Founder of Prifinance. 15+ years structuring international companies, banking and licensing for founders worldwide.
Register a company in Luxembourg, the holding capital of Europe.
Set up in Luxembourg remotely: the SOPARFI participation exemption that moves dividends and gains tax-free, the world's second-largest fund industry, the EU's lowest VAT and a AAA flag every bank respects. The price of admission - ~24% on operating profits, a net-wealth tax, and substance rules that retired the old shortcuts.Luxembourg remotely: the SOPARFI exemption moving dividends and gains tax-free, the world's #2 fund industry, the EU's lowest VAT, AAA everything. The ticket: ~24% on operations, a net-wealth tax, substance required.
Updated

Where Europe parks its capital.
Luxembourg manages more investment-fund assets than anywhere on Earth except the United States - five-plus trillion euros in UCITS, RAIFs and SICAVs under the CSSF - and holds much of Europe's corporate wealth through the SOPARFI: the holding company whose participation exemption receives qualifying dividends and capital gains tax-free and distributes onward without withholding to treaty and EU parents. Around that machine sits a AAA state, the euro, a multilingual professional class and, a detail that surprises, the EU's lowest standard VAT at 17%.
Now the meter. Operating profits pay roughly 23.9% aggregate in Luxembourg City (the 2025 reform trimmed a point), a 0.5% net-wealth tax touches company assets annually with minimums even holdings pay, incorporation runs through notaries, and the era of letterbox substance is over: ATAD and Pillar Two rules mean a SOPARFI needs real decision-making, board meetings and books in the Grand Duchy, which costs money and is exactly why the structure still works. Luxembourg is not for small trading companies; it is for holdings, funds and wealth platforms whose flows repay the standard, and we say which yours is on the first call.
Europe parks its capital here: €5T+ in funds under the CSSF, and the SOPARFI holding whose participation exemption takes qualifying dividends and gains at 0%, in and out. Around it: AAA state, euro, 17% VAT, a professional bench without equal.
Operations pay ~23.9% in Lux City, assets carry a 0.5% net-wealth tax with minimums even holdings pay, notaries run the founding, and the letterbox era is over - substance costs money, which is exactly why the structure still works. Not for small trading; we say so.
Luxembourg company - cost & packages.
Company
Registration of a Luxembourg SARL - notarial deed by POA, RCS filing, tax registration and the first year of the registered office included.
Optional add-ons: substance package (board, domiciliation+) - scoped per case · fund structuring (RAIF/SICAV) - scoped per case · annual renewal - from €3,500/year.Add-ons: substance package per case · RAIF/SICAV per case · renewal from €3,500/year.
Start with Company →Company + Bank Account
A working Luxembourg company with an account - the capital deposited, then private-banking-grade EUR facilities at a Luxembourg or EU institution.
Popular uses for a Luxembourg company.
Almost any lawful business fits, but Luxembourg's genius is structures: holdings, funds and wealth platforms under CSSF oversight where regulated. We scope both sides.Structures are the genius: holdings, funds and wealth platforms, CSSF-supervised where regulated.
The European standard: qualifying dividends and gains in at 0%, distributions out without withholding.
RAIFs in weeks, SICAVs and UCITS under CSSF. The world's #2 fund domicile.
The family investment vehicle taxed by subscription, not profit. For passive fortunes.
Group treasury and licensing platforms with treaty depth and predictable rulings.
Fund and product passporting across the union from one CSSF licence.
PSF, payment and investment-firm licences under CSSF supervision.
0% qualifying flows, both ways.
RAIF in weeks, UCITS at scale.
Subscription-taxed passivity.
Treaty-deep platforms.
Passporting from one licence.
PSF / CSSF licences.
Key advantages of the jurisdiction.
Qualifying dividends and capital gains flow through a SOPARFI untaxed. The continent's holding standard.The continent's standard.
#2 worldwide by assets; RAIF vehicles launch in weeks without prior CSSF approval.#2 worldwide by assets.
Ratings, courts and a regulator every counterparty and bank accepts without questions.Accepted without questions.
17% standard. A quiet operating edge for anything consumer-touching.17% standard.
Eighty-plus treaties layered on EU directives. Flows planned, not hoped.80+ on top of directives.
Multilingual lawyers, domiciliation agents and fund administrators at scale nowhere else in Europe matches.Scale no rival matches.
Luxembourg next to the usual shortlist.
The Netherlands runs the rival holding tradition at similar rates; Ireland wins operating companies; Switzerland offers the franc outside the EU; Liechtenstein pairs foundations with the EEA. Luxembourg owns funds and the SOPARFI. Figures current as of 2026.NL: rival tradition + operations. Ireland: operating winner. Switzerland: franc, non-EU. Liechtenstein: foundations. Luxembourg: funds + SOPARFI. As of 2026.
| Country | Aggregate tax | Holding regime | Signature edge |
|---|---|---|---|
| Luxembourg | ~23.9% | SOPARFI - full exemption | Funds #2 worldwide |
| Netherlands | 25.8% | Participation exemption | Operating + holding mix |
| Ireland | 12.5% trading | 2025 exemption | English + operations |
| Switzerland | 12-21% cantonal | Participation relief | The franc, non-EU |
| Liechtenstein | 12.5% | 0% WHT everywhere | Foundations + EEA |
What Luxembourg law actually demands.
From application to a live company in weeks.
Notary and RCS by POA, run by our lawyers, with banking sequenced around the capital deposit.Structuring file, capital, notary by POA, RCS: one to three weeks; banking follows the file.
We match the vehicle to the flows. SOPARFI, SPF, RAIF or plain SARL. And say plainly if a cheaper flag serves.
Passports, source-of-funds file, statutes drafted to the standard banks expect.
The blocked account receives the capital; the certificate issues.
Executed by POA; the company exists on signature.
Register publication, tax and VAT registrations.
The capital account converts; private-banking facilities follow the file.
The participation exemption has conditions - 10% or €1.2M stakes, 12-month holding - and the substance to defend them. We build both from day one.
On the ground in Luxembourg.

