Nikolai Timofejev
15 years in FinTech and payments. Maps your business model to the right licence scope and leads the file all the way to the LB decision, including banking and payment rails.
Get an investment license in Lithuania.
The fintech capital's investment licence: authorisation as a financial brokerage firm from the Bank of Lithuania - advice, order handling, portfolio management and dealing on the IFD tiers from €75,000, one regulator for the whole file, and the EU passport on grant. The jurisdiction that licensed Europe's fintech wave now does the same for investment firms.
27 yrs
on the international marketon the market
60+
in-house specialistsspecialists
400+
Licenses obtainedlicenses obtained
Updated
Lithuania in brief
One regulator, one file, one passport.
Lithuania concentrated its entire financial supervision in the central bank, and turned that concentration into a licensing product. Investment firms authorise as financial brokerage firms with the Bank of Lithuania under the Law on Markets in Financial Instruments, the local MiFID transposition, on the IFD capital tiers: €75,000 for advisory and order-handling models without client assets, €150,000 as the general tier, €750,000 for dealing on own account. The regulator that made Vilnius Europe's fintech licensing capital brings the same machine to investment files - published expectations, pre-application dialogue, a Newcomer programme that answers questions before they cost months, and decisions on a clock the market has learned to trust.
The environment completes the case: Lithuania hosts the EU's densest concentration of licensed fintechs, a regtech and compliance talent pool built by that wave, eurozone membership, and a corporate tax rate of 16% that keeps operating economics lean. The FBF licence passports into thirty EEA states with identical effect to any member-state authorisation - the same product as the union's expensive capitals from a jurisdiction that processes files as its industrial policy. We build the company, the capital, the people and the full application from our own Vilnius office at Gedimino pr. 2 - the licensing capital is home ground.
The fintech capital's investment licence: FBF authorisation from the Bank of Lithuania - IFD tiers €75k/€150k/€750k, single-regulator file, dialogue-first process, EU passport on grant, 6-12 months realistic.
16% corporate tax, euro-native, the union's densest compliance talent pool. Filed from our own Vilnius office.
The two builds
The advisory and management FBF - or the dealer.
One licence, IFD-tiered: advisory and portfolio-management firms at €75,000-€150,000, dealing firms at €750,000. We fix the service set first, then build once.
The advisory/management FBF - or the €750k dealer.
01 - ADVISORY · MANAGEMENT FBF
The asset-side firm
The wealth permissions: investment advice, order reception-transmission, execution and discretionary management - €75,000 without client assets, €150,000 with. Passported across the union from Vilnius.
The wealth permissions: investment advice, order reception-transmission, execution and discretionary management - €75,000 without client assets, €150,000 with. Passported across the union from Vilnius.
- ✓Advice · RTO · execution
- ✓Discretionary portfolio management
- ✓€75,000 - no client assets
- ✓€150,000 - general tier
- ✓EU passport into 30 states
- ✓The fintech capital's wealth licence
02 - DEALING FBF
€750,000 initial capitalThe dealing firm
The market-facing model: dealing on own account at €750,000 with the IFD prudential stack. The full-spectrum firm under the single regulator, on the same passport.
Dealing on own account at €750,000 with the IFD stack. Same single-regulator file, same passport, upgrade path built in.
- ✓Dealing on own account
- ✓€750,000 initial capital
- ✓K-factor prudential machinery
- ✓Same single-regulator file
- ✓Same 30-state passport
- ✓Upgrade path from lighter tiers
Costs and timelines are confirmed for your case before any work begins. Bank of Lithuania fees follow its schedule; capital, people and substance are itemised in your quote.
Why Lithuania
Licensing as industrial policy.
Lithuania treats regulated-firm licensing as a national product, and runs it accordingly.
✓
One-stop supervision
The central bank is the sole gate. Prudential, conduct and AML supervision in one institution, one file, one relationship.One file, one dialogue.
✓
A dialogue-first process
Pre-application meetings and the Newcomer programme answer questions before they cost months. The process the fintech wave was built on.Questions answered early.
✓
The fintech cluster
The EU's densest licensed-fintech population built a compliance and regtech talent pool investment firms now hire from.Benches hired fast.
✓
IFD-tiered entry
€75k, €150k, €750k. Capital scaled to the service set, with the general tier covering most wealth models.Priced to the model.
✓
16% corporate tax
Among the union's leanest operating rates. Margins survive the compliance budget.Lean operating base.
✓
Our own Vilnius office
Prifinance sits at Gedimino pr. 2. The file is built in the licensing capital, minutes from the regulator.Gedimino pr. 2.
How it compares
How Lithuania differs from other routes.
The comparison that matters: the single-regulator file against the union's practised south and statutory north.
