casino platform, and line up game and payment providers while the regulator reviews your file.
We track annual fees, reports, key person renewals and changes of control on one compliance calendar.
The people who choose your jurisdiction and write the application also answer the regulator’s questions and run your compliance once you are licensed.

15 years in fintech and payments. He maps your products and markets to the right license and leads the file to the regulator’s decision.

He builds the application itself: the licensing company, the AML/KYC policy pack, the capital structure and tax registrations.

First point of contact for international founders. He runs the whole setup remotely, across time zones and languages, until you go live.
We handle the company, the people, the application and the regulator’s questions, and we run the casino platform and set up payments alongside. You deal with one contact person and pay a fixed fee.
Start my gambling license →Tell us your products and target markets. A lawyer replies in writing, free of charge, with the license that fits, the timeline and our fixed fee.
A regulator’s permission for a company to offer games of chance or betting for money online. Gaming license, gambling license and iGaming license mean the same thing. Operators that deal with players hold a B2C license; game studios and platforms hold a B2B license where the regulator requires one.
The one that fits your markets and budget. Curaçao is the usual first license for markets without their own licensing, and Nevis is a newer option. Kahnawake suits operators who want a regulator that has licensed online gaming since 1999. Malta asks for share capital and the Isle of Man for local directors, and both expect a fuller compliance set-up. We compare them for your case in the free legal opinion.
Government fees start at €4,592 to apply in Curaçao, then €47,450 a year for B2C. Nevis charges €28,000 a year, Malta €5,000 to apply and €25,000 a year plus share capital from €40,000, the Isle of Man £5,250 and £36,750 a year, and Kahnawake US$35,000 to apply and US$20,000 a year. Company, staff, testing and audit costs come on top, and our own fee is fixed in writing after the free legal opinion.
In Curaçao the CGA has 8 weeks for each of two review phases, extendable by 4 weeks, and may grant a provisional license of up to 6 months during the second. The Isle of Man GSC aims to decide in 10–16 weeks, the KGC estimates 4–8 weeks for its application phase and Nevis states 4–6 weeks. The MGA publishes no deadline. Preparing the company and the file usually takes another 1–2 months.
A B2C license lets you offer games to players. A B2B license lets you supply games, software or platforms to licensed operators: the supplier license in Curaçao, the critical gaming supply license in Malta, the Casino Software Provider Authorization in Kahnawake and the software supplier license in the Isle of Man. In Curaçao one company cannot hold both.
Usually not. In Curaçao one B2C application can cover casino games, betting, live dealer games, lotteries, bingo and poker. In Malta casino games and lotteries are Type 1, fixed-odds betting Type 2, and poker between players, bingo and betting exchanges Type 3, and one license can hold several types. One Isle of Man full license covers poker, bingo, sportsbook, casino and esports.
No. The LOK ended the master licenses and their sublicenses, and the CGA now licenses every operator directly. A license cannot be transferred or lent. If you need to go live sooner, your brand can run on PRIF, our casino platform, as a domain of our Curaçao-licensed company while your own license is in progress.
The Kahnawake Gaming Commission’s license for online operators. The Commission was set up in 1996 under the Kahnawake Gaming Law (MCR No. 26/1996-97) and grants it under the Regulations concerning Interactive Gaming, first made in July 1999 and last amended in March 2026. A new authorisation runs for an initial 6 months and can then be renewed for up to 5 years. Operators must be hosted at Mohawk Internet Technologies in Kahnawà:ke. The fee is US$35,000 to apply plus US$5,000 per key person, rising to US$40,000 and US$6,000 on 1 January 2027.
Both the FIAU and the MGA. The FIAU sets the AML/CFT rules and imposes penalties, and the MGA, acting for the FIAU, monitors licensees and runs AML examinations. We set up your AML/CFT programme to FIAU rules and prepare you for both.
Nevis licenses B2C and B2B online gaming for international markets through the Nevis Online Gaming Authority, under the Nevis Online Gaming Ordinance, 2025, in force since 1 May 2025. The license costs €28,000 and €28,000 a year, and the authority states 4–6 weeks. The Tobique Gaming Commission issues remote gambling licenses to foreign operators under the Tobique Gaming Act 2023, a First Nation law. It is not a federal or provincial Canadian license, and its fees are not published.
In the UAE and the Philippines, only for players in those countries. The UAE’s General Commercial Gaming Regulatory Authority (GCGRA) licenses lottery, internet gaming and sports wagering for the UAE market under Federal Decree-Law No. 30 of 2022, by invitation and with no published fees, and licenses foreign suppliers as gaming-related vendors. PAGCOR licenses online gaming for players in the Philippines only, and offshore gaming was banned by law in 2025. Brazil banned fixed-odds betting by provisional measure on 25 September 2026 and stopped issuing authorisations.
Clients ask for it because it costs less than Curaçao: the issuer publishes €17,828 to issue and €17,828 a year. It is issued by an island body under the laws of Anjouan, not by the Union of the Comoros. In a communiqué on bank licensing, published by the Comoros Ministry of Finance in December 2025, the central bank lists the Anjouan Offshore Finance Authority, which the issuer says it operates under, among structures it calls fictitious. In our experience, banks and payment providers rarely accept it. If you still want it, we explain the limits in writing and show alternatives.
We found no online gaming law or government regulator in Tuvalu’s official legislation; the license sold as Tuvalu’s comes through a private agent, and we review any such offer before you pay. Costa Rica issues no online gambling license: sportsbook back offices there work under a municipal license and pay a yearly tax under Law 9050.
No. A license works only in markets where your games are legal. The UK, EU member states and US states each set their own rules for their players, and the EU has no passport for gambling licenses: a member state may ban online games licensed in Malta, as the EU Court of Justice ruled in April 2026. We check your target markets in the legal opinion.
Sometimes. Licensed operators do come up for sale, and buying one can be faster than a new application, but the regulator vets the new owners. A Curaçao license itself cannot be transferred, so the deal is for the company that holds it. We work with sellers of licensed companies and run the change-of-control filing; we are not a dealer and keep no public list.
No. The regulator decides on every license, and banks and payment providers decide on every account. We prepare a complete file, answer the regulator’s questions and tell you up front if your project is unlikely to pass.
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GoogleTell us about your products, brands and target markets. Our legal team replies in writing with the license that fits, the timeline and a fixed fee.
Prifinance is an independent law and advisory firm. We are not a regulator and are not affiliated with, endorsed by, or acting on behalf of the CGA, the MGA, the FIAU, the Kahnawake Gaming Commission, the Isle of Man Gambling Supervision Commission or any other authority. Licenses are granted only by the competent authorities. Nothing on this page is an offer of gambling to players.