Founder of Prifinance. 15+ years structuring international companies, banking and licensing for founders worldwide.
Register a company in Monaco, the zero that never advertised.
Set up in Monaco: no personal income tax since 1869, no corporate tax on principality-focused business, and the world's densest square mile of wealth as your address. The gate is the story - every business needs the government's prior authorisation, the SAM wants €150,000, and the banks think in seven figures.Monaco: no personal income tax since 1869, no corporate tax on local business, the world's densest square mile of wealth. The gate: government authorisation for every activity, €150k for a SAM, banks thinking in seven figures.
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A principality that runs on selection, not taxation.
Monaco abolished personal income tax in 1869 and never looked back: residents pay nothing on income, nothing on capital gains, nothing on wealth, and direct-line inheritance passes at zero. The corporate layer follows its own logic. A company earning more than a quarter of its turnover outside the principality pays 25% on profits, while genuinely local business pays no corporate tax at all. Around this sits the French VAT and customs system, banking at private-wealth standard, and the square mile where the world's money keeps its yachts.
Monaco is selective by design, and it helps to hear that early. Every business activity requires the government's prior authorisation - a real review of the founders, the plan and its benefit to the principality, taking one to three months and refusing files it doesn't like. The SARL needs €15,000, the prestigious SAM €150,000 and two directors. Offices are the world's most expensive, banks commonly expect seven-figure relationships, and French nationals are carved out of the personal tax benefits by treaty. Monaco is not a shortcut; it is an address you qualify for, usually paired with residency, and we run both files as one project.
The principality runs on selection: residents pay nothing on income, gains or wealth; companies pay 25% only when over a quarter of turnover is international - local business pays none. French VAT rails, private-wealth banking, 150 years of not changing course.
Every business passes a real government review (1-3 months, refusals happen), the SARL needs €15k and the SAM €150k, premises are the planet's priciest, French nationals are carved out. Monaco is an address you qualify for - usually with residency, run as one file.
Monaco company - cost & packages.
Company
Registration of a Monaco SARL - authorisation file, government review, statutes, registry entry and the first year of the registered address included.
Optional add-ons: SAM structuring (€150k) - scoped per case · residency file - scoped per case · annual renewal - from €5,000/year.Add-ons: SAM per case · residency file per case · renewal from €5,000/year.
Start with Company →Company + Bank Account
A working Monaco company with a principality bank account - private-banking standard, arranged around prepared meetings.
Popular uses for a Monaco company.
Every activity runs on government authorisation; financial activities carry CCAF/AMSF oversight on top. We build files that pass both.Every activity is authorised by the government; financial activities add CCAF oversight.
Managing the family's affairs from the world's safest tax address. The classic Monaco mandate.
Brokerage, management and provisioning in the Mediterranean's home port.
Principality property held through Monaco's civil companies, succession-planned properly.
The trading or consulting company of a Monaco resident. 0% personal on the dividends.
The Grand Prix economy: events, catering, concierge at principality standards.
Asset managers and advisers under CCAF authorisation. Monaco's regulated core.
The classic mandate.
The Med's home port.
Succession done properly.
0% personal on dividends.
The Grand Prix economy.
CCAF authorisation.
Key advantages of the jurisdiction.
No income, capital-gains or wealth tax for residents. A policy older than the telephone.Older than the telephone.
Companies serving the principality itself pay no corporate tax at all.Geography decides the rate.
No flag signals solvency like Monaco. Doors open before you knock.Solvency as a flag.
The world's densest police coverage and a state that has not changed course in 150 years.150 years, one course.
VAT, customs and banking rails through France. EU-adjacent without EU membership.VAT and rails via France.
The authorisation gate keeps the neighbourhood exclusive. Which is precisely its value.The gate is the value.
Monaco next to the personal-zero shortlist.
Andorra taxes lightly but taxes; Liechtenstein structures wealth rather than residence; Switzerland's lump-sum negotiates; Dubai competes at scale with a different lifestyle. Monaco remains the original. Figures current as of 2026.Andorra: affordable 10%. Liechtenstein: structures. Switzerland: negotiated lump-sums. Dubai: scale. Monaco: the original. As of 2026.
| Jurisdiction | Personal tax | Corporate tax | Signature edge |
|---|---|---|---|
| Monaco | 0% | 0% local · 25% int'l | The original zero · prestige |
| Andorra | 10% cap | 10% | The affordable Pyrenees |
| Liechtenstein | Progressive | 12.5% | Structures, not residence |
| Switzerland | Lump-sum deals | 12-21% | Negotiated privacy |
| UAE / Dubai | 0% | 9% | Scale + sunshine |
What Monaco actually demands.
From application to an authorised company in months.
The government's economic-development department is the road, and there is no bypass: a real review, prepared properly, followed through personally.Pre-qualification first (free, and frank), then the dossier, 1-3 months of review, incorporation and prepared banking. 2-4 months total.
We assess your profile and plan against what Monaco approves. Before you spend.
Business plan, founders' files, premises and financing. Built to review standard.
The authorisation examination. Questions answered as they come.
Statutes signed, capital deposited, RCI registry entry.
Corporate registrations and VAT where applicable.
Principality accounts around prepared meetings. Often alongside a residency file.
The pre-qualification call costs nothing and saves months - Monaco refuses files it doesn't like, so we only file the ones it will.
On the ground in Monaco.

