Nikolai Timofejev
15 years in FinTech and payments. Maps your business model to the right licence scope and leads the file all the way to the NBS decision, including banking and payment rails.
Get a crypto license in Slovakia.
A euro-zone desk run by the central bank, with six CASP licences already live, and a founder rate the EU barely knows about: crypto held over a year is taxed at just 7%. We build the NBS file end to end.
27 yrs
on the international marketon the market
60+
in-house specialistsspecialists
400+
Crypto licenses obtainedlicenses obtained
Updated
Slovakia in brief
A central-bank desk that is already delivering.
Slovakia runs MiCA through its central bank: Národná banka Slovenska authorises and supervises CASPs, and the regime has been fully live since 30 December 2025 - Slovakia took no extended transition, so only licensed providers have served the market through 2026. The desk demonstrably works: by mid-2026 six CASPs held Slovak licences, placing the country around the middle of the EU pack by approvals - a solid record for a market this size, and proof the NBS processes files rather than parking them. Around 312 CASPs were authorised EU-wide by July 2026; a Slovak licence passports to every one of those markets' clients.
The quiet advantage is personal tax. Since 1 January 2024, individuals selling virtual currency held for more than one year pay a separate flat rate of 7% under § 51e of the Income Tax Act - one of the lowest founder rates in the Union, sitting alongside corporate tiers of 10% for small companies, 21% standard and 24% above €5 million in revenue. Euro-zone membership, Bratislava's costs and Vienna forty minutes away complete the case.
A euro-zone desk run by the central bank - six licences live by mid-2026, MiCA fully applied since 30 December 2025.
The quiet advantage: crypto held over a year is taxed at 7% for individuals (§ 51e, since 2024). Corporate tiers 10/21/24%.
Licence classes
One authorisation, scoped to your services.
MiCA defines ten crypto-asset services in three capital classes. The NBS authorises the exact scope you apply for, on the standard MiCA clock. We fix the perimeter first, then build once.
Ten MiCA services in three capital classes. The NBS authorises the scope you apply for.
01 - CASP · CLASS 1-2
Core crypto services
For brokers, exchangers and custodians. Execution, exchange and safekeeping of client crypto-assets under one authorisation. Minimum capital €50,000-€125,000 depending on scope.
For brokers, exchangers and custodians. Execution, exchange and safekeeping of client crypto-assets under one authorisation. Minimum capital €50,000-€125,000 depending on scope.
- ✓Exchange of crypto ↔ fiat and crypto ↔ crypto
- ✓Execution, reception and transmission of orders
- ✓Custody and administration of client crypto-assets
- ✓Transfer services for crypto-assets
- ✓Advice and portfolio management on crypto-assets
- ✓Placing of crypto-assets
02 - CASP · CLASS 3
7% after one year - personalTrading platform
The highest MiCA tier. Operation of a crypto trading venue with €150,000 minimum capital, listing rules and market-abuse controls, passportable across the EU from a central-bank desk with licences already live.
The highest MiCA tier. A trading venue with €150,000 capital, at a central-bank desk that delivers.
- ✓Operation of a crypto-asset trading platform
- ✓Matching of buyers and sellers in the venue
- ✓Admission-to-trading (listing) framework
- ✓Market-abuse monitoring under MiCA Title VI
- ✓Combines with custody and exchange services
- ✓One home authorisation - for all 27 EU states
Costs and timelines are confirmed for your case before any work begins. NBS fees are statutory; the real investment is the file and substance. Both scoped individually in your quote. EMT / stablecoin issuance is quoted separately.
Why Slovakia
The founder rate the EU barely knows about.
The framework is MiCA, supervised by Národná banka Slovenska. A central bank with working licences on its register and a tax code that rewards patience.
✓
7% on crypto held over a year
Since 2024, individuals pay a separate flat 7% on virtual currency sold after a one-year holding period. Confirmed by the Financial Administration under § 51e of the Income Tax Act. Few founders in Europe pay less.The EU's quietest founder rate - official.
✓
A desk that demonstrably works
Six CASP licences live by mid-2026. Around the middle of the EU pack, from a country of five million. The NBS processes files; it does not park them.Six licences live from a market of five million.
✓
Central-bank supervision
Your licence is signed by the institution that runs Slovak monetary policy within the euro system. A stamp banks and partners read as serious, without BaFin-length queues.A serious stamp without BaFin queues.
✓
Corporate tiers that fit your stage
10% for companies under €100,000 in revenue, 21% standard, 24% only above €5 million. A structure that taxes you like the size you actually are.10/21/24%. Taxed like the size you are.
