Nikolai Timofejev
15 years in FinTech and payments. Maps your business model to the right licence scope and leads the file all the way to the NBS decision, including banking and payment rails.
Get an investment license in Slovakia.
A eurozone MiFID licence with a compensation ceiling two and a half times the EU minimum: Národná banka Slovenska permits an obchodník s cennými papiermi under § 54 of zákon č. 566/2001 Z. z., with capital of €75,000, €150,000 or €750,000 under § 54 ods. 11-14, a decision within six months of a complete application under § 55 ods. 6 and a printed fee of €1,000-€3,400. The Garančný fond investícií covers €50,000 per client where the directive asks €20,000. Corporate tax is 10% on the first €100,000 of income, 21% up to €5 million, 24% above. The home market is 5.4 million people; the file is in Slovak; the passport reaches 30 EEA states, and our Prague and Budapest offices are a train ride away.
27 yrs
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400+
Licenses obtainedlicenses obtained
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Slovakia in brief
Eurozone MiFID at a printed fee, with a €50,000 compensation floor.
Slovakia licenses investment firms under zákon č. 566/2001 Z. z., the ZoCP, amended for MiFID II by zákon č. 237/2017 Z. z. and for the IFD by zákon č. 209/2021 Z. z. The § 54 permit makes the holder an obchodník s cennými papiermi: an akciová spoločnosť with its seat in Slovakia (§ 54 ods. 1), 'o.c.p.' in its name, licensed for the § 6 ods. 1 písm. a)-i) services from reception and transmission to OTF operation, with custody ancillary under § 6 ods. 2. Capital sits in § 54 ods. 11-14: 750 000 eur for own-account dealing or firm-commitment underwriting (písm. c) or f)), 150 000 eur for every other firm, 75 000 eur for a firm limited to písm. a), b), d), e) or g) and holding no client assets, 750 000 eur for an OTF operator dealing on own account. Fund managers are licensed separately as a správcovská spoločnosť under zákon č. 203/2011 Z. z.
Národná banka Slovenska is the single gate and decides within six months of a complete application (§ 55 ods. 6). Its fee schedule is printed. Opatrenie NBS č. 5/2021, as amended by opatrenie č. 8/2024 from 1 January 2025, charges €1,000, €1,700 or €3,400 for the investment-services permit by scope, €3,400 for a foreign firm's branch, €350 to add an investment service and €40 for prior consent to a board member; the annual contribution for 2026 is 0.1% of assets, at least €1,000. The Garančný fond investícií pays up to €50,000 per client - two and a half times the €20,000 the directive requires. Tax: 10% on taxable income up to €100,000, 21% up to €5 million, 24% above, and 7% on dividends to individuals. The NBS register counted 365 management companies, domestic and passported, at 17 September 2026 but prints no count of licensed investment firms. Filing is in Slovak. We run it from Bratislava.
A eurozone MiFID licence: the NBS permit under § 54 ZoCP - capital €75k/€150k/€750k under § 54 ods. 11-14, six months from a complete file under § 55 ods. 6, a printed fee of €1,000-€3,400, €50,000 of Garančný fond cover, the 30-state passport.
21% corporate tax between €100,000 and €5 million of income, 10% below, 24% above; 7% on dividends to individuals. Filing in Slovak, two board members with NBS consent. Built end to end from Bratislava.
The two builds
The obchodník s cennými papiermi - or the správcovská spoločnosť.
Two NBS permits under two acts: the investment firm under § 54 ZoCP at €75,000-€750,000 by service set, and the fund manager under zákon č. 203/2011 Z. z. The samostatný finančný agent under zákon č. 186/2009 Z. z. sits below both. We fix the act before the file.
The § 54 investment firm - or the správcovská spoločnosť.