Your setup is run by a team building Luxembourg holdings and fund vehicles every month.
Deeds, publications, tax and NWT filings. Sequenced correctly the first time.
Boards, domiciliation and decision-making built to survive ATAD scrutiny, not just registration.
A network of offices across Europe, the Gulf and the Americas. One team for your whole international structure.
















Operating rates, holding exemptions.
Operating profits pay ~23.9% aggregate in Luxembourg City: corporate tax (16% since 2025), solidarity surcharge and municipal business tax combined, with 14% below €175,000 income. The holding layer is the point - qualifying dividends and gains arrive tax-free under the participation exemption and leave without withholding. A 0.5% net wealth tax touches assets annually.~23.9% aggregate on operations, 0% on qualifying holding flows, 0.5% net wealth tax, VAT 17% - the EU's lowest.
CIT + solidarity + municipal tax in the capital; small-profit rate 14% below €175k.14-21% on small profits.
10% / €1.2M stakes held 12 months: dividends and gains at 0%, distributions out clean.10% / €1.2M / 12 months.
On net assets annually, with minimums (€535-4,815) even exempt holdings pay. The line to plan for.Minimums even for holdings.
The EU's lowest standard rate; funds and many financial services exempt.Funds largely exempt.
Owners remain responsible for tax where they live, and exemption conditions are checked per flow, per year. We run that calendar.
The specialists who'll handle your case.
Guides clients from the first consultation to a working setup - companies, accounts and substance in 60+ jurisdictions.
Handles incorporation paperwork, KYC and bank introductions so your Luxembourg structure launches without delays.
Active across our channels.
The continent's holding standard and its fund capital - structured with the substance to last. Full support, start to finish.
Talk to a specialist →The Luxembourg questions that matter.
Can I open a Luxembourg company without visiting?+
Yes. The notarial deed executes by apostilled power of attorney, and RCS, tax and VAT registrations run remotely. Banks vary: fund-adjacent and private institutions often want one meeting; some close by video with a strong file. We sequence that for you.
How much does it cost?+
From €4,900 turnkey for the company and from €7,900 with banking, plus renewals from €3,500 a year - and more once real substance (boards, premises) enters the picture. Luxembourg is priced for structures whose flows repay it; for a small trading company we will point you to Estonia, Ireland or Cyprus instead.
What taxes will the company pay?+
An operating company: ~23.9% aggregate in Luxembourg City (14-21% on small profits), VAT at 17%, and the 0.5% net wealth tax on assets. A SOPARFI holding: 0% on qualifying dividends and gains under the participation exemption, minimum net-wealth amounts, and no withholding on distributions to qualifying parents. We model your exact flows before you commit.
How does the SOPARFI participation exemption work?+
Hold at least 10% (or €1.2M acquisition cost) of a qualifying subsidiary for twelve months, and its dividends arrive tax-free; the same logic (at €6M for gains) exempts capital gains on exit. Distributions onward to EU and treaty parents leave without withholding. Conditions are mechanical but unforgiving - we track them per stake, per year.
SARL, SA or SARL-S?+
SARL (€12,000, fully paid): the workhorse for holdings and private structures. SA (€30,000, quarter paid): for funds, listings and wide shareholder bases. SARL-S (€1+): the starter for individual founders, rarely right for international structures. Nine SOPARFIs in ten are SARLs; the tenth has its reasons.
What about the fund side - RAIF and SICAV?+
Luxembourg's second engine: the RAIF launches in weeks without prior CSSF approval (supervision runs through its AIFM), while SICAVs and UCITS carry full CSSF authorisation and EU passporting. For managers raising European capital, a Luxembourg vehicle is often the price of admission - we build them alongside the holding layer.