Lithuania vs other jurisdictions
| Feature |  Lithuania | Other jurisdictions |
|---|---|---|
| Supervision | Single regulator - LB | Multi-agency common |
| Capital | €75k-€750k IFD tiers | Same tiers, other terms |
| Process | Dialogue-first, Newcomer | Formal correspondence |
| Timeline | 6-12 months | 8-15 months typical |
Supervision
LithuaniaSingle regulator - LB
Other jurisdictionsMulti-agency common
Capital
Lithuania€75k-€750k IFD tiers
Other jurisdictionsSame tiers, other terms
Process
LithuaniaDialogue-first, Newcomer
Other jurisdictionsFormal correspondence
Timeline
Lithuania6-12 months
Other jurisdictions8-15 months typical
Country by country
| Country | License type | Taxation | Requirements |
|---|---|---|---|
| Lithuania | FBF licence - LB | 16% CIT | IFD tiers, single regulator |
 Estonia | Investment firm - FI | 0% retained · 22/78 | IFD tiers, statutory clock |
 Cyprus | CySEC CIF | 12.5% · 15% large | IFD tiers, EU passport |
 Latvia | IBS licence - LB(LV) | 0% retained · 20/80 | IFD tiers, no state fee |
LithuaniaLicense typeFBF licence - LB
Taxation16% CIT
RequirementsIFD tiers, single regulator
EstoniaLicense typeInvestment firm - FI
Taxation0% retained · 22/78
RequirementsIFD tiers, statutory clock
CyprusLicense typeCySEC CIF
Taxation12.5% · 15% large
RequirementsIFD tiers, EU passport
LatviaLicense typeIBS licence - LB(LV)
Taxation0% retained · 20/80
RequirementsIFD tiers, no state fee
Before you apply
Requirements for the Lithuanian licence.Requirements for the licence.
The Bank of Lithuania reviews in dialogue but licenses on substance. The checklist below is what a passing application contains.
01
Lithuanian company. Incorporated for the licence with genuine management in Lithuania.
02
Initial capital - €75,000, €150,000 or €750,000 by service set, paid and evidenced.
03
Fit-and-proper shareholders. Qualifying holdings vetted to UBO level with source-of-funds evidence.
04
Management bench. Board members and key-function heads the regulator assesses individually.
05
Business plan. Services, client base and three-year financials the central bank can interrogate.
06
Organisational documentation. Structure, procedures and internal-control architecture per the Law.
07
Client-asset arrangements. Segregation and safeguarding where the service set holds them.
08
Prudential machinery. IFD capital and reporting computations live from day one.
09
AML/CFT programme. Lithuanian law compliance with a named MLRO.
10
Substance. A real Vilnius operation: people, premises and systems the supervisor can visit.
01
Lithuanian company, run locally.
02
Capital per IFD tier.
03
Holdings vetted to UBO.
04
Assessable management bench.
05
Interrogable business plan.
06
Organisational file complete.
07
Client assets safeguarded.
08
Prudential machinery live.
09
AML with named MLRO.
10
Substance to visit.
Reflects the Law on Markets in Financial Instruments and IFR/IFD as of 2026.Law on Markets in Fin. Instruments + IFR/IFD.
How it works
From first call to the LB register.
01
Service set and dialogue
The set, tier and pre-application strategy. Fixed in writing, with the regulator engaged early.Regulator engaged early.
02
Company and people
Lithuanian entity, capital paid and the bench the central bank assesses.Bench assessable.
03
The application
Organisational file, business plan and policies. Complete at filing, shaped by the dialogue.Complete, shaped.
04
LB review
Question rounds on the trusted clock - 6-12 months realistic end to end.6-12 months realistic.
05
Licence and passporting
Register entry, EEA notifications, banking live. Thirty markets from the fintech capital.Union open.
Quick facts
RegulatorBank of Lithuania
LicenceFBF
Advisory tier€75,000
General tier€150,000
Dealing tier€750,000
Passport30 EEA states
Realistic timeline6-12 months
Corporate tax16%
The Bank of Lithuania rewards early dialogue and complete files. Using both deliberately is the entire game, and our job.
On the ground in Vilnius
Run from our Vilnius office.
Prifinance - Lithuania
Vilnius · Gedimino pr. 2
Gedimino pr. 2, Vilnius
01
Company and capital
Lithuanian entity and capital structured to the service set. Built for the licence from day one.Built to the set.
02
The LB file
Business plan, organisational documentation and policies drafted for the dialogue-first process. Pre-application meetings used deliberately.Dialogue-shaped.
03
People and substance
Management and key functions hired from the fintech cluster's talent pool. Substance the regulator recognises.Cluster-sourced.
04
Passporting and launch
EEA notifications, banking and custody sequenced with the licence. The union open from Vilnius.30 states at launch.
We also have offices in
Tallinn
Estonia
Roseni 13
Prague
Czech Republic
Vlkova 532/8, Žižkov
Dubai
UAE
33 Level, Al Saqr Business Tower
London
United Kingdom
7 Bell Yard
Madeira
Portugal
Rua da Alegria 31, 1F
Budapest
Hungary
Korányi Sándor u. 4
Istanbul
Turkey
Perpa Ticaret Merkezi, A Blok
Good to know
Taxation of investment firms in Lithuania.
A lean 16% inside the eurozone. Operating economics that leave room for the compliance budget.
Corporate tax 16%
The headline rate from 2026. Among the union's leanest, applied to a straightforward base.Lean, straightforward.