01 - OBCHODNÍK S CENNÝMI PAPIERMI
The § 54 investment firm
Povolenie na poskytovanie investičných služieb under § 54 ZoCP for the services of § 6 ods. 1 písm. a)-i) - with § 54 ods. 11-14 capital at €75,000 without client assets, €150,000 as the general tier, €750,000 for own-account dealing, firm-commitment underwriting or an OTF dealing on own account.
Povolenie na poskytovanie investičných služieb under § 54 ZoCP for the services of § 6 ods. 1 písm. a)-i) - with § 54 ods. 11-14 capital at €75,000 without client assets, €150,000 as the general tier, €750,000 for own-account dealing, firm-commitment underwriting or an OTF dealing on own account.
- ✓§ 6 ods. 1 písm. a)-i) services, custody under ods. 2
- ✓€75,000 - písm. a), b), d), e), g), no client assets
- ✓€150,000 - every other obchodník
- ✓€750,000 - písm. c) or f), or an OTF dealing on own account
- ✓NBS fee €1,000 / €1,700 / €3,400 by scope
- ✓6 months from a complete application (§ 55 ods. 6)
02 - SPRÁVCOVSKÁ SPOLOČNOSŤ
€1,700 NBS feeThe fund manager under zákon 203/2011
The správcovská spoločnosť licence under zákon č. 203/2011 Z. z. o kolektívnom investovaní - an akciová spoločnosť with its seat in Slovakia (§ 27 ods. 2) managing UCITS or AIFs, at an NBS fee of €1,700 for either permit (položky 1b and 1c). The capital figure sits in § 47; we confirm it in writing before the file opens.
Fund manager under zákon č. 203/2011 Z. z. at a €1,700 NBS fee - an akciová spoločnosť with its seat in Slovakia; the § 47 capital figure confirmed in your quote.
- ✓UCITS and AIF management under one act
- ✓Akciová spoločnosť with its seat in Slovakia (§ 27 ods. 2)
- ✓NBS fee €1,700 - položka 1b UCITS, 1c AIF
- ✓Capital under § 47 - confirmed in the quote
- ✓Contributes to the Garančný fond investícií
- ✓365 domestic and passported managers on the NBS register
Costs and timelines are confirmed for your case before any work begins. NBS fees follow opatrenie č. 5/2021 as amended by č. 8/2024; the scope wording that separates položka 1j (€1,000) from 1k (€3,400) is confirmed with the supervision department before filing, and the annual contribution of 0.1% of assets is itemised in your quote.
Why Slovakia
A eurozone licence, a printed fee and a compensation floor above the directive.
Slovakia sells the euro, the passport and a fee you can read - under a statute amended for the IFD in 2021 and for the MiFID review in 2025.
✓
The €50,000 compensation floor
The Garančný fond investícií pays up to €50,000 per client under ZoCP §§ 80-98 - two and a half times the €20,000 minimum in Directive 97/9/EC, and a number your client agreements can quote.2.5 times the directive.
✓
A printed fee schedule
€1,000, €1,700 or €3,400 for the permit under opatrenie NBS č. 5/2021, €3,400 for a foreign branch, €40 for a board-member consent - one of the few schedules in the union you can read before the first call.€1,000-€3,400, readable in advance.
✓
The euro, no conversion clause
Capital is set in euro and paid in euro - €75,000, €150,000 or €750,000 under § 54 ods. 11-14 - with none of the exchange-rate arithmetic Hungary's Bszt. § 13 requires at the MNB rate of the day.No conversion clause.
✓
A tiered tax line
10% on the first €100,000 of taxable income, 21% up to €5 million, 24% above under § 15 of zákon č. 595/2003 Z. z. as in force from 1 January 2025 - and 7% on dividends paid to individuals.10%, 21%, 24%.
✓
The 30-state passport
One § 54 permit serves the EEA by notification; ZoCP § 62 ods. 1 covers the branch and tied-agent route, and the one-month and three-month periods of MiFID II arts 34-35 apply to the rest.One § 54 permit.