Your file is run by a team that builds Monaco authorisations, companies and residencies as one practice.
Dossiers prepared to the department's standard and followed personally through review.
Prepared meetings at CMB, CFM and the private houses. The file built before anyone sits down.
A network of offices across Europe, the Gulf and the Americas. One team for your whole international structure.
















Zero for people, quarter for exporters.
Residents pay no income tax, no capital-gains tax, no wealth tax; direct-line inheritance passes at zero. Companies split by geography: more than 25% of turnover earned outside the principality brings a 25% profit tax (with French-style computation and generous director-remuneration deductions); purely local business pays none. VAT runs the French system at 20%.0% personal for residents (French nationals excepted); 25% corporate only when >25% of turnover is international; VAT 20% via France.
Income, gains, wealth: nothing. The 1869 promise, kept. French nationals excepted by treaty.The 1869 promise, kept.
The 25% applies when over a quarter of turnover is international; deductions soften it materially.Deductions soften the 25%.
0% in the direct line; modest rates by remoteness. Succession planned through SCIs.0% in the direct line.
The French system via customs union; registration and filings mirror France.The French system.
The corporate 25% is computed after real deductions - including director remuneration that lands, untaxed, in a resident's pocket. That interplay is the actual Monaco structure, and we design it deliberately.
The specialists who'll handle your case.
Guides clients from the first consultation to a working setup - companies, accounts and substance in 60+ jurisdictions.
Handles incorporation paperwork, KYC and bank introductions so your Monaco project launches without delays.
Active across our channels.
The original zero, entered properly - authorisation, company, bank and residency as one prepared file. Full support, start to finish.
Talk to a specialist →What people ask before Monaco.
Can I open a Monaco company without visiting?+
The dossier and much of the process run remotely, but Monaco is a relationship jurisdiction: the government may wish to meet founders, and banks almost always do. Plan one or two visits, typically combined with the residency file that most clients run in parallel.
How much does it cost?+
From €6,900 for the authorisation and company, from €12,000 with principality banking, renewals from €5,000 a year - before premises, which are the world's most expensive per square metre. Monaco prices participation, not paperwork. If the budget argues, we'll name Andorra or Dubai instead.
Is there really no income tax?+
For residents, none since 1869: no income tax, no capital-gains tax, no wealth tax, and direct-line inheritance at zero. The one carve-out: French nationals remain taxable in France by bilateral treaty. The policy has survived every European tax wave for 150 years; stability is the product.
What corporate tax will my company pay?+
Geography decides: if more than 25% of turnover arises outside Monaco, profits pay 25% under French-style rules, softened by real deductions - notably director remuneration, which flows untaxed to a resident owner. Purely principality-focused business pays no corporate tax at all. We model the split before you commit.
How hard is the government authorisation?+
Real, and that is the point. The economic-development department reviews founders' backgrounds, the business plan, financing and the venture's benefit to Monaco, over one to three months, and refuses files it dislikes. Our pre-qualification tells you before anything is filed whether yours will pass; then we build the dossier to the standard the department expects.
SARL, SAM or SCI?+
