Register a company in Puerto Rico, America, taxed differently.

To live there and claim individual benefits - yes: bona fide residency is US residency, so citizens and green-card holders walk in, everyone else needs an immigration route first (E-2 and EB-5 are the common ones). A company with an export decree can operate with you abroad, but the famous personal tax benefits bind to living on the island. We triage this before anything else.

Yes - by decree: a signed fifteen-year contract with the government covering eligible export income, renewable, with property and municipal exemptions attached. The conditions are also real: annual reports, fees, and employment rules as revenue grows. Contracts cut both ways, which is exactly why they are credible.

Act 60 was extended - new applications run for another decade - but fresh individual investor decrees now carry 4% on capital gains instead of zero, and eligibility tightened. Existing decree holders keep their original terms. Corporate export decrees remain at 4%. Anyone quoting the old zero for a new personal application is out of date.

Corporately - yes: a PR export-services company at 4% can serve global clients regardless of your passport, with care around US-source rules. Personally - only after solving US immigration. We build different structures for US, EU and CIS clients because the law treats them differently, and we say so up front.

Federal income tax generally does not reach bona fide PR residents' island income - that is the whole point. But FICA payroll taxes apply in full, US persons remain inside federal information and anti-deferral rules, and OFAC sanctions and bank KYC apply exactly as in Miami. Puerto Rico is outside the income tax, not outside the United States.

The island's weakest point. A bankrupt utility, a private operator and hurricane-scarred infrastructure still produce outages a serious economy shouldn't tolerate. Every functioning business runs solar with batteries or a generator - budget it as uptime, not as an option.

US cabotage law requires US-flagged ships between mainland and island, which inflates freight and everything built from it. Importers price it in; service exporters barely notice. It is one more reason the island's sweet spot is exporting services, not moving goods.

An International Financial Entity - Puerto Rico's licence for international banking and fintech platforms serving non-residents, taxed at 4% with US-soil credibility. Real capital, compliance and substance requirements apply. For the right fintech it is a rare product: island rates on American rails.

US-grade: annual report to the State Department, SURI tax filings, IVU if you sell on-island, payroll with FICA, decree reporting if you hold one. Nothing exotic, nothing optional. We calendar all of it - the island rewards clean files and punishes improvisation.

From $3,400 for the company, from $5,900 with a US bank account. The entity files in days; the bank takes two to four weeks; an Act 60 decree runs three to six months and from $5,000 - worth it the moment your model fits. Renewal from $1,500/year.