✓
Euro-zone base at Bratislava cost
Euro accounts and pricing, EU passporting, and operating costs far below Vienna, which is forty minutes away when you need it.Vienna is 40 minutes away; payroll is not Viennese.
✓
No transition hangover
MiCA has applied in full since 30 December 2025 - no grandfathered competitors, no grey zone. The market belongs to licence-holders.Licence-holders only since 30 Dec 2025.
How it compares
How Slovakia differs from other routes.
Slovakia pairs central-bank credibility with the EU's quietest founder tax break. The side-by-side comparison is below.
Slovakia vs other jurisdictions
| Feature |  Slovakia | Other jurisdictions |
|---|---|---|
| Regulatory regime | MiCA CASP - NBS | National regimes or lighter desks |
| Personal crypto, long-term | 7% after one year | 19-33% in most of the EU |
| Regime since | 30 Dec 2025 - no extension | Some markets settled later |
| Corporate tax | 10% / 21% / 24% tiers | Flat rates, size-blind |
Regulatory regime
SlovakiaMiCA CASP - NBS
Other jurisdictionsNational regimes or lighter desks
Personal crypto, long-term
Slovakia7% after one year
Other jurisdictions19-33% in most of the EU
Regime since
Slovakia30 Dec 2025 - no extension
Other jurisdictionsSome markets settled later
Corporate tax
Slovakia10% / 21% / 24% tiers
Other jurisdictionsFlat rates, size-blind
Country by country
| Country | License type | Taxation | Requirements |
|---|---|---|---|
| Slovakia | MiCA CASP (NBS) | 21% CIT · 7% personal > 1 yr | Central-bank desk, licences live |
 Czech Republic | MiCA CASP (ČNB) | 21% CIT | Fast, technical, predictable |
 Poland | MiCA CASP (KNF) | 19% CIT | Late MiCA start, practice forming |
 Lithuania | MiCA CASP (Bank of Lithuania) | 17% CIT (2026) | Fast, but strict AML practice |
SlovakiaLicense typeMiCA CASP (NBS)
Taxation21% CIT · 7% personal > 1 yr
RequirementsCentral-bank desk, licences live
Czech RepublicLicense typeMiCA CASP (ČNB)
Taxation21% CIT
RequirementsFast, technical, predictable
PolandLicense typeMiCA CASP (KNF)
Taxation19% CIT
RequirementsLate MiCA start, practice forming
LithuaniaLicense typeMiCA CASP (Bank of Lithuania)
Taxation17% CIT (2026)
RequirementsFast, but strict AML practice
Before you apply
Requirements for the NBS authorisation.Requirements for NBS authorisation.
The NBS publishes its application methodology openly and reviews to the full MiCA standard. The checklist below is what a passing file contains.
01
Slovak entity. An s.r.o. or a.s. with its registered office and effective management in Slovakia.
02
Substance. Decision-making genuinely in the country: local management, compliance and risk on the ground.
03
Fit & proper management. Clean records and relevant experience for directors and qualifying shareholders.
04
Own funds - €50,000, €125,000 or €150,000 by service class, or one quarter of fixed overheads if higher.
05
Programme of operations. Services, target markets, volumes and a business plan the NBS can interrogate.
06
AML/CFT framework. KYC, EDD, monitoring and reporting to the FIU, with a named compliance officer.
07
ICT and DORA compliance. Resilience testing, incident reporting and the ICT third-party register.
08
Safeguarding of client assets. Segregation of client crypto and funds, custody policy, key management.
09
Governance. Ownership to UBOs, qualifying holdings disclosed, conflicts and complaints procedures.
10
Wind-down plan. Credible, funded and documented.
11
NBS templates. The bank publishes structured application materials; files built to them move faster.
01
Slovak s.r.o./a.s., managed from Slovakia.
02
Local management, compliance and risk.
03
Fit & proper directors and shareholders.
04
Own funds €50k-€150k by class.
05
Programme of operations + business plan.
06
AML with named officer, reporting to the FIU.
07
ICT resilience under DORA.
08
Segregation and custody of client assets.
09
Ownership disclosed up to UBOs.
10
Credible, funded wind-down plan.
Reflects MiCA and NBS practice as of 2026. MiCA has applied in Slovakia since 30 December 2025. Unauthorised service is subject to enforcement.MiCA + NBS practice as of 2026. Fully applied since 30 Dec 2025.
How it works
From first call to the NBS register.
01
Perimeter and strategy
We map your services to the MiCA classes and fix scope, capital and timeline in writing. With the founder tax plan on the table from day one.Classes, capital, tax plan - in writing.