✓
A file in Slovak, with no register count
No official English text of the ZoCP exists, the NBS publishes no processing statistics, and its register prints no count of licensed investment firms - only 365 management companies, domestic and passported. Budget for Slovak substance, in Slovak.Budget for local substance.
How it compares
How Slovakia differs from other routes.
The honest comparison: the euro and a €50,000 compensation floor - against a cheaper tax rate to the south and a larger market to the north.
Slovakia vs other jurisdictions
| Feature |  Slovakia | Other jurisdictions |
|---|---|---|
| Regime | ZoCP 566/2001 · § 54 - Národná banka Slovenska | ZPKT 256/2004 Czechia · Bszt. 2007 Hungary |
| Capital | €75k / €150k / €750k - § 54 ods. 11-14 | Czechia IFR art. 9 direct · Hungary Bszt. § 13, same tiers |
| Passport | 30 EEA states | Same 30 states from Prague or Budapest |
| Timeline | 6 months from a complete file (§ 55 ods. 6) · no stats | Hungary 3 months (MNB tv. § 49) · Czechia 6 months (§ 7(2) ZPKT) |
Regime
SlovakiaZoCP 566/2001 · § 54 - Národná banka Slovenska
Other jurisdictionsZPKT 256/2004 Czechia · Bszt. 2007 Hungary
Capital
Slovakia€75k / €150k / €750k - § 54 ods. 11-14
Other jurisdictionsCzechia IFR art. 9 direct · Hungary Bszt. § 13, same tiers
Passport
Slovakia30 EEA states
Other jurisdictionsSame 30 states from Prague or Budapest
Timeline
Slovakia6 months from a complete file (§ 55 ods. 6) · no stats
Other jurisdictionsHungary 3 months (MNB tv. § 49) · Czechia 6 months (§ 7(2) ZPKT)
Country by country
| Country | License type | Taxation | Requirements |
|---|---|---|---|
| Slovakia | Obchodník s cennými papiermi - NBS | 21% · 10% to €100k · 24% over €5m | § 54 ods. 11-14 €75k-€750k, fee €1,000-€3,400 |
 Czechia | Obchodník s cennými papíry - ČNB | 21% CIT · 15% WHT | IFR art. 9 €75k-€750k, 6 months (§ 7(2)), 75 dealers |
 Hungary | Befektetési vállalkozás - MNB | 9% CIT · local tax up to 2% | Bszt. § 13 €75k-€750k, 3 months, fee HUF 2.7m |
 Austria | Wertpapierfirma - FMA | 23% CIT | WPFG Art. 13 €75k-€750k, AG or cooperative, no fee |
SlovakiaLicense typeObchodník s cennými papiermi - NBS
Taxation21% · 10% to €100k · 24% over €5m
Requirements§ 54 ods. 11-14 €75k-€750k, fee €1,000-€3,400
CzechiaLicense typeObchodník s cennými papíry - ČNB
Taxation21% CIT · 15% WHT
RequirementsIFR art. 9 €75k-€750k, 6 months (§ 7(2)), 75 dealers
HungaryLicense typeBefektetési vállalkozás - MNB
Taxation9% CIT · local tax up to 2%
RequirementsBszt. § 13 €75k-€750k, 3 months, fee HUF 2.7m
AustriaLicense typeWertpapierfirma - FMA
Taxation23% CIT
RequirementsWPFG Art. 13 €75k-€750k, AG or cooperative, no fee
Before you apply
Requirements for the Slovak licence.Requirements for the licence.
Národná banka Slovenska reviews under zákon č. 747/2004 Z. z., and the § 55 ods. 6 clock starts only when the application is complete. The checklist below is what a passing file contains.
01
Slovak akciová spoločnosť - a joint-stock company with its seat in Slovakia (§ 54 ods. 1 ZoCP), carrying 'o.c.p.' in its name.
02
Initial capital - €75,000, €150,000 or €750,000 under § 54 ods. 11-14, composed under IFR art. 9 as § 54 ods. 15 requires.
