Founder of Prifinance. 15+ years structuring international companies, banking and licensing for founders worldwide.
Register a company in Finland, the Nordic that runs on euros.
Set up a Finnish Oy remotely: zero minimum capital, 20% corporate tax (the lowest headline in the Nordics), an owner-dividend regime worth understanding, and the only Nordic economy already on the euro. Costs, stated before you ask - VAT at 25.5%, union-priced labour, and a board that needs an EEA resident.A Finnish Oy remotely: €0 capital, 20% tax (the lowest Nordic headline), the euro natively, and an owner-dividend regime worth knowing. The costs: VAT 25.5%, union labour, an EEA board seat.
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Stability as a business model.
Finland is the Nordic country that joined the euro, which means Nordic institutions, AA-grade stability and world-topping governance rankings without currency risk. The corporate rate is 20%, the lowest headline in the region, and since 2019 an Oy incorporates with zero minimum capital. The economy built Nokia, then Supercell and a gaming cluster, then Europe's densest startup scene per capita around Slush, with cleantech, forestry and Arctic engineering underneath. For owner-operators the dividend rules add a bonus few notice: distributions tied to company net assets enjoy famously light taxation - a regime we model rather than promise.
The costs first. VAT runs at 25.5%, among the EU's very highest, and matters the moment you sell to Finnish consumers. Labour is skilled, unionised and priced accordingly. The board needs at least half its members resident in the EEA; non-EEA founders solve it with our support or a PRH exemption, and we say which before you start. Filings run through the PRH trade register at Finnish pace: correctly, not instantly. You come to Finland for durable structures, Nordic-Baltic reach and a flag nobody ever questions.
The Nordic that joined the euro: AA stability, top governance rankings, 20% flat corporate tax, zero minimum capital since 2019. Nokia's heirs (Supercell, gaming, Slush startups) plus cleantech and Arctic industry.
VAT 25.5% is among the EU's highest, labour is union-priced, and half the board must live in the EEA - solved by structure or PRH exemption on day one. You come for durable structures and a flag nobody questions.
Finnish company - cost & packages.
Company
Remote registration of a Finnish Oy - founding documents, PRH trade-register filing, tax registrations and the first year of the registered address included.
Optional add-ons: EEA board support - scoped per case · accounting - from €250/month · annual renewal - from €1,800/year.Add-ons: EEA board support per case · accounting from €250/month · renewal from €1,800/year.
Start with Company →Company + Bank Account
A working Oy with a Finnish bank or fintech account - euro balances, cards and online banking with Nordic-grade security.
Popular uses for a Finnish company.
An Oy may run almost any lawful business. Financial services need FIN-FSA authorisation; regulated trades keep their permits. We scope both.Almost any lawful business; finance runs under FIN-FSA licensing.
The Supercell cluster: studios, SaaS and deep tech hiring from a world-class talent pool.
One euro company covering Helsinki, Tallinn and the whole northern corridor.
Energy, forestry and materials engineering with EU funding gravity.
EU VAT machinery and the region's most solvent consumers.
The Slush ecosystem, grants and an R&D deduction regime worth using.
Payment and investment firms under FIN-FSA licensing.
The Supercell cluster.
Helsinki-Tallinn corridor.
EU funding gravity.
Most solvent consumers.
Slush ecosystem, grants.
FIN-FSA licensing.
Key advantages of the jurisdiction.
Below Denmark, Sweden and Norway. With no local profit surcharges on top.No surcharges on top.
The only Nordic in the eurozone. No krona, no krone, no hedging line in your plan.No hedging line.
Since 2019 the Oy starts without a locked deposit. Fund it as your plan requires.Fund it as needed.
Distributions tied to net assets enjoy famously light taxation for entrepreneur-shareholders.Light tax up to ~8% of assets.
Top-three worldwide for governance and stability. Banks and partners never blink.Top-three governance.
Tallinn is a ferry away; the northern corridor runs through Helsinki.Tallinn a ferry away.
Finland next to the Nordic shortlist.
Sweden and Denmark run close rates in their own currencies; Norway sits outside the EU; Estonia defers tax but isn't Nordic-branded. Finland alone combines the region's lowest headline with the euro. Figures current as of 2026.Sweden & Denmark: close rates, own currencies. Norway: non-EU. Estonia: deferral. Finland: lowest Nordic rate + euro. Figures as of 2026.
| Country | Corporate tax | Currency | Signature edge |
|---|---|---|---|
| Finland | 20% | Euro | Lowest Nordic rate · euro |
| Sweden | 20.6% | Krona | Largest Nordic market |
| Denmark | 22% | Krone | Digital state · holdings |
| Norway | 22% | Krone | Oil economy, non-EU |
| Estonia | 0% / 22% distrib. | Euro | Deferral · e-residency |
What Finnish law actually demands.
From application to a live company in weeks.
Our lawyers carry the file through the PRH. You sign one power of attorney; most companies are operating within three weeks.POA, board solution, PRH filing, tax registers: most companies operate within three weeks.
We confirm Finland fits your case. And say so plainly if Estonia or Sweden serves the goal better.
Passports, proof of address; founding documents drafted, board solution agreed.
The trade-register application is submitted with fees.
The PRH issues the business ID (Y-tunnus).
VAT, prepayment and employer registers activated as needed.
We introduce the company to banks or fintechs and support onboarding.
The EEA board rule is the one foreign founders miss - we solve it on day one, by structure or by exemption, so the PRH never bounces the filing.
On the ground in Finland.