02
Slovak company and substance
S.r.o. formation, registered office, local management and governance. The presence the NBS verifies.S.r.o., office, local management.
03
The application file
Programme of operations, AML/CFT framework, DORA documentation, safeguarding and wind-down. Built to the NBS's published templates.Built to the NBS's published templates.
04
NBS review
25 working days to completeness, 40 more to decision on the statutory clock - 5-8 months in practice. We answer every round.25+40 wd statutory; 5-8 months in practice.
05
Authorisation and passport
Entry in the NBS register, ESMA notification and passporting into all 27 EU states - plus ongoing reporting we can keep running.Register entry, then all 27 EU states.
Quick facts
RegulatorNBS - the central bank
FrameworkMiCA CASP
Capital€50k / €125k / €150k
Statutory clock25 + 40 working days
In practice5-8 months
MiCA fully appliedsince 30 Dec 2025
Licences live6 CASPs (mid-2026)
PassportAll 27 EU states
The NBS publishes structured application materials. Files built to its templates move measurably faster.
On the ground in Slovakia
Run from our Bratislava office.
Prifinance - Slovakia
Bratislava · Slovakia
Bratislava, Slovakia
01
Slovak company formation
S.r.o. incorporation, registered office and the corporate layer the NBS expects. Structured for the authorisation from day one.S.r.o., structured for the authorisation.
02
The authorisation file
Programme of operations, AML pack and DORA documentation. Built to the NBS's published templates and defended through its question rounds.Built to NBS templates, defended in rounds.
03
Substance and staffing
Director and compliance recruitment, office arrangements and payroll. Real presence at Bratislava cost, assembled pragmatically.Real presence at Bratislava cost.
04
Founder tax structuring
The 7% one-year rule, corporate tiers and dividend planning. Modelled before you commit, not after.The 7% rule, modelled before you commit.
We also have offices in
Tallinn
Estonia
Roseni 13
Vilnius
Lithuania
Gedimino pr. 2
London
United Kingdom
7 Bell Yard
Dubai
UAE
33 Level, Al Saqr Business Tower
Madeira
Portugal
Rua da Alegria 31, 1F
Budapest
Hungary
Korányi Sándor u. 4
Istanbul
Turkey
Perpa Ticaret Merkezi, A Blok
Good to know
Taxation of crypto companies in Slovakia.
Corporate tiers that match your size, euro-zone banking, and the 7% founder rate that makes patient holders choose Slovakia.
Corporate tiers: 10 / 21 / 24
10% for companies with revenue up to €100,000, 21% standard, and 24% only above €5 million in revenue - per the Financial Administration's current guidance. You are taxed like the size you are.By revenue: €100k and €5M thresholds.
Personal: 7% after one year
Virtual currency sold more than a year after acquisition falls into a separate tax base at a flat 7%. § 51e of the Income Tax Act, in force since 1 January 2024. Within a year, ordinary progressive rates of 19/25% apply.§ 51e, since 2024; 19/25% under a year.
Every exchange is a taxable event
The Financial Administration treats any exchange. Crypto to fiat, crypto to crypto, crypto to goods. As a disposal at market price. Clean records decide outcomes; we set up the tracking.Market price at exchange; records decide.
VAT 23% - exchange exempt
Crypto ↔ fiat exchange is VAT-exempt as a financial service under the Hedqvist line. The 23% standard rate touches only ordinary supplies.Hedqvist line.
Mining and business crypto
Mining and trading as a business fall under ordinary income rules with actual costs - electricity, hardware. Deductible per official guidance. The investor/business line matters; we draw it correctly.Actual costs deductible per guidance.
DAC8 reporting from 2026
EU-wide crypto reporting applies from January 2026. CASPs report client transactions automatically. Compliance is built into your setup from day one.Automatic CASP reporting, EU-wide.
Tax summary
CIT - small (≤ €100k rev.)10%
CIT - standard21%
CIT - above €5M rev.24%
Personal, held > 1 yr7% flat
Personal, under 1 yr19% / 25%
VAT on crypto exchangeExempt
DAC8 reportingfrom 2026
*Figures per Financial Administration guidance as of 2026. The 7% rate applies to private holdings, not business assets. We structure the line correctly.
Turnkey professional support
Experienced lawyers and international consultants.
We provide end-to-end support, from company registration and the application file to regulatory interaction and compliance oversight - with an individualized approach to each client.
Oleksii Kindratenko
Builds the application itself: Slovak s.r.o., AML/KYC policy pack, capital structure and tax registrations. His document sets are the reason reviews finish in months, not years.