What is the net wealth tax?+
The line item to know: 0.5% annually on net assets (0.05% above €500M), with minimum amounts, €535 to €4,815, that even fully exempt holdings pay. Participation-exempt stakes are excluded from the base, which is why real SOPARFIs feel it mostly as the minimum. It surprises nobody who planned for it; we plan for it.
How much substance does a SOPARFI need now?+
More than a mailbox, deliberately: Luxembourg-resident decision-making, real board meetings, local books and a defensible office arrangement. ATAD and treaty anti-abuse rules retired the letterbox era - and that is precisely why the structures that remain are respected. We build substance packages sized to the flows, not to the invoice.
Luxembourg or the Netherlands?+
The two holding traditions. The Netherlands pairs its participation exemption with a big operating economy and English-first ease; Luxembourg pairs its own with the fund industry, lower VAT and a purer structures ecosystem. Mixed operating-holding groups often go Dutch; pure holdings, funds and wealth platforms usually land here. The shape of the group decides it.
How long does it take?+
Plan one to three weeks: the KYC and structuring file first, capital and notary inside a week after that, then RCS publication and tax registrations. Banking follows the file - one to three weeks at Luxembourg standards. RAIFs add their own track, typically four to eight weeks all-in.
Founders who wanted it done right.
“As a software development crew at FewMoreTaps OÜ, we've had the pleasure of working with Prifinance on some key financial moves.First of all, navigating the world of corporate banking and finance can be a maze, but Prifinance made it feel like a walk in the park. They helped us set up a corporate bank account without the hassle of jumping on a plane or drowning in paperwork. Everything was done remotely, smoothly…”

“I had their assistance in company registration and I would recommend them. They were answering all my clarification during the process and offering all their supportThank you Daniel and Irinia”

“We found PRIFINANCE COMPANYvia the Internet and asked for help in organizing the opening of their company in Estonia. PRIFINANCE COMPANY specialists helped us a lot with this. Their professional, competent approach and knowledge of their business left us with only the best impressions.”

“I'm thrilled with my experience with PriFinance! They helped me obtain a crypto license in Estonia without any hassle. The team was super understanding and always available to answer my questions and assist. It was great to see how they put effort into preparing the documents to ensure everything went smoothly. I'm delighted with the outcome and highly recommend PriFinance to anyone looking to get a license…”

“Opening an account with Prifinance in a Swiss bank was such an easy and quick process that I was shocked. It all started with the first call, where I received detailed guidance on the required documents and the entire procedure.One of the key highlights was their attention to detail. As someone who usually gets tangled up in paperwork, I was pleasantly surprised when they sent me all the documents and…”

“I recently had the pleasure of working with Boris.. and I must say, it was a fantastic experience. Boris went above and beyond to assist me with my residency needs. His professionalism, knowledge, and dedication truly stood out. I highly recommend working with Boris and the team!”

Other jurisdictions & licenses.
Start your Luxembourg structure today.
Describe your flows, and a specialist replies within one business day with a recommendation (SOPARFI, RAIF, SPF or a different flag), a timeline and a fixed quote.A Luxembourg specialist replies within one business day with a recommendation, a timeline and a fixed quote.