Your setup is run by a team registering companies across the Nordics and Baltics every month.
Trade register, tax registers and annual filings. Done correctly, on time.
EEA-resident board support and PRH exemptions. The requirement solved, not discovered.
A network of offices across Europe, the Gulf and the Americas. One team for your whole international structure.
















Twenty percent, and a dividend rule worth knowing.
Finnish companies pay a flat 20% on profits, the lowest headline in the Nordics. The interesting layer is distributions: dividends from unlisted companies are taxed lightly up to a return tied to the company's net assets, so patient, capitalised owner-operators are structurally rewarded. VAT runs at 25.5% - among the EU's highest, and we price it into your model.20% flat on profits, light owner-dividends up to ~8% of net assets, and VAT at 25.5% as the local cost to plan for.
Flat, no municipal surcharges. The whole corporate story in one number.The whole story in one number.
Light taxation up to ~8% of net assets per year. The entrepreneur regime we model per case.Balance sheet decides the rate.
Among the EU's highest. Priced into any local consumer plan; exports zero-rated.Exports zero-rated.
Union-negotiated wages plus employer contributions around 20%. Skilled, and priced like it.Skilled, union-priced, ~20% on top.
Owners pay tax in their country of residence. The net-asset dividend planning only works if the balance sheet is built for it, so we build it.
The specialists who'll handle your case.
Guides clients from the first consultation to a working setup - companies, accounts and substance in 60+ jurisdictions.
Handles incorporation paperwork, KYC and bank introductions so your Finnish company launches without delays.
Active across our channels.
The euro's northern anchor - company, board solution, bank and filings in one project. Full support, start to finish.
Talk to a specialist →What people ask before choosing Finland.
Can I open a Finnish company without visiting?+
Yes. With an apostilled power of attorney we file at the PRH, register the tax entries and set up the address remotely. Banks decide their own meetings: Nordea and OP sometimes want one, fintechs onboard by video. We point you to the right first door.
How much does it cost?+
Turnkey registration starts from €2,400 including PRH fees and the first year of the registered address. With a bank or fintech account arranged, packages start from €4,200. Renewals with accounting run from €1,800 a year.
What taxes will the company pay?+
A flat 20% on profits, the lowest headline in the Nordics, with no local surcharges. Dividends to EU parent companies leave at zero; distributions to you personally follow the entrepreneur regime below. VAT is 25.5% on domestic sales, zero-rated for exports and intra-EU supplies. We model your numbers before you commit.
What is the owner-dividend regime?+
Finland's reward for patient founders: dividends from an unlisted Oy are taxed lightly up to an annual return of roughly 8% of the company's net assets - the better your balance sheet, the cheaper your distributions. Above the thresholds normal rates apply. It favours capitalising the company rather than stripping it, and we plan around it explicitly.
What is the EEA board requirement?+
At least half of the Oy's board members must be resident in the European Economic Area. Non-EEA founders solve it three ways: an EEA-resident co-director, our board-support service, or a PRH exemption in qualifying cases. We tell you which fits on day one, so the filing never bounces on a requirement we knew about.
Is €0 capital taken seriously?+