Eugeniu Bevziuc
First point of contact for international founders. Runs the whole setup remotely, across time zones and languages - from the first call to a live, NBS-authorised business.
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Slovakia · NBS
Launch your crypto project in Slovakia with expert support.
Full-service assistance - from company registration to NBS authorisation and ongoing compliance.
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Is Slovakia the right fit for your project?
Our legal team will analyze your case at no cost and provide a written legal opinion: which jurisdiction, licence scope, or route fits your business.
Written assessment within 2-5 business days
Request a free conclusion →FAQ
The Slovak crypto licence - the questions we hear.
What licence does a crypto business need in Slovakia?+
CASP authorisation from Národná banka Slovenska under MiCA - required for exchange, brokerage, custody, transfer, advice and trading-platform services aimed at the Slovak market. MiCA has applied in full since 30 December 2025.
Is the Slovak desk actually granting licences?+
Yes - six CASPs held Slovak licences by mid-2026, per the NBS itself, placing Slovakia around the middle of the EU pack. For a market of five million, that is a desk that processes files rather than parking them.
How much capital is required?+
MiCA's three classes: €50,000 for advice and order services, €125,000 for exchange, execution and custody, €150,000 for a trading platform - or a quarter of annual fixed overheads if that is higher.
How long does NBS authorisation take?+
The statutory clock is 25 working days to completeness plus 40 to decision. The NBS publishes structured application materials - files built to its templates realistically land in 5-8 months end to end.
What substance does the NBS expect?+
A Slovak s.r.o. or a.s. with effective management in Slovakia: local directors, a compliance function on the ground, and systems that demonstrably run. Bratislava's costs make real substance genuinely affordable.
How does the 7% founder rate work?+
Since 1 January 2024, individuals selling virtual currency held for more than one year pay a flat 7% in a separate tax base - § 51e of the Income Tax Act, confirmed by the Financial Administration. Sales within a year fall under ordinary 19/25% progressive rates.
How are crypto companies taxed?+
By size: 10% up to €100,000 in revenue, 21% standard, 24% above €5 million. Crypto-fiat exchange is VAT-exempt; the standard VAT rate is 23%; DAC8 reporting applies from 2026.
What counts as a taxable event?+
Per official guidance, any exchange of virtual currency - for fiat, for other crypto, for goods or services - is a disposal at market price. Acquisition costs, and for miners electricity and hardware, are deductible. Records decide everything.
Does the Slovak licence passport across the EU?+
Yes - one NBS authorisation covers all 27 EU member states through MiCA passporting after notification. Around 312 CASPs were authorised EU-wide by July 2026; a Slovak licence competes in every one of those markets.
Why Slovakia rather than the Czech Republic or Lithuania?+
The desks are comparable on speed; Slovakia adds the euro (Czechia has its own koruna), a central-bank signature, and the 7% one-year founder rate neither neighbour offers. If your personal exit plan matters as much as the licence, Slovakia is the quiet winner.
What licence is needed?+
NBS CASP authorisation; MiCA fully applied since 30 Dec 2025.
Does the desk deliver?+
Six licences live by mid-2026 - per the NBS.
Capital?+
€50k / €125k / €150k by service class.
How long?+
5-8 months; NBS templates speed it up.
Substance?+
Slovak entity, local directors, real compliance.
The 7% rule?+
Flat 7% on crypto held > 1 year, since 2024.
Company taxes?+
10/21/24% by revenue; VAT-exempt exchange.
Taxable events?+
Any exchange, at market price.
EU passport?+
Yes - all 27 states by notification.
Why Slovakia?+
Euro + central bank + the 7% founder rate.
Client notes
Google4.7★★★★★
Founders who wanted it done right.
Google4.7★★★★★
“As a software development crew at FewMoreTaps OÜ, we've had the pleasure of working with Prifinance on some key financial moves.First of all, navigating the world of corporate banking and finance can be a maze, but Prifinance made it feel like a walk in the park. They helped us set up a corporate bank account without the hassle of jumping on a plane or drowning in paperwork. Everything was done remotely, smoothly…”
Google
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Google
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Get a free legal opinion on your project - our legal team will analyze your case at no cost and provide a written legal opinion: which jurisdiction, licence scope, or route fits your business.Free legal opinion: which Slovak route fits your project and what it will cost.
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Prifinance is an independent law and advisory firm. We are not a regulator and are not affiliated with, endorsed by, or acting on behalf of Národná banka Slovenska or any other public authority. Authorisations are granted by, and obtained directly from, the competent authorities.