03
Predstavenstvo of at least two members - § 71 ods. 1 ZoCP, each with the NBS's prior consent at a €40 fee.
04
Fit management - the riadiaci orgán and vrcholový manažment assessed under § 55 ods. 2 písm. d).
05
Qualifying holders - assessed by the NBS as MiFID II requires; the ZoCP sets no foreign-ownership limit.
06
Business plan and organisation - compliance, risk and internal audit under Delegated Regulation (EU) 2017/565, with the NBS's metodické usmernenie č. 7/2025 as the benchmark for portfolio management.
07
Prudential machinery - §§ 54b-54e ZoCP apply Regulation (EU) 2019/2033: K-factors, a quarter of fixed overheads and the permanent minimum.
08
Garančný fond investícií - membership as a contributor behind the €50,000 per-client cover of ZoCP §§ 80-98; the 2026 rate is confirmed with the fund.
09
The NBS fee - €1,000, €1,700 or €3,400 by scope under opatrenie č. 5/2021 (položky 1j-1l), then 0.1% of assets a year, at least €1,000.
10
Slovak-language filing - no official English text of the ZoCP exists; the forms, the questions and the answers run in Slovak.
01
Akciová spoločnosť, seat in Slovakia.
02
Capital per § 54 tier.
03
Two board members, NBS consent.
04
Fit management under § 55.
05
Holders assessed by the NBS.
06
2017/565 organisation.
07
IFR own funds live.
08
Garančný fond membership.
09
Fee €1,000-€3,400.
10
Filing in Slovak.
Reflects the ZoCP as amended by zákon č. 209/2021 Z. z. and zákon č. 284/2025 Z. z., and opatrenie NBS č. 5/2021 as of 2026.ZoCP + zákon 209/2021 + opatrenie 5/2021, as of 2026.
How it works
From first call to the NBS register.
01
Act and tier
ZoCP, zákon č. 203/2011 or zákon č. 186/2009 decided, services fixed under § 6 ods. 1, tier chosen - €75k, €150k or €750k - in writing before drafting.ZoCP, 203/2011 or 186/2009.
02
Company and bench
Slovak akciová spoločnosť, capital paid, two board members and qualifying holders ready for the NBS consents.Ready for consents.
03
The application
Business plan, organisation, policies and the fee under položky 1j-1l - complete at filing, so the six-month clock actually starts.Complete, so the clock starts.
04
NBS review
§ 55 ods. 6: six months from completeness, under the procedure of zákon č. 747/2004 Z. z. - no processing statistics are published.Six months statutory.
05
Licence and passport
Register entry, Garančný fond membership, EEA notifications - 30 markets open.30 markets open.
Quick facts
RegulatorNárodná banka Slovenska
LicenceObchodník s cennými papiermi, § 54 ZoCP
No client assets€75,000
General tier€150,000
Dealing · underwriting€750,000
NBS fee€1,000 / €1,700 / €3,400
Statutory clock6 months (§ 55 ods. 6)
Corporate tax21% · 10% to €100k
The NBS publishes no processing statistics and its register prints no count of licensed investment firms - so the honest plan is the six-month statute plus the time it takes to make the file complete.
On the ground in Slovakia
Run from our Bratislava office.
Prifinance - Slovakia
Bratislava · Slovakia
Bratislava, Slovakia
01
Company and capital
Akciová spoločnosť with its seat in Slovakia, 'o.c.p.' in the name, § 54 capital paid to the tier - the § 54 ods. 1 ground closed before the file opens.§ 54 ods. 1 closed.
02
The NBS file, in Slovak
Business plan, the Delegated Regulation (EU) 2017/565 organisation and the policies drafted in Slovak - and defended through the NBS question rounds until the § 55 ods. 6 clock runs.To the NBS guidance.
03
The predstavenstvo
Two board members with the NBS's prior consent (§ 71 ods. 1), fit under § 55 ods. 2 písm. d) - sourced from Bratislava's regulated-firm bench, with our Budapest and Prague offices close by.Two, consented.