Legally yes: the minimum was abolished in 2019 and the register treats a zero-capital Oy like any other. Practically, the dividend regime rewards net assets and banks read balance sheets, so most founders capitalise sensibly at or soon after incorporation. Nothing is locked; the money works from day one.
Why is VAT 25.5% and does it matter?+
It is among the very highest in the EU, and it matters exactly when you sell to Finnish consumers. B2B, export and intra-EU businesses largely pass it through or zero-rate it. We price it into your model rather than let it surprise you.
How is banking?+
Nordic-thorough. Nordea, OP and Danske run deep KYC on foreign-owned companies (ownership chain, substance, expected flows) and reward a clean file with excellent euro banking. Fintechs cover the operating layer faster. We prepare the file to that standard and start with the bank most likely to say yes.
Finland or Estonia / Sweden?+
Estonia wins for reinvesting startups: 0% until distribution and remote-first admin, but less Nordic brand weight. Sweden offers the biggest market at 20.6%, in krona. Finland is the balance: the region's lowest rate, the euro, the dividend regime, and a flag that reads «Nordic» everywhere. Which wins depends on what you're building.
How long does it take?+
Plan one to three weeks: days for documents and the board solution, one to two weeks at the PRH, then tax registers. Banking adds one to two weeks. Finland is never the fastest; it is the one that never needs redoing.
Founders who wanted it done right.
“As a software development crew at FewMoreTaps OÜ, we've had the pleasure of working with Prifinance on some key financial moves.First of all, navigating the world of corporate banking and finance can be a maze, but Prifinance made it feel like a walk in the park. They helped us set up a corporate bank account without the hassle of jumping on a plane or drowning in paperwork. Everything was done remotely, smoothly…”

“I had their assistance in company registration and I would recommend them. They were answering all my clarification during the process and offering all their supportThank you Daniel and Irinia”

“We found PRIFINANCE COMPANYvia the Internet and asked for help in organizing the opening of their company in Estonia. PRIFINANCE COMPANY specialists helped us a lot with this. Their professional, competent approach and knowledge of their business left us with only the best impressions.”

“I'm thrilled with my experience with PriFinance! They helped me obtain a crypto license in Estonia without any hassle. The team was super understanding and always available to answer my questions and assist. It was great to see how they put effort into preparing the documents to ensure everything went smoothly. I'm delighted with the outcome and highly recommend PriFinance to anyone looking to get a license…”

“Opening an account with Prifinance in a Swiss bank was such an easy and quick process that I was shocked. It all started with the first call, where I received detailed guidance on the required documents and the entire procedure.One of the key highlights was their attention to detail. As someone who usually gets tangled up in paperwork, I was pleasantly surprised when they sent me all the documents and…”

“I recently had the pleasure of working with Boris.. and I must say, it was a fantastic experience. Boris went above and beyond to assist me with my residency needs. His professionalism, knowledge, and dedication truly stood out. I highly recommend working with Boris and the team!”

Other jurisdictions & licenses.
Start your Finnish company today.
Describe the business, and a specialist answers within one business day: Oy or a Nordic alternative, with a timeline and a fixed quote.A Finland specialist answers within one business day: Oy or a Nordic alternative, timeline, fixed quote.