SARL (€15,000): the working company for services and trade. SAM (€150,000, two directors): the prestige form for finance, larger ventures and anything wanting the anonyme name. SCI: the civil vehicle for holding principality real estate with clean succession. Most operating clients start SARL; the file tells us if yours shouldn't.
How does residency pair with the company?+
Naturally - it is usually the same project: an apartment (bought or leased), a principality bank relationship of substance, clean records, and the carte de séjour follows. The company gives economic purpose; the residency delivers the 0% personal regime. We run both files as one calendar.
What do Monaco banks expect?+
Private-banking expectations, stated as they are: CMB, CFM and the resident houses want to understand the person, the wealth and its source, and typically expect relationships in the seven figures. A prepared file opens serious doors; an unprepared one wastes a famous address. We build to their standard before the first meeting.
Monaco or Dubai / Andorra?+
Dubai offers 0% personal at scale with a 9% corporate rate and a different pace of life. Andorra delivers a 10% world at a fraction of the cost. Monaco offers the original: 150 years of fiscal stability, European legal comfort, and an address that is itself a credential. Budget-led cases go elsewhere - and we say so; the rest come here.
How long does it take?+
Plan two to four months end to end: weeks to build the dossier, one to three months of government review, then incorporation, registry and banking in a few weeks more. Residency runs on a parallel calendar. Monaco cannot be rushed; it can only be prepared properly, which is the entire service.
Founders who wanted it done right.
“As a software development crew at FewMoreTaps OÜ, we've had the pleasure of working with Prifinance on some key financial moves.First of all, navigating the world of corporate banking and finance can be a maze, but Prifinance made it feel like a walk in the park. They helped us set up a corporate bank account without the hassle of jumping on a plane or drowning in paperwork. Everything was done remotely, smoothly…”

“I had their assistance in company registration and I would recommend them. They were answering all my clarification during the process and offering all their supportThank you Daniel and Irinia”

“We found PRIFINANCE COMPANYvia the Internet and asked for help in organizing the opening of their company in Estonia. PRIFINANCE COMPANY specialists helped us a lot with this. Their professional, competent approach and knowledge of their business left us with only the best impressions.”

“I'm thrilled with my experience with PriFinance! They helped me obtain a crypto license in Estonia without any hassle. The team was super understanding and always available to answer my questions and assist. It was great to see how they put effort into preparing the documents to ensure everything went smoothly. I'm delighted with the outcome and highly recommend PriFinance to anyone looking to get a license…”

“Opening an account with Prifinance in a Swiss bank was such an easy and quick process that I was shocked. It all started with the first call, where I received detailed guidance on the required documents and the entire procedure.One of the key highlights was their attention to detail. As someone who usually gets tangled up in paperwork, I was pleasantly surprised when they sent me all the documents and…”

“I recently had the pleasure of working with Boris.. and I must say, it was a fantastic experience. Boris went above and beyond to assist me with my residency needs. His professionalism, knowledge, and dedication truly stood out. I highly recommend working with Boris and the team!”

Other jurisdictions & licenses.
Start your Monaco project today.
Tell us about yourself and your plans. Within one business day you get a frank pre-qualification, a timeline and a fixed quote.A Monaco specialist replies within one business day with a frank pre-qualification, a timeline and a fixed quote.