04
Passporting and launch
Garančný fond membership, the § 62 ods. 1 notification for branches and tied agents, EEA services notifications, banking live - 30 markets from one Slovak base.30 states at launch.
We also have offices in
Tallinn
Estonia
Roseni 13
Vilnius
Lithuania
Gedimino pr. 2
Dubai
UAE
33 Level, Al Saqr Business Tower
London
United Kingdom
7 Bell Yard
Madeira
Portugal
Rua da Alegria 31, 1F
Budapest
Hungary
Korányi Sándor u. 4
Istanbul
Turkey
Perpa Ticaret Merkezi, A Blok
Good to know
Taxation of investment firms in Slovakia.
A three-step corporate rate under zákon č. 595/2003 Z. z., 7% on dividends to individuals and 23% VAT with financial services exempt.
21% between €100,000 and €5 million
§ 15 písm. b) of the income tax act as in force from 1 January 2025: 10% on taxable income up to €100,000, 21% up to €5,000,000, 24% above - the rate follows the size of the book.By size of income.
Dividends to individuals at 7%
§ 15 písm. a) taxes podiely na zisku paid to individuals at 7%; payments to non-cooperative jurisdictions carry 35% under § 43 ods. 1, and corporate shareholders sit outside dividend withholding - confirmed per structure.To individuals.
DPH 23%
The standard rate is 23% from 1 January 2025, with 19% and 5% reduced rates under § 27 of zákon č. 222/2004 Z. z.; financial services are exempt under § 39, so the mandate sits outside VAT and the overheads inside it.Finance exempt.
The NBS contribution
Rozhodnutie NBS č. 5/2025 sets the 2026 contribution at 0.1% of assets for an obchodník, at least €1,000 - the same rate for management companies, stepping to €28,940 plus 0.0179% between €100 million and €500 million of assets.Min €1,000 a year.
Garančný fond contributions
Every obchodník, foreign branch and správcovská spoločnosť contributes to the fund behind the €50,000 cover; the 2026 rate sits in the fund's own decision and is confirmed before filing.Behind €50,000.
The licence fee
€1,000, €1,700 or €3,400 by scope under opatrenie č. 5/2021; €350 to add an investment service, €200 an ancillary one, €70 for other changes to the permit.By scope.
Tax summary
Corporate tax21% · 10% to €100k · 24% over €5m
Dividends to individuals7%
VAT23% · finance exempt
NBS contribution0.1% of assets, min €1,000
Licence fee€1,000-€3,400
*Figures as of 2026 per Slovak law and NBS decisions. Group and founder-level outcomes are modelled per structure.
Turnkey professional support
Experienced lawyers and international consultants.
We provide end-to-end support, from company registration and the application file to regulatory interaction and compliance oversight - with an individualized approach to each client.
Oleksii Kindratenko
Builds the application itself: Slovak akciová spoločnosť, AML/KYC policy pack, capital structure and tax registrations. His document sets are the reason reviews finish in months, not years.
Eugeniu Bevziuc
First point of contact for international founders. Runs the whole setup remotely, across time zones and languages - from the first call to a live, licensed firm.
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Slovakia · Národná banka Slovenska
Launch your investment firm in Slovakia with expert support.
Full-service assistance - from the Slovak akciová spoločnosť and the § 55 file to the NBS permit, board consents, passporting and ongoing compliance - run through our Bratislava office.
Get a consultation →Free legal opinion
Is Slovakia the right fit for your project?
Our legal team will analyze your case at no cost and provide a written legal opinion: which jurisdiction, licence scope, or route fits your business.
Written assessment within 2-5 business days
Request a free conclusion →FAQ
The Slovak investment licence, answered.