Eurozone operations
Euro-native books, SEPA rails and ECB-system banking - no conversion layer inside the union.No conversion layer.
No dividend WHT to companies
Participation rules keep qualifying corporate dividends clean. The holding layer models simply.Clean holding layer.
Fee economics settled
Management and performance-fee treatment runs on settled practice in a jurisdiction full of regulated firms.Known practice.
VAT with finance exemptions
Core investment services sit outside VAT; the 21% rate touches overheads only.21% on overheads.
Treaty network 55+
A solid treaty base across Europe and beyond. Group structures above the FBF model cleanly.Solid base.
Tax summary
Corporate tax16%
Dividends to companiesParticipation relief
VAT on servicesExempt core · 21%
CurrencyEuro
Tax treaties55+
*Figures as of 2026 per the STI. Group and founder-level outcomes are modelled per structure.
Turnkey professional support
Experienced lawyers and international consultants.
We provide end-to-end support, from company registration and the application file to regulatory interaction and compliance oversight - with an individualized approach to each client.
Oleksii Kindratenko
Builds the application itself: Lithuanian company, AML/KYC policy pack, capital structure and tax registrations. His document sets are the reason reviews finish in months, not years.
Eugeniu Bevziuc
First point of contact for international founders. Runs the whole setup remotely, across time zones and languages - from the first call to a live, licensed firm.
Follow Prifinance
Active across our channels.
Lithuania · Bank of Lithuania
Launch your investment firm in Lithuania with expert support.
Full-service assistance - from incorporation to the FBF licence, people, passporting and ongoing compliance - from our own Vilnius office at Gedimino pr. 2.
Get a consultation →Free legal opinion
Is Lithuania the right fit for your project?
Our legal team will analyze your case at no cost and provide a written legal opinion: which jurisdiction, licence scope, or route fits your business.
Written assessment within 2-5 business days
Request a free conclusion →FAQ
The Lithuania investment licence: quick answers.
What licence does an investment firm need in Lithuania?+
Authorisation as a financial brokerage firm from the Bank of Lithuania under the Law on Markets in Financial Instruments - the MiFID licence covering advice, RTO, execution, portfolio management and dealing.
What capital is required?+
The IFD tiers: €75,000 for advisory and order-handling models without client assets, €150,000 as the general tier with client money, €750,000 for dealing on own account.
Why is the single regulator an advantage?+
One institution runs prudential, conduct and AML supervision - one file, one dialogue, no inter-agency drift. It is the architecture that let Lithuania license Europe's fintech wave on a trusted clock.
What is the pre-application dialogue?+
The Bank of Lithuania meets prospective applicants early - through its Newcomer programme and pre-application consultations, so the file that lands answers questions already asked. We script those sessions deliberately.
How long does licensing take?+
Realistically 6-12 months end to end - the dialogue-first process and a complete organisational file are the levers that keep it at the short end.
Does the licence passport across the EU?+
Yes - the full MiFID passport into 30 EEA states by notification, identical in effect to any member-state licence. We run the notifications as part of launch.
How are Lithuanian investment firms taxed?+
16% corporate tax on a straightforward base, participation relief on qualifying corporate dividends, VAT-exempt core services and a 55+ treaty network - euro-native throughout.
What substance does the regulator expect?+
A genuine Vilnius operation: resident management presence, staffed key functions and premises the central bank can visit - with the fintech cluster's talent pool making real substance practical.
Lithuania or Cyprus for the EU passport?+
The same passport by different routes: Cyprus brings the practised southern cluster; Lithuania brings the single-regulator dialogue and the fintech ecosystem. Timeline and bench economics decide - we model both.
Why Prifinance for Lithuania?+
Our own office at Gedimino pr. 2, the regulator's dialogue used as strategy, and benches hired from a cluster we have worked in for years - the licensing capital is home ground.
What licence?+
FBF from the Bank of Lithuania.
Capital?+
€75k/€150k/€750k.
Single regulator?+
One file, no drift.
Dialogue?+
Newcomer + pre-application.
How long?+
6-12 months realistic.
Passport?+
30 EEA states.
Taxes?+
16%, euro-native.
Substance?+
Real, cluster-practical.
Or Cyprus?+
Same passport - we model.
Why you?+
Home ground, own office.
Client notes
Google4.7★★★★★
Founders who wanted it done right.
Google4.7★★★★★
“As a software development crew at FewMoreTaps OÜ, we've had the pleasure of working with Prifinance on some key financial moves.First of all, navigating the world of corporate banking and finance can be a maze, but Prifinance made it feel like a walk in the park. They helped us set up a corporate bank account without the hassle of jumping on a plane or drowning in paperwork. Everything was done remotely, smoothly…”
Google
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Google
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Google
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Get a free legal opinion on your project - our legal team will analyze your case at no cost and provide a written legal opinion: which jurisdiction, licence scope, or route fits your business.Free legal opinion: which Lithuanian route fits your project and what it will cost.
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Prifinance is an independent law and advisory firm. We are not a regulator and are not affiliated with, endorsed by, or acting on behalf of the Bank of Lithuania or any other public authority. Authorisations are granted by, and obtained directly from, the competent authorities.