Which licence does an investment firm need in Slovakia?+
The povolenie na poskytovanie investičných služieb under § 54 of zákon č. 566/2001 Z. z., which makes the holder an obchodník s cennými papiermi for the services of § 6 ods. 1 písm. a)-i), from reception and transmission to OTF operation. Fund managers need the správcovská spoločnosť licence under zákon č. 203/2011 Z. z.
What capital does § 54 require?+
€750,000 for own-account dealing or firm-commitment underwriting (ods. 11) and for an OTF dealing on own account (ods. 14); €150,000 for every other firm (ods. 12); €75,000 for a firm providing only reception and transmission, execution, portfolio management, advice or placing without firm commitment and holding no client assets (ods. 13). Composition follows IFR art. 9.
How long does the NBS take?+
Six months from a complete application under § 55 ods. 6, as amended by zákon č. 237/2017 Z. z. The NBS publishes no processing statistics, so completeness at filing is the only lever on the clock - and the reason we draft the file in Slovak to the supervision department's own guidance.
What does the licence cost at the NBS?+
€1,000, €1,700 or €3,400 by scope under položky 1j-1l of opatrenie NBS č. 5/2021 as amended from 1 January 2025; €3,400 for a foreign firm's branch. Then 0.1% of assets a year, at least €1,000, under Rozhodnutie č. 5/2025 - and the Garančný fond contribution on top.
What is the samostatný finančný agent route?+
The light permit under § 18 of zákon č. 186/2009 Z. z. for a natural or legal person - reception and transmission and advice in transferable securities and fund units - at an NBS fee of €1,000 (company) or €350 (individual), with annual contributions from €1,000 or €500. Its insurance and client-money rules are confirmed for your case.
Who has to be in place?+
A predstavenstvo of at least two members under § 71 ods. 1, each with the NBS's prior consent, and a riadiaci orgán and vrcholový manažment that pass § 55 ods. 2 písm. d). The seat must be in Slovakia. The ZoCP prints no residency rule and no staff minimum - the NBS reads substance from the file.
How is a client protected if the firm fails?+
The Garančný fond investícií pays up to €50,000 per client for protected client assets under ZoCP §§ 80-98 - two and a half times the €20,000 minimum of Directive 97/9/EC. Every obchodník, foreign branch and správcovská spoločnosť contributes; the 2026 rate sits in the fund's own decision.
How are Slovak investment firms taxed?+
10% on taxable income up to €100,000, 21% up to €5 million and 24% above under § 15 písm. b) of zákon č. 595/2003 Z. z.; 7% on dividends paid to individuals; 23% VAT with financial services exempt under § 39 of the VAT act; plus the 0.1% NBS contribution on assets.
Slovakia or Hungary for a new firm?+
Hungary is cheaper on tax - 9% corporate tax, no withholding on dividends to companies - and faster, with a three-month clock under MNB tv. § 49, but the fee is HUF 2.7 million and the BEVA cover is confirmed per case. Slovakia has the euro, a €1,000-€3,400 fee and €50,000 of cover. Budapest for margin; Bratislava for the euro.
Why Prifinance for Slovakia?+
A Bratislava office with our Prague and Budapest offices a train ride away, a file written in Slovak to § 55 and the NBS methodological guidance, and the two board members sourced and consented before filing. Garančný fond membership and the EEA notifications run as part of launch.
Which licence?+
§ 54 ZoCP obchodník.
Capital?+
€75k/€150k/€750k.
How long?+
Six months, no stats.
Fee?+
€1,000-€3,400.
Financial agent?+
§ 18 of 186/2009, light.
People?+
Two board members, consented.
Client protection?+
€50,000 per client.
Taxes?+
21%, 10% below €100k.
Or Hungary?+
9% tax vs the euro.
Why you?+
Bratislava office, Slovak file.
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Prifinance is an independent law and advisory firm. We are not a regulator and are not affiliated with, endorsed by, or acting on behalf of Národná banka Slovenska or any other public authority. Authorisations are granted by, and obtained directly from, the competent authorities.